Ukutshintshwa kweMvume kwiLayisenisi yoMqhubi
Inqwelo-mali yomshuwalense ingaba yinto ekhohlisayo kakhulu ukuchaza ukuba ayihluki nje kuphela yombuso kodwa nayo iyimoto yomshuwalense wemoto.
Ngokuqhelekileyo, i-inshuwalense yemoto ngokukhawuleza iqhubekela phambili kubashayeli abasha. Ithetha ntoni le nto? Kuthetha ukuba umqhubi omncinci usengozini yemoto ngoko umgaqo-nkqubo womnini wezithuthi, abanikazi baninzi ngabazali, baya kunikezela ngokukhawulelana okukhethiweyo kunye nomqhubi omncinci kufuneka kudibaniswe kumgaqo-nkqubo ngexesha lokulahleka.
Abanye abathwali bomshuwalense banzima. Bafuna umqhubi ovumelekileyo ukuba abhalwe kwi-policy kunye nomqhubi onikwe ilayisenisi ukuba abhalweliswe ukuze akhuselwe. Uyazi njani ukuba umphathi womshuwalense ufuna ntoni? Shayela uze uthethe ne-inshente yomshuwalense wemoto. Ekuqaleni uthetha nabo malunga nenkqubo, bhetele ungayilungiselela.
Ngokuzama ukuzama ukufihla umqhubi oneminyaka eli-16 ubudala ukuphepha ukuhlawula amazinga aphakamileyo nakanjani akuyona into efanelekileyo. Ekugqibeleni, umntu oyedwa owenza ubuhlungu nguye. Cinga ukuhlawula i-inshurensi yemoto kwiminyaka kuphela ukuba umqhubi wakho oneminyaka engama-16 ubudala afike engozini kwaye akayi kugutyungelwa.
Ngokuqhelekileyo, umthumeli womshuwalense wemoto uya kufumana umqhubi omtsha xa umgaqo-nkqubo wakho womshuwalense wemoto usuvuselela. Xa beqhuba ingxelo ye-CLUE kwindlu, igama lomqhubi olusanda kulayiseniswa kunye nosuku lokuzalwa luya kuvela kwinkqubo. Emva koko uya kuqhagamshelana ngeposi ukuxelela ukuba ixesha lokufaka umqhubi kumgaqo-nkqubo.
Ukuba awuyihoyi izaziso, kungenzeka ukuba umthengisi we-inshurensi akayi kuphinda ahlaziye umgaqo-nkqubo okanye ufuna ukuba ungabandakanyi umqhubi kumgaqo-nkqubo.
Zindleko Kangakanani Ukuqinisekisa Umntu Omdala oneminyaka eyi-16
Ukuqulunqa indleko yomshuwalense wemoto ukuba nayiphi na umntu omnye unzima kakhulu ukwenza. Iinguqu ezinokutshintsha isantya zibandakanya ukuba yeyiphi inkontila ye-inshurensi onayo, yintoni uhlala kuyo, izaphulelo ezifanelekileyo, nokuba ingaba intsha leyo inesithuthi sayo. Ukubeka inombolo kuyo, unokujonga i-$ 15 ukuya kwi-20 kwenyuka nyanga zonke xa ukongeza nje umqhubi kumgaqo-nkqubo womzali. I-Ad ding oneminyaka eyi-16 kunye nesithuthi kunye namanani angakwazi ukuhamba ngokukhawuleza njengama-$ 200 ngenyanga.
Indlela ekhawulezayo yokufumana amanani oyifunayo ukuba uhlahlo-lwabiwo ngokufanelekileyo umqhubi oneminyaka eli-16 ubudala uya kubabiza umnxeba wakho we-inshorensi . I-arhente okanye ummeli wenkonzo yabathengi kwinombolo yakho ye-inshurensi ye-800 inokucaphula iindleko ezifana nawe ukufumana isicatshulwa sokongeza isithuthi esitsha.
Kutheni i-Olds-Olds engu-16 ihlawulwa ngakumbi nge-Inqwelo yomshuwalense
Ukulinganiswa kwe-inshurensi yemoto kunezinto ezininzi. Ngokuqhelekileyo, isipiliyoni somqhubi sikhulu. Ukuqhuba kakuhle imoto kuthatha abantu abaninzi kwiminyaka yokusebenza. Xa kuziwa kumqhubi omtsha, akukho mlando ibonisa umqhubi ngumqhubi okhuselekileyo.
Intsha ithathwa njengengozini enkulu yokufaka ibango . Isimo esifanelekileyo somqhubi sinokufumana kuphela ixesha. IiRhafu zingahla ngokunyuka ngokwexesha ngokuxhomekeke kwithwala yakho yenkampani yomshuwalense, kodwa i-25 yimivuzo yomshuwalense yeminyaka yobudala inomdla.
