Ukuvuselela iKhaya Lakho Emva kwebango le-Inshorensi

Awukwazi ngokwenene into efana nokulungisa okanye ukuvuselela ikhaya lakho emva kokuba ibango lide uhlala kuyo. Abantu badla ngokungazibuza apho iindleko zokuphinda zakhiwe okanye ixabiso lokuhlala elikhuselekile livela. Lo mbuzo ukhankanya ngokukodwa xa umntu esanda kwakha ikhaya elitsha kunye nexabiso le-inshurensi yalo liphuma phezulu kuneendleko zangempela zakhiwo ezintsha. Nantsi indlela elula kakhulu yokuqonda umahluko phakathi kwexabiso lokuhlala kwi-insured okanye iindleko zokuvuselela kwi- inshorensi yakho yokuhlala ekhaya xa kuthelekiswa neendleko zokwakha kwiimeko eziqhelekileyo, njengokuba nekhontraktha ukwakha ikhaya elitsha.

Ngaba Wake Wadingeka Uhlambuluke Umyalezo Omkhulu Ngokomkhulu?

Ibango le-inshurensi yasekhaya yile nto, ngokwenene, inkulu kakhulu. Ukuba awuzange uphile ngebango, ufumana le ngqiqo yokuba uyagqirha, ngoko ke ukuba kukho nantoni na eyenzekayo uya kulungile. Ngendlela, oku kuchanileyo, kodwa ukucinga ukuba yonke into iya kuphazamiseka ngokukhawuleza ayinakukude kwi nyaniso. Ukuqonda ukuba kutheni iindleko zokuvuselelwa kwakhona okanye inani le-inshurensi kwindawo yakho yokuhlala libonakala liphakamileyo, kufuneka ufike kwingqalelo yokuqonda oko kwenzeka ngokwenene kwibango.

I-Intshurensi Yakho Yakho Inokunika Ubungakanani Baneleyo Yonke Iindleko Zokuvuselela

Kungakhathaliseki ukuba yintoni imbangela yomonakalo, qaleni uqonde ukuba umonakalo ubangela ukungcola okukhulu. Ingaba umonakalo wamanzi ungena kwiindonga zakho kunye neepansi, umgogodla omkhulu ophahleni lwakho, umonakalo okanye umonakalo ovunguzelayo , okanye umlilo obangelwayo kuphela umonakalo womlilo kodwa umonakalo wamanzi ngokunjalo. Yonke into ephazamisayo.

Ngoku u libala malunga nomonakalo wangempela, kwenzeka ntoni kuwe kule bango yimbi ngakumbi, kufuneka ulungiselele ubomi bakho bonke kulo myalezo.

Kufuneka ube nazo zonke iintlobo zabantu abangaziwayo ekhaya lakho: iingcali ukuhlola oko baya kukwenza ukulungisa ingxaki nokuvuselela. Awufuni ukuthenga ngeenxa zonke uze ufumane ixabiso elithengileyo; ufuna abasebenzi basexakeka ukuba bayeke yonke into abayenzayo baze bafike ekuhlanguleni.

Emva koko kufuneka ukuba abantu bangene baze bahlambulule umonakalo ngaphambi kokuba uvuselele kwakhona.

Le yilapho iindleko zokususwa kweemfucuza zingena nakwiikontraka ezingxamisekileyo. Emva kokuba imilambo iqulethwe, izinto zihambelana kunye nomsebenzi wokwakhiwa kwezinto ngendlela ababeyiqala ngayo ngaphambi kokuba uqale.

Izinto ezifunekayo zifunyenwe; Abasebenzi kufuneka baqeshwe, kwaye konke oku kufuneke kwenzeke ngokukhawuleza kuba ufuna ukubuyela ekhaya lakho, nazo zonke izinto ozifunayo kuwe ngokukhawuleza.

Kutheni ixabiso leNkxaso yeeNkcenkcesha lihlukile kunexabiso olihlawulwayo ukwakha ikhaya lakho

Lo mbuzo unzima kunabo bonke abantu ukuba baqonde xa kukho ukungafani phakathi kwexabiso le-inshurensi kunye nexabiso umntu ohlawulwa nje ukwakha ikhaya.

Ukwahlula phakathi kweendleko zokwakha, apho ikhontraktha ithatha ithuba lokuthintana namaxabiso kwizinto zokwakha kunye nokwakha izinto ngokupheleleyo kwixesha elicwangcisiweyo, kunye neendleko zokuvuselela ikhaya emva kwentlekele ihluke ngokupheleleyo. Xa ubala iindleko zokuvuselela okanye ixabiso lokuhlala, inkampani yomshuwalense iyayazi ukuba kukho ukuphuthuma kwidingo yokufumana umsebenzi nokufumana izinto.

