Iinkcukacha zoNgculiseko lwaBathengi beSizwe
Unokujonga kwimithombo eyahlukeneyo yokuphononongwa kwabathengi kwi-intanethi, kodwa ngelanga ulwazi lo kuhlolwa luvame ukudideka.
Kunokwenzeka ukuba abantu babhale ngamava abo ambi, kunokuba bathathe ixesha lokuya kwisiza sokuhlaziya i-intanethi ukubhala malunga namava amaninzi ababenayo.
Ngoko kunokuba nzima kakhulu ukubona indlela inkampani yomshuwalense yenza ngayo ngokubanzi, ngokusekelwe kwiingxelo ze-intanethi ezingahleliwe.
Nangona kunjalo, kukho izifundo ezimbalwa, okanye ukuqokelela idatha evela kwimithombo enokukunceda ukuba ufumane ingqiqo kakuhle yendlela inkampani eyenzayo ngayo.
Iifama zeeFama zikaRhulumente zeeNkonzo zeBango
Isifundo se-JD Power sika-2017 sase-US sokuziThengisa ukuBaneliswa koBuququzelelo bobuGcisa bumnqwanqwa obuhle bokuneliseka kwamakhasimende kumabango kwaye kwimeko yeFama i-State ifakwe kwisithuba se-8 , eneenkalo ezi-3 kuma-5. Oku kuthethiweyo, ngaphezu kweenkampani ezili- okanye ngaphantsi.
Izikhalazo zeFama zeSizwe kunye neeBakala
Ngokutsho kweNerdWallet, iFama yeFestile yayinabantu abangaphezu kwe "nombolo ephakathi kwamangqungquthela olawulo lwamazwe ngo-2016 kwenkampani yobukhulu bayo bomshuwalense womshuwalense" . Uluhlu njengengxenye yesizathu Iifama zaseFestile zafumana indawo yeenkwenkwezi ezi-3 kwi-5 kwiNerdWallet yezona nkampani eziphezulu ze- inshurensi ye-inshurensi, udidi lwama- 24 , ngokusekelwe kwiinkcukacha zezikhalazo kwi-National Association of Arms Commissioners (NAIC).
Unokwenza uphando uphinde ukhangele idatha kwiiofisi zaseFama zaseNgingqi zendawo kwiwebhusayithi ye-NAIC.
Yintoni eyenza Ikhampani ye-Intshurensi yeMoto ephezulu?
Kukho inani lezinto ngaphandle kweenkonzo zamabango ezingenza inkonkampani yomshuwalense ibe nenombolo enye. Ukwaneliseka kwabathengi kunokwenziwa kwinkonzo, amaxabiso amnandi kwi-inshurensi yemoto , kunye nezinye izinto ezininzi.
Unokufunda okungakumbi malunga neendlela ezahlukeneyo ezisetyenziselwa ekuqaliseni iinkampani zomshuwalense wee-car usetyenziso oluphezulu ukukunceda ukuba uqonde ukuba i-Farm Farm iyinkampani enhle yomshuwalense.
Kwezinye iimeko ukuba inkampani yomshuwalense isebenzisa amanqaku okuthenga ngetyala , ngoko iyakwenza ibe yinkampani engcono okanye eyona nto isekelwe kwinqanaba lakho le-inshurensi okanye amanqaku ekhredithi.
Iingxelo zeeFama zeSizwe kunye noKwaneliseka kwabaThengi kwiZigaba
Ezinye iinkalo malunga nokuba inkampani yomshuwalense yinto enhle kuwe okanye ayikho into ebalulekileyo kubantu ebantwini basekuhlaleni, kunye neendawo zamashishini ezilungelelanisayo.
Xa ukhangele uluhlu lweenkampani zomshuwalense wemoto ephezulu, uza kubona ukuba inkampani yomshuwalense ophezulu ukwaneliseka kwabathengi kunye namabango angatshintsha ngokuxhomekeke kwimeko apho ungaphakathi .
Ungaphinda ufune ukwazi ukuba zinjani iintlobo zenkampani enokukunika yona njengomxhasi wabo.
Uluhlu lweeFama zaseHalini eziNzuzo:
Ifama yaseburhulumenteni inikezela ngeenzuzo ezininzi kubaxhasi babo ukwenza ubomi bube lula kwaye ulondoloze imali. Ezinye zeenzuzo ezibonelela ziquka:
- Ifowuni yeselula ukuba unokwazi ukubheka ulwazi lwakho lomgaqo-nkqubo, ungenise ibango, kunye namanye amathuluzi ancedo.
