I-Foresters Inkampani ye-inshorensi yobomi ayiyona inkonzo yakho yomshuwalense wobomi, nangona ihlinzeka ngemibandela emininzi yomgaqo-inshorensi yobomi. Amahlathi asebenza eCanada, iUnited States kunye ne-United Kingdom banika inshuwalense yobomi, ukugcina imali, umhlala-phantsi kunye nemveliso yokutyalomali kunye neenzuzo zamalungu. Amahlathi ngamazwi okurhweba "I-Independent Order of Foresters" kwaye i-headquarters e-Toronto, Canada.
Ngumbutho woncedo lwamazwe ngamazwe olawulwa ngamalungu ayo kwaye akanayo abanini-nxaxheba. Kuye kwishishini iminyaka eyi-140. Iintsapho zeeHlathi zeenkampani zinempahla engama-dollar ayi-12 yezigidi.
Intsapho yamahlathi aquka iinkampani:
- Amahlathi eCanada
- AmaHlathi iNkampani ye-inshorensi ye-Life
- Amahlathi weeNkonzo zezeMali, Inc.
- Amahlathi okuTyaliswa kweNtengiso, iNkampani
- AmaHlathi e-Inshorensi ye-Life kunye ne-Annuity Inkampani
- Amahlathi oTyalo-mali mali, Inc.
- Iingcebiso zeeHlathi zeeHlathi, LLC
- Amahlathi Equity Services, Inc. (Amahlathi Equity)
- Amahlathi ase-UK
- Ubomi obungaphelelanga Ubomi obungaphelelanga (Ubomi bokuQala)
- I-Children's Mutual (TCM)
Amahlathi aphethe irekhodi elide lokubandakanyeka koluntu kunye neminikelo yokunceda kuquka ukusebenzisana ne-American Red Cross kunye noRonald McDonald House Izinkonzo. Ikwabambisene ne KaBOOM! , inhlangano kazwelonke engeyona inzuzo igxile ekwakheni indawo yokudlala yoluntu kubantwana abahlala kwintlupheko.
Ukususela kubambiswano kunye neKaBOOM! Kwaqala ngo-2006, amahlathi azinikezele ngaphezu kweedola ezili-10 kule ntlangano.
Ukulinganiswa kwezeMali kunye nokuHlola kwabaSebenzi
Amahlathi afumene i-"A" Isilinganiselo esihle kakhulu kwinkampani ye-inshorensi ye- AM . Oku bubungqina benkcazo ehambisanayo yenkampani yokuzinza imali.
Amahlathi yi-BBB yenkampani eyagunyazisiweyo kwaye ine-"A +" ngeBusiness Business Bureau.
Ifayile yeBBB yamaHlathi yavulwa ngo-2008. Inkampani inezikhalazo ezingama-24. Kuzo zikhalazo ezingama-24, ezi-4 zikwimeko yokukhangisa / yokuthengisa, ii-6 zazihlobene nemicimbi yokubambisa / yokuqokelela, kunye ne-14 beengxaki ngeemveliso okanye iinkonzo. Inkampani iphendule kuzo zonke izikhalazo nokuba imeko yezikhalazo ngoku "zivaliwe." Ukuzimisela kwenkampani ukuphendula nokuzama ukulungisa izikhalazo kubonisa ukuba uyayikhathalela inqanaba lokwaneliseka kubahlali bayo.
Inshorensi yobomi
Amahlathi anika ubomi bexesha elide kunye ne- inshorensi yobomi bendalo . Abagibeli abakhethekileyo bafumaneka ukuongeza ukubandakanya kubandakanya ukufa ngokukhawuleza, ingeniso yengozi yokukhubazeka, i-inshorensi yentsholongwane yabantwana kunye nokunye. Imveliso ye-inshorensi yempilo efumaneka kumahlathi aquka:
- I-inshurensi yeNqanaba le-Intshurensi yexesha: I- inshorensi yobomi bomshuwalense wexeshana ngexesha elithile elinikezelwa ngokweminyaka.
- AmaHlathi e-Advantage Plus: Isicwangciso se-inshorensi yobomi basisigxina kunye nama-premium aqinisekisiwe kunye neenzuzo zokufa. Lo mgaqo-nkqubo uqokelela ixabiso lemali kwaye kukho igalelo.
- Amahlathi eS SMART Ubomi boBomi bonke: Umgaqo-nkqubo we-inshorensi yobomi obonelela ngokusisigxina kunye neentlawulo ze-premium kunye nokukhula kwexesha elide.
- I-Planners PlanRight: Yiyo yonke iinjongo zomshuwalense wobomi ezingasetyenziselwa ukunceda iindleko zokugqibela.
- Amahlathi alungiselelwe : Isicwangciso se-inshurensi yokufa ngengozi ngokubonelela ngokukhawuleza ukufa kwaze kwaba ngama-75 ubudala.
Ubuncedo bobulungu
Amahlathi ahlinzeka ngeenzuzo ezininzi zobulungu. Inhlangano inika ama-scholarship ama-250 akhuphisanayo axabise i-$ 8,000 kumalungu. Amalungu anokufumana izaphulelo kwimicimbi yezemidlalo, indawo yokudlala kunye neepaki zeemidlalo kunye nokufumana izaphulelo kwiinkonzo zomthetho. Imboleko yesifo esipheleleyo iyafumaneka kumalungu. Unokufumana okunye malunga neenzuzo zobulungu ngokundwendwela i-MyForesters.com.
Ngaphantsi
Ukuba ukhangele inkampani eneemeko zemali ezinamandla kunye nobuninzi bomshuwalense wobomi, iindleko zokugqibela okanye ukufihla ngokukhawuleza kokufa; Amahlathi angamelana nalo mthetho.
Amalungu anokunandipha iintlawulo ezongezelelweyo kuquka ukufikeleleka kwezibonelelo kunye neengxowa-mali, iinkonzo zomthetho ezihlawulelwayo kunye nezisaphulelo kwingingqi yakho kunye nezikwereti zokugula. Ukuba ufuna i-inshorensi yobomi, yinto enhle ukuyijonga xa uthengela ixabiso elifanelekileyo kwi-inshurensi nkqubo kunye nazo zonke iinzuzo zobulungu. Azikho zonke izicwangciso kunye nemveliso ye-inshorensi ekhoyo kuwo wonke urhulumente.
Iinkcukacha zoqhakamshelwano
Ukufumana malunga neenzuzo zobulungu, iimveliso ze-inshorensi kunye neenkonzo ezinikezwa ngamaHlathi, unokutyelela iwebhusayithi ye-Foresters okanye ubiza u-1-800-828-1540. Ungaphinde uthumele i-imeyili kumahlathi, Service@Foresters.com.