Akukho xesha lokuthenga ngeenxa zonke kwiinyanga eziliqela ukufumana iinkonzo kunye nentengiso kuyo yonke into ofuna ukuyenza. Okanye ukuba ufumane umntu wakho othe wahlawulisa ixabiso lentengo kwizinto eziza kubakho.

Kananjalo awukwazi ukulinda iinyanga eziliqela ukuba kube lula ukuba omnye umntu asebenze kwishedyuli yakhe, udinga abantu base-ASAP ukuba ubuyisele ikhaya lakho ngokulandelelana.

Ukumboza iindleko zeMyalezo kunye nokuba neNkampani ye-inshurensi igubungele

Kwibango, kholwani mna, uya kuba nolwazisa kakhulu inkonzo ehambelanayo oyifumanayo yokuba awuyi kuba neengxaki kunye nokuba uyifaka yakho indlu ngokufanelekileyo . Lapho uza kuba neengxaki ukuba imali iya kuphuma ngaphambi kokuba uyenze ukwakha ikhaya lakho.

Ziziphi iintlobo zeeNkcazo zeeNkcazo ezibandakanyekayo kwiKwakhiwa kabusha kunye neZakhiwo ezintsha

Abantu abanikeli ngcamango eninzi ngale nto, kodwa uhlobo lweengcali ezifunekayo zokwakha okanye ukuvuselela izinto zizodwa. Kunzima kunzima ukubeka iziqwenga ndawonye kunokuqala nge-slate entsha.

Ukongezelela, abakhi bavame ukusebenza kwiishedyuli ezithile kunye nezicwangciso zangaphambili, kwimeko yokwakha kwakhona, uya kucela umsebenzi oqhelekileyo ngenxa yokuba umonakalo oza kwenzeka uya kuba yinto ecacileyo kwiimeko zakho.

Luhlobo luni Umthombo omele Uqinisekise ukuba ikhaya lakho alixhaswanga

Ukuba ufuna ukuqinisekisa ukuba inkampani yomshuwalense ihlanganisa iindleko ezipheleleyo zebango lakho kwaye inako ukukubeka kwindawo efanayo njengoko ukhona phambi kokuba ulahleko okanye umonakalo kwenzeke, ngoko kufuneka uqinisekise ukuba ikhaya lakho lixabiso, oko kuthetha ukuba xabiso lwezindlu okanye ixabiso lentela, kodwa ixabiso lokuhlaziya ngokusekelwe kwi-inshurensi yokuhlola okanye ukubala. Kufuneka kwakhona uqonde iziganeko ezikhethiweyo kunye nesiseko sokubanjiswa kwamabango.

Izinketho zokuPhakamisa

Unokhetho malunga nokuba luhlobo luni lokuthenga oluthengayo njengenxalenye yenkqubo yomshuwalense wekhaya. Buza ummeleli wakho malunga:

Ukuba inkampani ozibekayo kunye nayo ayikunikezeli uhlobo lokufundwa okufunayo, qiniseka ukuba uyithengisa. Yonke inkampani ye-inshorensi ineemarike ezijoliswe kuyo, kwaye unokufumana amawaka eedola kwi-inshurensi yakho yokuhlawulwa kwebango-inshorensi xa uthenge umgaqo-nkqubo ongcono. Uyakuzikhusela intlungu enkulu xa uvuselela emva kwebango.

Ukuba awuvumelani nexabiso lokuhlala kweNgxelo yoHlolo lweKhaya

Uninzi lwabantu luluthola kunzima ukukholelwa ukuba ixabiso lokuvuselela ikhaya labo liphezulu. Ulwazi olufakwe apha lufanele lunike ingqiqo ecacileyo yeso sizathu sokwakhiwa komsebenzi okwehlukile kwixabiso lempahla okanye iindleko ongazithengisa ikhaya lakho, kufuneka kwakhona uchaze ukuba kutheni ukwakha emva kokuba ilahleko ihluke ngokupheleleyo kuneyakhiwo esitsha, kodwa ukuba uhlala aqinisekanga, kunokwenzeka ukuba kukho igumbi lokuhlaziywa yinkampani yinshuwalense, okanye ukuba umntu wenze iphutha ekubaleni.

Ukuqonda indlela indleko yokuvuselela injongo yenkonzo yomshuwalense echongiweyo iya kukunceda uxoxisane kakuhle nangenkampani yomshuwalense. Ukuba uvakalelwa ukuba isakhiwo sakho singagqithwanga okanye mhlawumbi siqinisekisiwe kakhulu, ngoku unayo yonke ingcaciso oyifunayo ukuba uqalise ingxoxo kunye nommeli wakho we-inshorensi kwaye uqinisekise ukuba uxwebhu lwakho luyimfuneko.