Imigaqo yokuMkela iintlawulo
Umngeni kumashishini ukhusela ukuhlola okubi . Awukwazi ngokuqinisekileyo ukuba abathengi banemali kwi-akhawunti yabo yokujonga, kwaye kuyabiza kwaye kudla ixesha xa ukuhlolwa kukunyusa.
Ngoko, unokwenza ntoni ukunciphisa amathuba okufumana isheke esibi? Amanyathelo angezantsi aya kunceda uqalise.
Hlola i-ID: mhlawumbi ukwenza njalo, kodwa ukuba awukuthi, lixesha lokuqalisa. Ukuqinisekisa ukuchongwa kwombhali wokukhangela kukunceda ukuba uqiniseke ukuba umntu onika itekisi ngumntu ofanayo onayo i-akhawunti. Kufuneka ujonge kwakhona (kwaye ukopishe phantsi) idilesi kwi-ID ukuze ubone ukuba ihambelana nedilesi kwisheke. Ukuba iadesi azihambisani, akuthethi ukuba ufumana isheke elibi, kodwa kufanelekile ukwazi (oku, ngokudibanisa nezinye izinto ezingaqhelekanga, kunokubhekisela kwingxaki).
Jonga umqondiso: qinisa ukuba zonke iitshekhi zisayinwe kwindawo yakho yezoshishino (kuthatha abathengi beza kwindawo yakho yezoshishino). Thelekisa loo mqondiso ukusayinwa kwi-ID ukuze uqinisekise ukuba usebenzisana nomntu ofanayo. Ufuna ukubona ngokwenene uphawu lomntu ngenxa yokuba isela lingathatha isheke elibhalwe ngokusemthethweni, liguqule, kwaye lilethe kwi shishini lakho.
Fumana ulwazi lomnxeba: ukuba ulwazi lomninimzi lomnxeba aluprintwanga kwisheke, okanye alukho mva, fumana idilesi yangoku kunye nenombolo yocingo. Ukuba kukho into engalunganga ngentlawulo, isinyathelo sokuqala kukuqhagamshelana nomthengi uze ubazise. Kungenzeka kube yiphutha elithembekileyo kwaye umthengi uya kulungisa ngokukhawuleza ingxaki; ukuba akunjalo, kufuneka uxelele umthengi ngokubhaliweyo ngaphambi kokuthatha isenzo somthetho.
Jonga ngokukhawuleza: ngaba le tshekisho yanyatheliswa ngumshicileli wokutshekisha, okanye ingabe yenziwe ngumlisela oqeqeshiweyo? Khangela ukuba ukhangele ukuba iimida ziyacocwa kwaye zicwecwe, kwaye khangela iinkalo zokhuseleko kwisheke. Khangela nayiphi na imiqondiso yokuphazamisa, njengento yokugubungela kwaye ugqoke kwiindawo ezinokukrokra.
Hlola inombolo yetshekhi: sebenzisa ulumkiso olungakumbi xa isheke livela kwi-akhawunti entsha. Ungazixelela njani? Khangela kwinombolo yokukhangela. Inombolo ephantsi (101, okanye nayiphi na into efanayo) ngokuqhelekileyo ithetha ukuba yincwadi yokuqala yokutshekisha kule akhawunti. Oko kwathiwa, nabani na onokucela ukuba baqale ukuhlola kwabo kwinani eliphakamileyo, ngoko-ke khangela i-9900 ayifumanekanga kwiakhawunti eneenkcukacha.
Umhla wamanje kuphela: gxi ninisa ukuba ukuhlolwa kubhaliwe nomhla wamhla kubo kuphela. Ukuba usuku oluzayo lisetyenziswe, qaphela.
Ummandla wendawo kuphela: ukuba kunokwenzeka, bambelele kwiitshekishe ezivela kubaxhasi abahlala kwimeko efanayo neyeshishini lakho. Ngokuqinisekileyo, abantu bashukunyiswa kwaye isiseko sakho somthengi siba seeholidini, kodwa ingozi iphezulu nangokhenketho lwangaphandle.
Qinisekisa imali: xa ungathandabuzeki, qhagamshelana nebhanki yombhali wekhenkethi uze ucele ukuqinisekisa ubungakanani bemali phambi kokuvuma isheke. Ibhanki inokwenqaba isicelo sakho, kwaye akukho siqinisekiso sokuba imali iya kuba khona nangona ibhanki iqinisekisa iifowuni, kodwa ixabisa ukudubula.
Ungabhalisela kwakhona uhlobo oluthile lwenkonzo yokuqinisekisa isheke ukukunceda ukukhangela ithenkethi yokutshutshisa.
Musa ukuyichitha ngokukhawuleza: khumbula ukuba isheke lihlala libuyiselwa, kwaye kunokuthatha ixesha elide kunokuba ulindele. Inkqubo yokucoca i-check is confusing kuba ibhanki yakho ingakuvumela ukuba uhoxise okanye uchithe (okanye zonke) iimali kwisheke phambi kokufumanisa ukuba isheke liyinto enhle. Ukuba kuvela ukuba iteksi iyaxhamla emva kokuchitha imali, kuya kufuneka uhlawule ibhanki. Ngoko kufuneka ulinde ixesha elingakanani? Iintsuku ezingama-30 kufuneka zijongene neengxaki eziqhelekileyo, kodwa zilinde ixesha elide ukuba unayo nayiphi na ingxaki. Thetha kwi-bhanki yakho uze ufumane xa uya kukwazi ukuba imali ifike ngempela .