Abantu ngamanye amaxesha bayayibona ihlabathi ngokusebenzisa iiglasi ezibomvu. Yonke into emangalisayo, kwaye bayakholelwa ukuba iya kuba yinto emangalisayo.
Kodwa izinto ezimbi zenzeka, ngamanye amaxesha xa ungalindelekanga. Into enokubonakala ngathi yinto engenakulimala ingaba yingozi. Nazi iindlela ongalahlekelwa ukulingana kwindlu engenenjongo yokwenza:
Ukutshintshwa koKwakha okanye ukuKwabiwa kweKhaya lakho
Akukho phrojekthi nganye yokuphucula ikhaya ihlelwe kakuhle okanye isilumkiso. Ukuba unciphisa inani lamagumbi okulala, upende zonke iindonga zakho ezimnyama okanye uguqula igalaji ekongezeni kwigumbi , unokulahlekelwa ukulingana kwindlu yakho.
Ukuhlaziya iNgxowa-mboleko yaseKhaya ngokuThabatha imali
Ukuba ufumana imali emva kokuhlaziywa , uye wandise inani lemboleko yakho. Ukuba ukuxabisa kungagcinanga ijubane okanye ixabiso liwa, unako ukuhlawulwa ngaphezu kwekhaya lakho elifanelekileyo, oko kuthetha ukuba ulahlekelwe ubulungisa.
Ukuboleka kwiNgxowa-mali yeMali yasekhaya
Xa uthabatha imali mboleko yemali , ulahlekelwa ngumlinganiso wakho wokuxhasa imali. Ubulungisa bakho buyehla xa iimali-mboleko zakho zemali zikhula. Enyanisweni, ukuba usebenzisa imboleko yemali ukulungisa iikhikhini , umzekelo, unokutshintsha i-equity ulahlekile.
Isondlo esikhethweyo siya kukubangela ukuba ulahlekelwe ubulungisa
Yonke into ngaphakathi kwindlu yakho ine-shelf life, kubandakanywa nengaphandle yendlu yangaphandle . Ungadinga ukutshintsha iphahla okanye iifestile. Izixhobo ezinjenge-HVAC ekugqibeleni zigqithise. Ukuba uvumela izinto ukuba zonakale kwaye ungalokothi ulungise okanye ulungise nantoni na, ubulungisa bakho buya kubandezeleka.
Iimakethi zeMali zingabonakala
Kwaye kwenzeka ngaphambili, kwaye kwenzeka kwakhona. Asiyilo mzimba. Sasinda kwi-2007 mortgageown meltdown . Nangona kunjalo, iibhanki ezinkulu zilandele ngo-2008 kwaye zifuna ukukhutshwa kwemibutho yaseburhulumenteni. Amakhaya aya kungena. Ukuthengisa okufutshane kukuba yintsapho. Ukuthengisa okufutshane kunye nokukhutshwa kwangaphambili kuthintela imilinganiselo yamakhaya angomakhelwane.
Ubuninzi boMakhelwane bakho buya kutshintsha
Ukuba izigwenxa kunye nezigodlo zithatha ummandla wakho, umzekelo, onokutshintsha iinguqu zengingqi, utshintshe ubunqabileyo bobunini kunye nokuhla kwamanani. Ukuba izindlu zendlu ziwa, ukulingana kwakho kuphuma ngefestile. Khangela iindawo zoluntu ngaphambi kokuba uhambe apho. Musa nje ukuthenga indlu kwindawo ethile kuba bonke abahlobo bakho bahamba apho.
Omnye umntu unokufa kwiNdlu
Oku akuyiyo into onokucinga ngayo ngokuqhelekileyo kodwa abathengi benzayo. Kuyinto enkulu kubathengi abaninzi ukuba kukho ukufa endlwini. Kubi nakakhulu xa ikhaya lihlaselwa ngenxa yentlekele. Unokulahlekelwa ukulingana ngaphezu kwalo. Akunjalo wonke umthengi ulungele ukuthenga ikhaya ukuba umntu uphelelwe ngaphakathi ekhaya , kungakhathaliseki ukuba uxolo.
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.