- I-Assurance Share Ride inikwe kwiMerika ezininzi
- Inkqubo Ecacileyo yokucima abaqhubi abangaphantsi kwe-25 kunye neProgram yoKhuseleko noGcina iPhulo lokunceda abaqhubi abalungileyo basindisa imali kwiimali-mali zabo ze-inshurensi
- Unokufumana izicaphulo kwaye uthenge i-inshorensi imigaqo-intanethi kwiwebhusayithi yeFama yeFama.
Xa inkampani yenkampani yinshurensi yenza lula ubomi kubaxhasi babo, okanye iphuma kunye nemveliso abayifunayo njengabantu abahamba ngeRide Share, kuba luncedo olukhulu.
Ukuzinza kwezeMali kunye nokuHlola kwiFama kaRhulumente
Ngaphandle kokwaneliseka kwamakhasimende, iinkonzo zamabango kunye nezinye izinto esizixubushe ngazo, kwaye ukukwazi ukuhlawulwa kwamabhanki kubalulekile. Izahlulo zisetyenziselwa ukuqonda inkampani yomshuwalense; ukuzinza kwezemali kwindawo yokuthengisa. Omnye umzekelo wendlela iFama yeFama elinganiswa ngayo yi-AM ephezulu, ukulinganisa kweFama kaRhulumente, amandla abo ezeMali ngu-A ++ (SUPERIOR).
Olunye ulinganiso luvela kwi-S & P Global, eyaziwa ngokuba yi "Standard and Poor's" yi-AA. Ngoko nangona oku kungathethi ngendlela onokuvakalelwa ngayo ngexesha lebango, okanye malunga nokusebenzisana kwakho kunye nenkampani, kukunika isibonakaliso ukuba ngaba unokuhlawula ibango kunye nokuba bazinzile kangakanani ngemali.
Ukuhlaziywa kweZikhokelo - Iifama ze-Farm Farm Historical Notes zikaBobbie Sage
Inkampani yeFama yeFama yaqala ngo-1922 kwaye isusela kwiindawo eziphezulu kwiindawo zemarike yomshuwalense. Ngokubambisana ne-inshurensi yemoto, ifama yeSizwe inika ukhetho olukhulu lwezinto ze-inshorensi kunye neenkonzo zebhanki.
- I-inshurensi yeFama ye-Farm inikeza ezininzi iinkqubo ze-inshorensi eziquka i-auto, ikhaya, ubomi kunye nempilo kunye nenkampani yezemali.
- Ikampani yeFama yeFama inikezela abathengi bendawo yee-inshorensi zendawo kunye ne-website yokuthengwa kwe-inshorensi kunye ne-bill bill.
- IFama yeSizwe yinkampani ephezulu yokuhlukana kwendawo yokusebenzela kwaye izuze amanqaku amaninzi.
"Njengommelwane omhle, ifama yeSizwe ilapho." Sonke siyazi i-jingle, kodwa ngaba iifama zase-State zihlala zihlala zihambelana nomxelwane wazo olungileyo? Iifama zaseburhulumenteni sele ibe yinto efanelekileyo, eyomeleleyo yomshuwalense kwaye ibonakalisa ekubeni ikhona, kwaye sele idlulile kwixesha elidlulileyo, enye yeyona ndlela inkulu yintengiso ye-inshorensi kunye nabanikezela ngamanani okukhuphisana. Nangona kunjalo, baye bahlala nommelwane wabo omhle umzobo ongcolileyo kangangoko.
Ifama yeFama iye yafumana isabelo sayo sezogwetho ezifana neyiphi inkampani yomshuwalense , kodwa kukho iziganeko ezimbalwa ezisoloko ziphosa irekhodi leenkampani. Okokuqala, ngowe-1970 ukuya ku-1980, iFama yeSizwe yayityholwa ngocalucalulo ngokobuhlanga kunye nocalulo ekuqeshweni kwayo kunye nokucalulwa kwendlela eyakhetha ngayo abathengi bayo. Ifama yeSizwe iye yalungisa le minyaka kwaye ngoku ingenye yeenkampani eziphezulu kwiindawo ezahlukeneyo zokusebenza.
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