Umsebenzi weNgxowa-mali we-Payday?
Inani lemali-mboleko ye-Payday kaninzi kakhulu kakhulu kwaye ingaphantsi kwama-$ 500.00. Amashishini ekubolekisa ngemali e-Payday asebenza phantsi kweendidi ezininzi zeempawu kwaye angathatha ukuhlolwa kwexesha elide njengobuncwane. Ngokuqhelekileyo, bahlawula umrhumo omkhulu wemboleko, obeka izinga lomdla kakhulu, amanye amazinga aphakamileyo ngamakhulu ekhulwini. Amazwe amaninzi asebenza kwimimiselo yokudlula ukunceda abathengi abathembele kule mboleko.
Imali mboleko ye-Payday kulula ukuyifaka isicelo. Indlela yoshishino eyenza imali yimivuzo kunye nenyaniso yokuba abaninzi abathengi babuyela ngokuphindaphindiweyo I shishini liyakuqinisekisa ukuba libonelela ngenkonzo efunekayo kakhulu kubantu abanokufuna uncedo oluncinane ngexesha elide, kodwa Isixa esenzayo kwi mboleko nganye siphezulu.
Ziziphi iingozi zeNgxowa-mali ye-Payday?
Imali-mboleko yemali ye-Payday yenza ukuba abathengi baxhomeke kubo kuba bahlawula imali enkulu, kwaye balindele ukuhlawula ngokukhawuleza kwemali.
Oku kungenza kube nzima kumbolekayo ukuba ahlawule umboleko kwaye akwazi ukuhlangabezana neendleko zenyanga. Abaninzi abbolekayo banemali mboleko kumashishini athile ahlukeneyo, okwenza kubekho imeko. Ukuba uthembele kwimali-mboleko, uza kuba neyona nto uyenzayo ukuyisebenzisa kwizinto ozifunayo nyanga nganye, kwaye ekugqibeleni, uya kuba emva kwe-paycheck. omnye wexeshana.
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Ukulungiswa akusisisombululo esisigxina. Ukuba ufumanisa ukuba ufuna umboleko wemivuzo, kufuneka ujonge imeko yakho yangoku yemali kwaye ujonge iindlela zokutshintsha indlela uhlahloye ngayo kwaye uceba imali yakho ngendlela eyahlukileyo. Ukuba ulingeka ukuba uqale umboleko wemihla yokuhlawulwa kwento enjengokufihla iholide okanye uhambo ukuya epakini lokuzonwabisa, akufanele uyenze konke.
Ziziphi ezinye iindlela ezihlawulwa kwi-Payday Loan?
Imali-mboleko ye-Payday kufuneka igwenywe kuzo zonke iindleko. Ukuba ufuna uncedo ukuphendukela kwezinye izinto kuqala. Ezinye iinkontileka zeebhanki kunye neebhanki sele ziqalise ukunikezela ngeenkonzo ezifanayo kodwa ngexabiso elingaphansi komlinganiselo. Iirhafu zivame ukufana nekhadi lesikweletu malunga neepesenti ezingamashumi amabini. Unokufuna ukuqwalasela umboleko wemali ngaphambi kwebhanki okanye umanyano wesikweletu. Nangona ufanele ugweme ukusebenzisa ikhadi lekhredithi ngokukhawuleza, kusengcono kunokuba usebenzise umboleko we-dayday. Ikhadi lekhredithi likuvumela ukuba uphule intlawulo kwaye xa ungayihlawula ngeenyanga nje ezimbalwa, awuyi kufumana umjikelezo wemboleko yemini enye.
Ndingawaphula njani i-Payday Cyan Cycle?
Ukuba usebenzise iimali-mboleko zemivuzo, kufuneka umeke ngokukhawuleza. Unokufuna ukuba wenze iintlawulo zincinci kwimali-mboleko yakho ukuze uqale ukuyeka umjikelo.
Kufuneka uqinisekise ukuba unokutya, hlawula irenti yakho okanye ukuhlawula indlu, kwaye ugcine amandla akho. Emva koko yonke into kufuneka ihambe ukuphula umjikelezo. Oku kuthetha ukuyeka ukuchitha yonke into uze uhlawule yonke yakho mboleko kwaye ungayifumana kwi-paycheck ukuhlawula ngaphandle kokubolekisa umboleko wemivuzo. Unokufuna ukubona ukuba umnini-mboleko wakho unokukuvumela ukuba uhlawule umboleko kwiintlawulo ezimbini endaweni yokokuba oku kukuvumela ukuba uhlawule ityala kwaye uphule umjikelezo.
Ungadinga ukwenza ezinye iinguqulelo ukuze uphule umjikelezo ezifana nokuthatha umsebenzi owongezelelweyo okanye ukwenza enye into ukunyusa imali ngokukhawuleza. Ungathengisa i-plasma yakho okanye ujonge umsebenzi wexeshana ngeveki. Enye inketho kukuthengisa izinto ongazifunayo okanye ozifunayo. Ekubeni iimali-mboleko zemini-mboleko zincinci, unako ukuphakamisa imali ngaphakathi kwenyanga okanye ezimbini.
Ziziphi iindlela ezithatyathwayo ukuba ndiziphephe ukukhupha i-Payday Loan?
Oku kufana nokuhlawulwa kwexesha elide okanye iindleko ze-overdraft ebhange lakho. Uhlahlo lwabiwo-mali oluqinileyo kunye neengxowa-mali ezingxamisekileyo kunokukhusela oku kungenzeki. Ukuba awukwazi ukwenza ngokwaneleyo ukuhlangabezana nezibophelelo zakho zangoku kufuneka uguqule imeko yakho ngokukhawuleza. Ungadinga ukufumana umsebenzi wesibini okanye unokufuna ukuthengisa imoto yakho okanye indlu yakho ukuba iintlawulo zininzi kakhulu kuwe ukuba uphathe.Ukuba unemiba enje, unako ukwenza imali eyaneleyo. Kufuneka ukhangele isisombululo sesikhathi eside njengokuba ufumana umsebenzi olungcono okanye ubuyele esikolweni ukuze uhlawule iindleko zakho zenyanga ngaphandle kwengcinezelo eninzi. Unako ukujongana nemiba yakho yenkcitho kwaye unqande ngokubanzi kunokwenzeka.