Izindlela eziphezulu zokuguqula i-Intshurensi yakho yemoto yangoku kwi-inshurensi engabizi

Ingaba Inqwelo Yakho Yomshuwalense Ixabiso Eliphantsi?

Ngaba ufumana inshuwalense encinci kwimoto yakho? Olu luhlu luyakunceda ufumane i-inshurensi yemoto engancinci - engabizi ngokubhekiselele kumgangatho kodwa kulula kwi-wallet yakho! Ulibale iimbali zamathambo , fumana umgaqo-nkqubo womshuwalense wemoto uze uqhathanise imali oyilondolozile kuloluhlu ukuze ubone ukuba ufumana yonke imali oyilondolozileyo, okanye uyiprinte kwaye uyisebenzise xa ufumana umgaqo-nkqubo omtsha okanye ufumana i- inshurensi yemoto yomshuwalense .

Izindlela eziphezulu zokutshintsha iiNtshumo yakho yomshuwalense wamanje kwi-inshurensi ephantsi

Fumana iWoft Devices : ezininzi iimoto ezintsha ziba zixhobo zobusela. Ezinye zizenzekelayo kwaye ezinye zifanele ziqalwe kumgca weqhosha, kodwa bonke bafumana izaphulelo kwi-inshurensi yemoto . Kwakhona, ezinye iincwadi zibonelela ngezaphulelo ezongezelelweyo ngezinto ezinjengefestile.

• Zama Ukusetyenziswa kweNkcitho yomshuwalense we-Auto : Ngaba ufuna ukugcina imali ngokusekelwe kwimikhwa yakho yokuqhuba? Unako ngokusebenzisa isistim esebenzisa i-inshurensi ye-auto. Le fowuni ixhuma kuphela kwimoto yakho kwaye idlulisele idatha yakho yokuqhuba kwenkampani yakho yinshurensi kwaye inkampani yakho yomshuwalense inokusekela iirhafu zakho malunga nendlela oqhuba ngayo.
• Cela i-Multiple Discount Disc: Ngaba wayesazi ngezinye iinkqubo ukuqinisekisa imoto emibini ingaba intengo efanayo nokuqinisekisa omnye? Ukuba akunjalo intengo efanayo, ukuqinisekisa enye imoto ngokuqhelekileyo ayinayo imali enokucinga ngayo. Ukuba unemoto emibini, kuqikelele ukuba ukhangele nge-inshente yakho yomshuwalense, okanye xa ufumana inqaku lakho le-inshurensi yakho ye-intanethi, ukuqinisekisa ukuba unokufumana lesi saphulelo kwi-inshurensi yemoto yakho. Kwakhona, ukuba uceba ukuthengisa imoto yesibini, inkohliso yomshuwalense wemoto iya kuba kukugcina loo moto ibe yimbopheleleko yokufumana isaphulelo sakho semoto . Ngamanye amaxesha abantu bayamangalisa xa bebiza inkampani yomshuwalense wemoto ukuba bathathe imoto yabo yomshuwalense, kuphela ukuba bafumanise ukuba ixabiso labo alizange liye kodwa liye landa!

• Qinisekisa ngeMigaqo-nkqubo Yonyaka: Ukukhetha umgaqo-nkqubo wonyaka kunokunyusa ukonga kwakho kwi-inshurensi yemoto yakho. Ukuthengwa komgaqo-nkqubo wonyaka kunomgaqo-nkqubo weenyanga ezintandathu kukunika izinga elingenakuguqulwa kunyaka omnye kunye nokutshintshwa kwinyanga nganye ezintandathu.
• Ukujonga Ubungakanani Bokugcina Ubungakanani : Ukuba uceba ukugcina imoto yakho nayiphi na ixesha, ungagcina kwi-inshurensi yemoto yakho kuphela ngokugcina ugcino olunzulu ngexesha lokugcina . Ekubeni imoto iya kugcinwa, akunakwenzeka ukuba iya kufakwa okanye ifuna ukukhutshwa komsebenzi .