Iimpazamo eziqhelekileyo zokuqhubela phambili ezenziwa ngabaselula ngokutsho kwe-AAA
- Umbono we-Tunnel: Umqhubi wesifo unokugxila ngendlela engakumbi kwisithuthi phambi kwabo. Kubalulekile ukuba uhlalutye ngeengozi ezinokwenzeka xa ushayela. Ubuchule bokuskena bubulumko obufundiweyo ngexesha. Kufunyenwe ukuba abatsha banamathuba okuba nombono we-tunnel kwaye baqhubeka bekhangele phambili belahleka ezinye iingozi ezinokuthi bahambe nabakhweli.
- Ukuqhuba ukuphazamiseka : Ukuqhuba ukuphazamiseka kuyingozi kangangokuba kuthiwa yimbi ngaphezu kokushayela umonakalo. Akukho ukunqongophala kweziphazamiso kubaqhubi abaselula namhlanje. Iifowuni kunye nabahlobo zizona ziqhamo ezinkulu.
- Ukuhamba ngokukhawuleza : Ukuhamba ngokukhawuleza kungagcinwa kuphela kwabantwana abaneminyaka engama-16. Nangona kunjalo, amanani abonisa xa kuthethwa kubantwaba kwiingozi zemoto ezibulalayo, ukukhawuleza kubakho umbandela. Ngamanye amaxesha kunokuba kuboniswe kwimbono yabatsha abashayeli bamava. Kunokuba nzima ukuba ufunde apho uya khona, yintoni umlinganiselo wesantya esikuthunyelweyo, kwaye isithuthi sakho sihamba ngokukhawuleza kangakanani. Akunakuze kube njalo ngenjongo kodwa kuyingozi yonke into.
Izindlela Zokugcina Imali kwi-Inqwelo Yomshuwalense Ngeminyaka eli-16 ubudala
- Yiya kwiNkqubo yabazali: Uneminyaka engama-16 ubudala uya kuhamba ngomgaqo-nkqubo womzali. Kukho isizathu esihle sokuya kumgaqo-nkqubo womzali. Iindleko zingaba ngama-30 ukuya kweepesenti ezingabizi ngaphaya komntwana osemva. Izaphulelo ezinkulu eziqhelekileyo ezingenakukwazi ukuzifumana zona zibandakanya umgaqo-nkqubo kunye nokukhutshwa kweemoto ezininzi.
- Yabelana ngeCar: Ukuba neemoto ezimbalwa kunokuba abashayeli ngumsindisi omkhulu wemali. Uninzi lwezithuthi zomshuwalense wemoto ziya kwenza umqhubi osemtsha ukuba afakwe njengomqhubi wesibini. Umntu ongenakho ukufikelela okuphambili kwisithuthi uhlawula ixabiso eliphantsi xa kuthelekiswa nokulinganiswa njengomqhubi oyintloko.
- Discount Discount Student : Isaphulelo somfundi esilungileyo akusiyo inkolelo. Abathwali abaninzi bee-inshorensi banikela kwaye kuyinto efanelekileyo. Abathwali be-inshurensi basebenzisa amaninzi amanqaku kunye nokubala okubonisa ukuba abafundi ababonisa ukuba ngabaxanduva xa kuziwa esikolweni nabo banomthwalo emva kwevili.
Iimoto ezihamba phambili kwiiDrive
Imoto engcono kakhulu eneminyaka engama-16 ubudala ukuqhubela umzali wayo ngezinye izihlandlo. Nangona kunjalo, abaninzi abatsha bafuna imoto yabo yokuya esikolweni, imisebenzi yangaphandle, kwaye mhlawumbi isebenze. Izindlela ezifanelekileyo zokugcina i-inshurensi yemoto indleko ezinokuthi zikhethe ikhefu elidala kunye nezinto ezikhuselekileyo zokukhusela. I-sedan eminyango emine okanye imoto yezinto ezisetyenziswayo zezemidlalo ezinama-airbags amaninzi yindlela ehamba phambili yokuhamba. Khetha enye efikelelekayo ngokwaneleyo ukunqumla ukukhutshwa komonakalo ngokomzimba. Ukukhetha umgaqo-nkqubo kuphela uza kugcina iindleko xa kuthelekiswa nokuthenga umgaqo-nkqubo opheleleyo wokufumana umqhubi omtsha.
Ukufumana ilayisenisi yokuqhuba nge-16 yinto enkulu kakhulu. Nangona kunjalo, abantu abaninzi banqabile ukufumana ilayisenisi. Ukufumana ilayisenisi kwi-17 okanye ye-18 ingenakho ukwenza i-inshurensi yemoto yakho ingabizi , kodwa unalo nyaka okanye ezimbini ukugcina. Intsha eninzi ixakeke kakhulu. Kungakhathaliseki ukuba yintoni imeko yakho, xa unikwe ilayisenisi, i-inshurensi yemoto ibaluleke kakhulu. Qhagamshelana nommeli we-inshurensi elayisenisi ngaphambi kokuba uthathe endleleni.