Ngaba i-My Personal Car Car Insurance Cover?

Okwangoku, mhlawumbi uye wakuva ngoLandeshare. I-Ridesharing yilapho usebenzisa isithuthi sakho ukuthutha abantu kunye nokufumana intlawulo. Mhlawumbi uyazi umhlobo womhlobo owenza imali efanelekileyo kwicala kwaye ngoku ucinga ngokuzama ukuzama. Ukuthatha umsebenzi onjengalokhu akufanele kwenziwe kwithuba. Izinto ezibalulekileyo zokuqwalasela ziquka umgaqo-nkqubo womshuwalense wemoto. Ngaba unako ukukhusela xa usengozini yemoto nokuthutha umgibeli ohlawulayo?

Ngubani Umgaqo-nkqubo Womshuwalense Womshuwalense?

Imida yakho yoxanduva luya kunikwa nawuphi na ogunyazisiweyo (nguwe) umshayeli uqhuba isithuthi sakho. Iintlawulo zonyango ziya kusebenza xa ukhethe Iintlawulo zonyango okanye i-PIP inqaku lomgaqo-nkqubo wakho.

Ngoku, i-Ridesharing ibali elihlukile. Imigaqo-nkqubo yabantu ihlala isichazela ukuba ayiyi kugubungela umqhubi ohambisa abantu okanye impahla ngemali. Ngoba? Ngenxa yokuba imoto yakho ayisasetyenziselwa ukusetyenziswa komntu, isetyenziselwa ukusetyenziswa kwezoshishino kunye neenkampani zomshuwalense yemoto zinikeza uhlobo oluthile lomgaqo-nkqubo ukukhusela izithuthi zoshishino ngokubhekiselele kumgaqo-nkqubo wentengiso.

Yintoni Ndingayenza Ukuze Ndizikhusele?

Iindaba ezilungileyo kukuba uLyft kunye no-Uber bandisa i-inshurensi kubaqhubi bayo. I-Lyft inikeza umyinge we-dollar eyi-1 yezigidi kunye no-Uber unikeza umyinge we-$ 50,000 / $ 100,000 umda xa uthe wangena kwinethiwekhi yabo kungakhathaliseki ukuba uyathutha umntu.

Le miqathango iyisiqalo esihle, kodwa akunakwenzeka ukugqithisa le mida kwiingozi ezibi ezibandakanya ukulimala kwabantu kunye nabantu.

Eminye imigaqo-nkqubo yomntu ngokuxhomekeke kumniki-nkonzo wakho womshuwalense unokuvumela ukusetyenziswa kwamashishini kumgaqo-nkqubo. Oku kudla ngokugqithiseleyo kunokuba umgaqo-nkqubo wezithuthi othe ngqo.

Kubaluleke kakhulu ukuba uqonde ngqo negosa yomshuwalense womshuwalense ukwenzela ukuba uyazi ukuba yintoni na into engagciniweyo.

Umgaqo-nkqubo we-inshurensi worhwebo ngokuchanekileyo unokuba yindlela ekuya kuyo ukuze ube noxolo lwengqondo ukwazi ukuba unxibekile ngaphandle kwayo. Le nkqubo ibiza kwaye iza kudla i-chunk enkulu yeenzuzo zakho.

Njani Ngokuzibandakanya Kweemoto?

Abanye abantu banokudibanisa igama elithi Rideshare ngeCar ​​Pooling ukusebenzisana nabasebenzi abasebenzisana nabo. Kuya kwenza ngokwenene ukuba uhlala phi, kwaye ngubani na inkampani yakho yomshuwalense wemoto ukuba uthethe ntoni na oko kungagcinwanga apha. Kukulungele ukubuza ummeli wakho we-inshorensi ukuba ukuhanjiswa kwemoto kuvunyelwe phantsi komgaqo-nkqubo womshuwalense wemoto yakho. Kwakhona ukusetyenziswa kwamashishini kwipolisi yakho yomgaqo-nkqubo kungasona ndlela eyona ndlela ibhetele yokuqinisekisa ukuthenga okufanelekileyo. Ukusetyenziswa kwamashishini kuyamkela ubuninzi, kodwa ubuncinci uya kuba negalelo elifanelekileyo ngexesha leendinyana zengozi ehlawula into engaboneleli ngokufanelekileyo.

I-Ridesharing ngokuqinisekileyo isebenza kwabanye abantu, yingakho inkonzo iyathandwa kakhulu. Ukufumana isahlulo se-inshurensi yomsebenzi esicacisiwe ngaphambi kokuba uthathe isicetyiswa. Ukwazi ukuba imida yakho ibephi na ukuvuma kubo ngaphambi kokuthatha abagibeli kubalulekile.

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