• Hlola kwakhona i-Mileage yakho: Le yindlela enhle yokufumana inshurensi yemoto engancinci: Ukuba usondelelene "neekhilomitha ukuya emsebenzini", ungafuna ukujonga i-mileage yakho ngokufutshane. Xa inkampani yomshuwalense womshuwalense okanye ummeli womshuwalense akubuza ukuba "Uhamba ngaphaya kweekhilomitha ukuba usebenze ngenye indlela?" Lo ngumbuzo obalulekileyo oza kukukhetha kwiklasi ethile. Iklasi ngalinye linokungafani ngokubaluleka kwamanani.
• Khangela i-Discount Group: ezininzi iinkampani zinikeza isaphulelo kwi-inshurensi yemoto ngokubambisana nemibutho ethile. Ezi zinokuluhlula kwiimanyano zesikweletu , iikholeji zeekholeji, okanye nje ukuba nekhadi elithile lekhredithi. Shayela isikhungo sakho senkonzo uze ubacele uluhlu lwemibutho yabasebenzi.
• Uxanduva oluphantsi, olunzulu, ulwalamano, okanye iiNtlawulo zeNtlawulo zeZonyango: Kakade, unokunciphisa iifayili eziphambili kodwa kunokukunika i-inshurensi engancinci oyifunayo ngaphandle kweyodwa! Ukuqonda kunye nokudibanisa mhlawumbi ngowokuqala ukujongana nokunciphisa ngokunyusa ama-deductibles yakho kwi-inshurensi yemoto yakho. Uninzi lwezithuthi ezibolekwe kwiibhanki zingabakho kwi-dollar engama-1000. Emva koko, ukunciphisa uxanduva lwakho kunye neentlawulo zonyango kunokuncedisa, kodwa kuphela xa unenkathazo yokuhlawula i-premium yakho kwaye ayikhuthazwa ukuba ulondolozwe ngokubanzi.

• Yenza i-EFT Iintlawulo : ezininzi iinkampani zomshuwalense yemoto ngoku zihlawule ukuya kuma-5.00 okanye ngaphezulu kwiintlawulo zeposi, kodwa ngamanye amaxesha akukho nto ukuba ukhetha ukuhlawula ngokuzenzekelayo iintlawulo. Kwaye, ngamanye amaxesha ukuxothwa kungavela kwikhadi lakho lekredithi , ngoko akufanele ukhathazeke ukuba imali iya kuba kwi- akhawunti yakho yasebhanini xa ixesha lokuhlawula lifika.

Ezinye iindlela zokufumana i-inshurensi encinci ivela kuba ngumfazi , ukugcina ikhredithi yakho kumgca kunye nokunye.

• I-Course Driving Course: Ezinye iinkampani zinika izaphulelo ezinkulu kwi-inshurensi yemoto ngokuya kwiikhosi zokuqhuba ngokuzikhusela . Hlola nomkomishinala wakho we- inshurensi yomhlaba , inkampani yomshuwalense okanye xa ufumana inkokhelo ye-inshurensi kwi-intanethi ukubona ukuba unako ukufumana ilungelo lokufumana apho unokuthatha khona izifundo.
• Ukudibanisa i-Auto kunye neNkcazo okanye iNgxowa-mboleki: Iinkampani ezininzi ze- inshorensi zinika isaphulelo ukuba uthwala umgaqo-nkqubo wakho we-auto nekhaya okanye umnini-nkampani kunye nenkampani efanayo. Esi saphulelo sinokuthi siphile kwi-5% -20%!

• Jonga iNgxelo yakho yeMboleko: Enye inqaku elihle lokufumana inshuwalense yemoto engancinci - gcina i-credit yakho ecocekileyo! Ewe, iinkampani ezininzi ze- inshorensi zijonga i-credit yakho kwaye zixhomekeke kumgaqo-nkqubo wakho kwizinto ezifunyenweyo. Qinisekisa ukuba uhlolisise ukubona ukuba i-credit yakho ifanelekileyo, kwaye ukuba akunjalo, unokufuna ukufumana iinkampani ezingenzi ukuhlolwa kwetyala .
• Qeqesha abaqhubi be-Teenage Drivers: Abaqhubi bezemfundo abanakho nje ukunika isaphulelo esilungileyo kwi-inshurensi yemoto yakho, kunye namabakala amahle . Unokuzibika kwinkampani yakho yomshuwalense yemoto nganye nge-semester.
• Ukufumana Ubungakanani Bokuqashisa Imoto: Ukuba unesigqeba esiphezulu kunye nokudibanisa kwisithuthi sakho sangoku, usenokungafuneki ukukhutshwa kwerenti . Ufihliwe kakhulu kwimoto yokuqasha njengoko uza kuba kwisithuthi sakho. Ngoko ke, ukuba unemoto entsha ngokufanelekileyo kufuneka ulungile, kodwa ukuba imoto yakho ibhekisele kumawaka ambalwa, kufuneka ufumane uncedo olongezelelweyo.
• Mngcipheko o phezulu? Fumana Uncedo: Ingaba usebenzisa inkqubo yokufumana i- inshorensi ye-intanethi okanye usebenzisa i-arhente yendawo, ukuba unobungozi obuphezulu kwaye xa uzama ukufumana i-inshorensi ungaphambuki okanye awukwazi ukuhlawula ama-premium aphezulu. unokufuna ukunxibelelana nomkhomishinala wakho we-inshurensi. Zonke ii-inshorensi zengozi enkulu yabantu abangenakho ukufumana i-inshorensi kwenye indawo. Ukufihla ingabikho mkhulu kunabo bonke, kodwa ubuncinci kuya kukubuyisela kwakhona.