Isitikiti esivela kwipolisa ayimfuneko ukuba ube nephulo ngokuhambelana nenkampani yomshuwalense. Ukuba usengozini yowodwa, kunokuba kunokwenzeka ukuba ungephulo (kunzima ukufumana umthi okanye isibonda ukubonisa enkundleni).
Imizekelo : Ukuba uyayifaka, slayida endleleni, kwaye uyitshitshise umthi, uthathwa njengokuba ungenalo ukulawula kwesithuthi sakho ngamaxesha onke. Ukuba utshaya i- pothole , ukwaqwalaselwa kwakhona kwimeko ephosakeleyo, kuba le yingozi yowesithuthi esiphephekayo. Ithuba elilodwa kuphela ongekho nto xa kukho enye imoto ikushaya ngexesha ulandela yonke imithetho yeendlela.
Iingozi zeNtsholongwane kunye neNqwelo-mali ye-Car
Amazwe aseTort : Uninzi lwamazwe lugxeke. Iimoto eziphosakeleyo yizo ezijongene nazo zonke iimonakalo ezibangelwa yengozi. Unyango, intlungu kunye nosizi, umonakalo emzimbeni, kunye nomonakalo wepropati zigqitywa ngumgaqo-nkqubo we-inshurensi yemoto ye-car-fault.
Izigwebo zisebenza ngokufanayo kuzo zonke iindawo, ukunyuka kwezinga leminyaka emithathu yokufakela ibango le-fault-case kulindeleke. Umphathiswa we-inshurensi okhethiweyo uya kuthi awuyi kuphinda iphinde ivuselele umgaqo-nkqubo ukuba ngaba ngowesihlandlo sesibini kwiibango kwisithuba seminyaka emithathu, nokuba ngaba unesicwangciso ngokuxolelwa kwengozi.
Amazwe : Inkokhelo yonyango yonyango kaninzi ibhekisela kwiinkcukacha zonyango ezibonelelwe kumgaqo-nkqubo.
Inani elincinci lokukhuseliswa kokuzilimaza (PIP) lifunwa ngokuxhomekeka kwimithetho yakho. Inxalenye yonyango kuphela ihlawula ngaphandle kwephulo. Umgaqo-nkqubo uhamba nawe.
Umlinganiselo woBambiswano : Umgaqo-nkqubo we-inshurensi yemoto yomshuwalense uya kuba noxanduva lokuhlawula intlungu kunye nokukhathazeka kunye nokulimala komzimba kwesinye isithuthi kunye nomonakalo wepropati. Lindela ityala lokufaka ingozi e-at-hour ukuphakamisa ireyithi yakho malunga neminyaka emithathu kuxhomekeke kwithwali yakho yomshuwalense.
EMichigan : UMichigan uyingcali ekhethekileyo kwaye kungekhona nje ngenxa yephulo elilungileyo likaMichigan. Akukho mpahla yokubambisa ibhekiselele kokubanjelwa kwezobisi kunye nokudibanisa. Zonke izibango zonyango kunye nokudibanisa kufuneka zifakwe kumgaqo-nkqubo wakho kungakhathaliseki iphoso. Akukho ukukhawulelana kwe-collision ngoko ke unako ukuqokelela ukusuka kumqhubi we-fault-off ngu- $ 1000 ngokufakela ibango elincinci . Ukufakela ibango lokungqubuzana necala lokungqubuzana kumgaqo wakho eMichigan kaninzi kuza ngaphandle kwezohlwayo. Ukufakela ibango le-error-result will result in a growing increase of about three years.
Ukukhusela okusemgangathweni ngokumalunga nokunyuka kwenyathelo elimalunga necala lokumangalelwa kwimeko yokuxolelwa kwengozi . Yiyo eyongezelelweyo oyihlawulayo (ingaba okanye ngokucacileyo nje ngeyona nto yokongeza umgca kumgaqo-nkqubo okanye kwiiprayimari eziphezulu) eziya kuvumela ukuba umntu oyilwayo ibango lifakwe ngaphandle kokunyuka kwindleko yomshuwalense.
Akunabo bonke abathwali be-inshorensi ababonelela ngolu hlobo kwaye kubonakala ukuba kulungile ukuthenga. Cwaninga zakho iindlela zokuncedisa ukuba ngaba le ngxelo ikulungele.