Ngaba ukubetha Into eYiNdleleni yoBango oluPhezulu okanye oBambeneyo?
Mhlawumbi uqhuba umgwaqo welizwe elijikelezayo ebusuku xa i-deer yokuzibulala ithetha ukukhupha i-hood yakho, ingonakalise yonke into ngaphantsi.
Okanye mhlawumbi ukhangele phantsi ngomzuzu ukuze ulungelelanise umsakazo kwaye ugqibe ukuxabela into enkulu enokuthi umntu oshiye phakathi kwendlela.
Wonke umqhubi ubhekene neengozi ezininzi ezahlukeneyo xa eqhuba. Izinto ezinokulala endleleni - okanye ngezinye iinkqubo ezibi kakhulu, ezindizayo kwindlela - zingenakunqandwa ngamanye amaxesha. Ukulimala kunokuba nzima, kukukhokelela ukuba uzibuze ukuba umgaqo-nkqubo wakho womshuwalense wemoto uyakukhupha ilahleko kunye neendleko zokulungisa umonakalo. Ukuba udinga uncedo ekucingeni ukuba wenzeni emva kokushaya into endleleni, jonga indlela ezi ziza kudlalwa ngayo kunye nomphathi wakho womshuwalense.
Injongo Ukulala Ngendlela = Ibango lokuBambisana
Ukubetha into elele endleleni kungabangela umonakalo wokugqibela kunye nomonakalo ongaphantsi kwesithuthi sakho. Ingaba into enobungozi ihlaselwe yilori yokukhupha, umgodi wembiza, okanye umthi owileyo ukhangele ibango lokubambisana kwi-inshurensi yemoto yakho. Lindela ukuhlawula i- deductible xa ufaka ibango lokudibanisa.
Kule meko, kuya kuqwalaselwa ibango le-error-dam which will affect your rate of insurance car in the future, ngaphandle kokuba uthenge ukuxolelwa kwengozi. Abathwali be-inshurensi baqwalasela izinto kwiingozi ezikhuselekile zendlela ezenza kube yingozi yengozi.
Ngaba Ndimele Ndifake i-Claim?
Isithuthi esilahla i-debris asiyi kuba nexanduva lokulungiswa kwesithuthi sakho.
Qinisekisa ukuba umonakalo oqhutyelwa kwisithuthi sakho udlula ukuthengiswa kwakho okwaneleyo ukwenzela ukuba ibango linelungelo lokufakela. Isixa somrhumo wecala ngenxa yengozi yecala-ntlawulo iyahlukahluka kumgaqo-nkqubo. Kuqhelekile ukuba umrhumo ogqithisiweyo uhlale iminyaka emithathu.
Ukuba umqhubi unemiphumo engama-3 kwimeko emithathu yonyaka, kubonakala ukuba umgaqo-nkqubo uya kubakho. Yiyona nto ebalulekileyo ekufuneka uyiqwalasele. Ukuba ukubetha into endizayo, qwalasela zonke iziganeko. Ingakanani umonakalo? Ingakanani yakho echithwayo? Ubungakanani bomshuwalense wakho wemoto oya kunyuka ukufaka ingozi yengozi? Ngaba usuvele ufake ifowuni yefowuni kwiminyaka emithathu edlulileyo? Ziziphi ithuba lokuba kwelinye ingozi? Ukwazi iimpendulo kule mibuzo kungakunceda ukuba ubone ukuba kuyafaneleka ukuba ufake ifowuni.
Into ehamba ngeFlying Road = Iimangalo ezipheleleyo
Ingqungquthela ephaphazelayo ephuma kwibhedeni yeloli okanye i-trunk car trunk ithathwa ngendlela encinane ngokukhawuleza ukuba kusekhona phakathi kwemoya ngelixa ulibetha. Kuyinto eqhelekileyo ukuba idwala liqhube kwi-windshield yakho. Ukuqhuma kwemfucuza kubonakala kungenakukhutshwa. Abathwali be-inshurensi bacinga ukuba i-debris ehamba ngeenqwelo ezindizayo ibanga elibanzi I-deductible isebenzayo, nangona kunjalo, ngokuqhelekileyo i-deductible ephantsi kunokugqitywa kodwa kuxhomekeke kwindlela obeka ngayo umgaqo-nkqubo wakho womshuwalense wemoto .
Ukuba umonakalo ku- windshield yakho kuphela , olubanzi luyaqhubeka lugqithiso oluhambelanayo. I-chip ekhethiweyo kwi-windshield evela kwidwala elijikelezayo linokuthi lithathwe ngaphandle kwe-deductible ngokweentlobo ezininzi ze-inshurensi. Abanye abathwala i-inshurensi banikeza inkxaso eyongezelelweyo kwiimashini zomoya ukuze bagweme ukuhlawula i-deductible nokuba i- windshield idinga ukutshintshwa . Konke kuxhomekeke kwindlela umgaqo wakho umiselwe ngayo.
Amabango aqhelekileyo akaqhelekanga okwandisa izinga lakho le-inshorensi . Uninzi lwabaxhasi be-inshurensi kuphela kuphela xa ufaka iibango ezingaphezu kwethathu kuminyaka emithathu. Ekubeni amabango amaninzi angongeza ngokukhawuleza kwaye aqhelekileyo, abanye abathwali bomshuwalense baqalise ukugqithisa. Kukulungele ukujonga umboneleli wakho we-inshorensi ukuba ufumane ukuba ibango liya kuthintela izinga lakho.
Ukuguquka Ukugwema Izinto kwiNdlela
Ukuphendulwa kwemvelo kwinto endleleni ukuyijikeleza. Ukuguquka kunokukhokelela kumonakalo omkhulu kakhulu ngokuxhomekeka kwisantya sakho kwaye xa ushaya enye into endaweni yoko. Ukuhamba ukulahlekelwa into endleleni kwaye ukulahlekelwa ukulawula nokubetha umthi kungabungozi kakhulu. Kungaba kubiza kakhulu ngexesha elide. Into enokuthi ibangele umonakalo ophantsi olawulwayo xa umthi ungenza umonakalo omkhulu kunye nokulimala. Ukujikela ukukhusela into endleleni kunye nokubetha into ethile endaweni yoko kuya kuthathwa njengokuba ibango lokungqubana necala. Ukulungele ukubetha ivesi le-nto kunye nethuba lokubangela umonakalo omkhulu. Hamba kuphela ngeenxa zonke into ukuba unayo ixesha elininzi lokufumana ngokukhuselekileyo.