Indlela yokujongana nabathengi Ukuzisola kunye neenyawo ezinamafutha

I-Cold Feet Syndrome Xa kuthengwa ikhaya liqhelekile

Abathengi abaninzi basekhaya banamava abandayo kwaye badlula ixesha lokuzisola komthengi. © Big Stock Photo

Abathengi ukuzisola kubangela iinyawo ezibandayo. Kungaphezu kokuhamba kwikhephu kwizicathulo ezichukumisayo ngaphandle kweesokisi. Emva kokuba ufumene iindaba ezilungileyo ukuba uthe wathenga ikhaya, akuqhelekanga xa ungumthengi ukuhlakulela abathengi ukuzisola okanye ukuba ngabaphi abameli bezakhiwo bazibiza ngeenyawo ezibandayo. Le syndrome yeenyawo ezibandayo yenzeke ngokukhawuleza. Omnye umzuzu uxhuma phezulu kunye ne-glee, ukubambisana, ubiza abahlobo bakho kunye nosapho ukuba babelane ngolonwabo, kwaye ukungaqiniseki komzuzu olandelayo kungena kuyo, njengokuba ifu elikhulu lemvula libonakala lingekho ndawo.

Uyazibuza: yintoni ehlabathini oyenzayo nje?

Ngoko, akukho ntloni, iya kuba yimbi. Zonke iintlobo zezinto ezimbi zivela. Unokucinga ukuba umlingani wakho utshaywa kwaye uyazibuza ukuba ngaba bobabili unokwenza njani intlawulo yomboleko ? Kwenzeka ntoni ukuba kukho into ephuka ekhaya lakho elitsha kwaye awukwazi ukukulungisa? Ngaba uyihlawule kakhulu indlu? Ngaba ufanele ufune indlu eyahlukeneyo ukuyithenga? Ngaba konke oku kwenzeke ngokukhawuleza? Intloko yakho inokuthi ijikeleze. Gah.

Ngaba unokufumana enye into embi? Ewe, inako. Aba bathengi bayazisola ngelixa eligqibeleleyo.

Ngokomzekelo, unokufumana umntu onokukunceda ukondla kule nkxalabo, mhlawumbi ilungu lentsapho okanye umhlobo osondeleyo. Ngokubambisana, unokuziqhubizela ngokupheleleyo. Kwaye kunengqiqo kuwe ukuba uzenzele intlungu ngenxa yokuba ukwabelana ngeengcamango ezixhalabisayo ngokukhuthaza omnye nomnye ukuba eze neziphumo ezimbi ezingakumbi . Njengaye, kuthekani ukuba i-asteroid ibetha umhlaba?

Ukuba ufumanisa oku kwenzeka kuwe, phuma uze ufumane umntu wesithathu ongathathi hlangothi ukuthetha ngokutya kwakho kunye nabathengi bakho ukuzisola.

Thetha nomntu osithembayo ongaxhunyiwe kwi-real estate transaction. Oku akuthethi ukuba i-agent yakho ye-real estate ayikwazi ukunceda, kuba ama-agent aqeqeshiwe ukunceda abathengi bajongane nabathengi ukuzisola, kodwa unokuba uzive ungcono malunga naloo mntu ukuba wayehluke ngokupheleleyo kwinkqubo yokuthenga ekhaya .

Kwakhona kunceda "uBen Franklin" imeko. UBen Franklin uthetha ukuzama ukulinganisa i-pros and cons. Thatha ipilisi yephepha uze udwebe umgca phantsi. Bhala iqhosha lesobunxele u-EYE nelinye icala. Ngaphantsi kweNYE ikholamu, dwelisa izizathu zokungazithengi ikhaya , ukulinganisa nokulinganisela ngezizathu zokuthenga ikhaya kwikholomu ye-YES. Akunakukwazi ukuza nazo naziphi na izizathu zokuthenga ikhaya xa uqala le nkqubo, kodwa ngexesha lokugqiba, uya kuba nezizathu ezininzi zokuthenga .

Qala ngokubhala uluhlu lwezizathu ozive ukhululekile ukuhamba phambili kunye nokuthenga kwakho ekhaya. Izizathu zokungayithengi ikhaya zingaba:

Ngecala le-OYA kwikholam, ungaqala ukuluhlu izizathu zokuthenga ikhaya, kwaye ubonakalise njengesiqhelo kwizizathu ezingekho phantsi kweNYE.

Kwakhona, kwicala le-OYA kwikholam, kufuneka uhlalutye zonke izizathu zokuthenga ikhaya, oqale ngalo ngaphambi kokuba wenze isipho sokuthenga . Ezinye zazo zingabandakanya ubumfihlo, ukulawula indlu yakho kunye nokukwazi ukubiza indawo yakho, ukubeka phantsi iingcambu, ukufumana inja, ukubamba i-backbeard barbecues, ukulingana kwakha kunye mhlawumbi nokuqalisa intsapho. Konke ngokukhawuleza, njengeminwe ehluthayo, abathengi bakho bayazisola kwaye loo maqanda abandayo aya kufudumala.

Khumbula ukuba kuqhelekile ukuziva ukuba abathengi bayazisola kodwa ekugqibeleni baya kudlula.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.