Kutheni Ubhanki Bokubuyisana Kubalulekile
Ukuhlalisana kweBhanki
Ukudibanisa i-akhawunti yakho, thelekisa irekhodi lakho lokuthengiselana kunye nezilinganiso kwisitatimende sakho sebhanki yenyanga. Hamba ngomthengi ngamnye, uqinisekise ukuba amanani alinganayo ngokufanelekileyo.
Uya kufuna kwakhona ukuqinisekisa ukuba izitatimende zakho zasebhanki zibonisa ibhalansi yekhawunti yokugqibela ovumelana nayo.
Ukuba uyaqhelana nokulinganisela i-checkbook yakho , ngoko sele uqhelene nokuxolelana kwebhanki. Unokwenza okufanayo into efanayo.
Kuyinto eqhelekileyo ukubona ukungafani okona kubangelwa ixesha, kodwa kufuneka ube nokukwazi ukuchaza ngokucacileyo ezo ntlukwano. Umzekelo, ungabhala isheke kumthengisi kwaye unciphise ibhalansi yakho ye-akhawunti ngokufanelekileyo, kodwa ibhanki yakho iya kubonisa ibhalansi ephakamileyo ide ihlasele i-akhawunti yakho
Ngokufanayo, ukuhlawula ngokuzenzekelayo kwikhompyutha kungabetha i-akhawunti yakho ngosuku okanye ngaphambi kokuphela kwenyanga, kwaye unokulindela ukuyibona kwinyanga ehlukile. Nangona nje ukungahambelani kunokuba kubhalwe lula, mhlawumbi akukho mfuneko yokukhathazeka.
Kutheni kubalulekile ukubuyisana kwakhona
Ukuhlaziywa rhoqo kweeakhawunti zakho kunokukunceda uqonde iingxaki ngaphambi kokuphuma.
Iibhanki zebhanki zoshishino azikhuselwanga njengeakhawunti yomthengi phantsi komthetho wesigqeba, oko kuthetha ukuba awukwazi ukubala kwibhanki ukukhawula ubuqhetseba kunye neephene kwi-akhawunti yakho. I-akhawunti yoshishino ecityanisiweyo inokuphazamisa.
Fumana iNgxowa
Enye yezinto eziphambili zokubheka kukho nayiphi na uphawu lobuqhetseba.
- Ngaba ngaba uvavanyo olusemthethweni olunikezele ngokuphindiweyo okanye olushintshileyo, okubangele imali eyishiya i-akhawunti yakho yokujonga?
- Ngaba uhlolo lwalukhutshwe ngaphandle kwegunya?
- Ngaba kukho ukuhanjiswa okungagunyazisiweyo ngaphandle kwe-akhawunti, okanye umntu owenza ukukrazula okungagunyaziswanga?
Ukuthintela iingxaki
Ukuvumelanisa i-akhawunti yakho kukukunceda uqonde izinto ezinokufuna ukunakwa. Umzekelo, usenokufuna ukuhlaziya kwakhona indlela olawula ngayo ukuhamba kwemali kunye neengxelo ezifunyenweyo, okanye unokufuna ukutshintsha inkqubo yakho yokugcina irekhodi kunye neenkqubo zokubhala.
- Yazi ukuba uninzi kangakanani kwi-akhawunti yakho
- Gwema ukuhlawula (okanye ukwenza iikhompyutheni ezingaphumeleli ngekhompyutha) kumaqabane kunye nabathengisi
- Gwema iifizi zebhanki ngemali enganeleyo okanye ukuya kwimigca yesikweletu xa ungenayo imfuneko
- Yazi ukuba iintlawulo zabathengi ziye zahlula okanye zahluleka kwaye ukuba kukho nayiphi na inyathelo efunekayo
- Gcina umkhondo wengxelo yakho yokuhlola
- Qinisekisa ukuba yonke into iya kwi-accounting system ngokufanelekileyo
- Ukufumana iimpazamo zeebhanki
Xa kuhlaziywa
Kuqiqile ukuhlaziya ii-akhawunti zakho ubuncinane ngenyanga. Kwimizi-mveliso ephezulu okanye imeko apho ukukhwabanisa kuyingozi, kaninzi kulunge. Amanye amashishini adibanisa ii-akhawunti zabo zebhanki imihla ngemihla. Ungakwazi kwakhona ukwakha ukhuseleko kwiakhawunti yakho yasebhanki - cela ibhanki yakho ngcamango. Isisombululo esisodwa si-Payment Positive, apho iibhanki ezininzi zinikela, ukuthintela ibhanki yakho ukuba ivume ukuhlawulwa kweentlawulo ngaphandle kokuba waziwazisa ngaphambili ngenkokhelo.
Indlela yokubuyisana
Inkqubo ingaba njengesiqhelo okanye engacwangciswanga njengoko uthanda. Amanye amashishini adala isitatimende sebhanxisi, kodwa into ebalulekileyo kukuba uhlaziye nganye nganye imveliso evela kumthombo ngamnye (iirekhodi kunye neerekhodi zebhanki ): qhathanisa ezo ntengiso kwaye uqhathanise ibhalansi yeakhawunti yakho ekupheleni kwexesha ngalinye. Kwakhona, ixesha lingaba lenyanga, imihla ngemihla, okanye nayiphi na ixesha elikhethayo.
Unokufumana phi ulwazi oluyidingayo? Inkqubo yakho yokuphendula kufuneka ibe nayo yonke into oyifunayo, okanye ungayigcina kwirejista yokutshekisha. Ibhanki yakho kufuneka inikeze ukufikelela kwi-intanethi kwi-akhawunti yakho, ikuvumele ukuba uyibuke kwaye uyikhuphe ukuthengwa rhoqo.
Ukufumana inkcazelo engaphezulu, kunye neempendulo zeempendulo (kwifom yekhompyutha kunye nephepha) jonga indlela yokulinganisela i-akhawunti yebhanki .