Iyintoni ibhokisi yokhiye?
Iinzuzo zeebhokisi ze-Lockbox
Isizathu esibalulekileyo sokuqwalasela iinkonzo ze-lockbox sisantya kunye nokusebenza kakuhle: imali ingena kwiakhawunti yakho ngokukhawuleza, kwaye ngexabiso eliphantsi kwimibutho yakho.
Xa abathengi okanye amaqabane abathumela imali, kufuneka ubeke ezo mali. Oko kuthetha ukulinda kude kubekho ukuhlawula, ukuthumela umntu kwi-bhanki ngetshekhi (okanye ukuba nomqeshwa aguqule inkokhelo kwintlawulo yekhompyutha ), kwaye ulinde imali ukucima kwi-akhawunti yakho.
Xa unomthamo ophezulu wemali efunyenweyo, kuthatha imithombo eninzi yokusingatha ezo ntlawulo. Ngaphezu koko, ukulinda iphepha lokuhlola ukuhamba lonke ilizwe kuthetha ukuba ulinde usuku olungaphezulu okanye ezimbini ngaphambi kokuba uhlawulwe.
Ukuhlawulwa ngokukhawuleza: kunye nenkonzo yebhokisi yebhokisi, uhlawulwa ngokukhawuleza. Ngegalelo esuka ebhankini yakho, ubeka ibhokisi leposi kwiindawo ezikhethiweyo eziya kuncitshisa ixesha leposi ukusuka kubathengi. Ngokuqinisekileyo, unabasebenzi kulezo ndawo - ibhanki ayikho - ngoko uhlawula ibhokisi leposi kunye nomntu ukuba asebenze loo ntlawulo.
Ukuthunyelwa kwamaxesha amaninzi ngemini: ngamanye amaxesha iposi ithunyelwa ngamaxesha amaninzi kumaziko e-imeyile ephezulu, anokukunceda ukuqokelela ngokukhawuleza.
Ngenkonzo yeseyile yangoku, unokufumana kuphela ukuhanjiswa kokunye ngosuku, kubangele ixesha elongezelelweyo "lokuthambisa" . Ikakhulu xa ixabiso leedola likhulu, ukulinda olunye usuku loshishino lunokubiza.
Ukufunyanwa kwemali yokufumana imali: umqeshwa wenkonzo yakho yebhokisi yokukhusela uya kuvula i-imeyile, ukhiye kuyo nayiphi na inkcazelo kwiintlawulo, ngamanye amaxesha unike iinkonzo ezongezelelweyo.
Isithembiso esivela kubathengisi kukuba ufumanisa ubuncwane bakho kwishishini lakho eliphambili ngelixa uvumela ukuba baqhube ukuphathwa kwentlawulo.
Izixhobo ezongezelelweyo: abanye abanikezeli bebhokisi bokhiye banika iinkcukacha ezongezelelweyo ezigcina izinto zihamba kakuhle. Umzekelo, ibhanki yakho inokugcina irekhodi leenombolo ze-akhawunti ukusuka kubahloli bamakhasimende ukwenzela ukuba bakwazi ukufumana indlela yokubolekisa intlawulo xa umthengi wakho akhohlwe ukuba afake isigqebhezana sentlawulo (okanye umthengi akaboneleli inombolo yakhe ye-akhawunti). Kuzo naziphi na izinto ezingaqhelekanga okanye iimpazamo, ibhanki inokumisela i-website apho ubona le "ngaphandle" kwaye unqume ukuba wenzeni malunga nentlawulo.
Ukuguqulwa kombane: phantse zonke iibhanki ziza kuguqula iintlawulo kwiintlawulo zekhompyutha (xa zivunyelwe).
Iintlobo zeebhokisi ze-Lockbox
Kukho ezimbini iintlobo ezisisiseko zeenkonzo zebhokisi yokukhiya: ukuthengiswa nokuthengisa.
Ibhokisi ye-lock yeefowuni isetyenziswe yimibutho efumana umthamo omkhulu weentlawulo ezincinci. Ngokomzekelo, ishishini elinabathengi malunga nelizwe (njengefowuni yefowuni) lingafaka iibhokisi ze-lock kwiindawo eziliqela ukukhusela iintlawulo kwiintsuku eziliqela ngeposi. Ezi ntlawulo zivame ukuza kunye nekhompyutheni yokuhlawulwa ekhompyutheni efundekayo. Kwiimeko ezininzi, i-intanethi "kwi-intanethi" iintlawulo ezivela kwi-akhawunti yakho yasebhanki yabathengi ziphela kulezi bhokisi zokukhiya.
Iibhokisi ze- lock box zithengisa kakhulu, iintlawulo ezingaphantsi kancinci, njengentlawulo phakathi kwamaqabane ebhizinisi (umthengisi, umzekelo). Ngenxa yokuba le ntlawulo ingaba mkhulu , kunokufanelekile ukufumana imali ebhankini enye okanye kwiintsuku ezimbini ngokukhawuleza. Nangona kunjalo, ezi zifunyenwe zivame ukuba zilula nje ngetshekhi ngekhuphoni ehlawulweyo - ifuna abasebenzi abaninzi kunye nobuchule bokusebenza.
Ezinye iibhokisi ze-lock zingasetyenziselwa nayiphi na injongo. Naliphi na ixesha elifunyenweyo ukuba lihambe ngeposi, umntu unokuyila isicombululo sokudala kunye nesisombululo.