Unokwenza Inzuzo Yenza Ukutshatyalaliswa Okufutshane ngaphandle kokungcima ixesha lokuhamba
Indlela yokwenza imali Ukuthenga okufutshane ukuFlip
Okokuqala, qaphela ukuba i- HAFA inkqubo yokuthengisa emfutshane iyakwenqabela ukubuyisela okanye ukufakela kwipropati oyithengayo njengentengiso emfutshane kwithuba elithile.
Ngaphandle kwentengiso emfutshane, ibhanki inokukubonisa ngesivumelwano esivumelekileyo, oya kusayina kwaye uvumelane naloo thintela ukuvuselela ngokukhawuleza. Ngoko ke, ukuba uceba ukwenza flip ikhaya, cwangcisa ukubamba ixesha elide.
Kodwa musa ukuphelelwa yithemba. Ngokuqhelekileyo, wenza amalungiselelo ambalwa kwi-flipper intengiso emfutshane nje emva kokuvala, ingakumbi njengoko idayiswa kwi-AS IS condition. Oku kungathatha iiveki ezimbalwa kwinyanga okanye ngaphezulu. Emva koko, mhlawumbi uya kuhlawula ukuya kwinqanaba lekhaya uze ulibeke kwimarike. Ngethuba umthengi enza isipho kwaye angene ekungeneni, ixesha lakho lokuvala lingathatha ezinye iintsuku ezingama-30 ukuya kwi-45. Ngoko umqobo ungabalulekanga kuwe.
- Cinga ngokuchithwa kwangaphambili HAFA ukuthengiswa okufutshane: I-HAFA echazwe ngaphambili isetyenziselwa ukuba ibhanki sele iqalile ixabiso lentengiso emfutshane. Iibhanki ezininzi zithengisa ixabiso elifutshane ngokusekelwe kwimbono ye-arhente abayisebenzisayo ukuvelisa uvavanyo olusisigxina kunye oluncinci olubizwa nge-BPO. Ibhanki ayifuni i-arhente yohlu uluvo lwexabiso. Ngenxa yalo mkhuba, akuyinto engavamile ukuthengiswa kwangaphambili kwe-HAFA ukuthengiswa okufutshane ukuba kubhalwe phantsi kwexabiso lemarike . Khangela ezi zinto zigugu xa uthetha ukuthengisa okufutshane.
- Khangela ukuthengiswa okufutshane kunye neentsuku ezide kwiMarike: ekubeni iinjongo kukuthenga okuphantsi kwaye uthengise phezulu, ufuna ukuhlawula ngokuncinci kangangoko kunokwenzeka ukuthengiswa okufutshane. Amanani okuthengisa okufutshane afumaneka kwimaphu kwezinye iidolophu. Ngamanye amaxesha ibhanki ikhathala ngokuqalisa inkqubo yokuthengisa emfutshane nje ukujonga umthengi ahambe. Ukuba ikhaya liye kwi-market ixesha elide, ibhanki ingaba nokulungele ukuhamba ngesondo kunye nokujongana.
- Iindlu ezijoliswe kwiNgqungquthela kufuphi neentengiso: Kubiza imali ukuba iibhanki zixakeke phambili. Ukuba ibhanki ivulekile ukuthengiswa okufutshane, oko kuthetha ukuba kuya kwenza imali eninzi ukwenza ukuthengiswa okufutshane kunokuba wenze ukuchithwa . Ukuba umhla weetrasti okanye ukuthengiswa okungaqhelekanga kusondele kakhulu, ngezinye iibhanki ziza kwenza iikota zokugqibela kwaye zihlehlise i-intengiso . Le mizuzu yokugqibela ingaba nenzuzo kakhulu kumtyalo-mali ukufaka ukuthengisa okufutshane.
Indlela Yokwenza Imali Ngaphandle Kokuqhawula Ukuthengiswa Okufutshane ngokuThengisa ikhaya
Kukho inani elikhulu leenkampani zentanethi eziye zasebenzisa zonke iintlobo zeendlela ezihlambulukileyo zokuphula umthetho. Ezinye zifuna ukuba umninikhaya enze ipropati kwinkampani okanye kwinkampani ebambeleleyo. Emva koko, loo nkampani ixoxisana nebhanki. Ngaba ezi nkampani zihambelana nokuchazwa komgaqo-sipala kunye nolwaseburhulumenteni? Mhlawumbi akunjalo.
Abanye bazama ukuzibamba abaphakathi ngokunciphisa ukuthengisa. Abaqondi ukuba kuthathwa njengento emfutshane yokuthengisa ubuqhetseba obufihlakeleyo ukufihla ulwazi kwibhanki elifutshane. Balungiselela ukuthenga ikhaya ukusuka kumthengisi, kwaye bafuna ukujongana nazo zonke iingxoxo kunye nebhanki lomdayisi. Leyo ifulegi enkulu ebomvu kubathengisi. Ngamanye amaxesha bazinikela ukurenta ikhaya kumthengisi, kodwa ezininzi iibhanki zidinga i -afidavithi yobude bengalo yesithintelo.
- Thengisa ikhaya elifutshane lokuthengiswa kweeNtengiso: Ukuthengisa okufutshane kukuthengiswa kakhulu " kwimeko " . Oku kuthetha ukuba ibhanki ayiyi kwenza nayiphi na ilungiso okanye ayigunyazisi ukuba umthengisi enze ilungiso. Ibhanki ayithumeli i-kontraki ukuhlola ikhaya kwaye kunokuba ixhomekeke kwingxelo ye-Agent ye- BPO . I-agents ye-BPO ayinakontrakthi jikelele. I-BPO inokugqithisa kakhulu inani lemali eliza kuthatha ukulungisa ikhaya.
- Hambisa Ukulungiswa Kwimpahla Yakho neNkundla Yakho Yokuthengisa Efutshane: Ibhanki iya kufuna ukubona into ephosakeleyo ekhaya kwaye kuya kuba neendleko ezinjani ukuyilungisa, nangona ayiyi kuvumela ukulungiswa. Phantse yonke indlu idinga uhlobo oluthile lokulungiswa. Kule nto, ibhanki iya kubeka ixabiso. Ibhanki iya kukhetha ibhanti ephantsi, ngoko qinisekisa ukuba ibhanti ephantsi kakhulu ibhidi apho ungenza imali ngaphambi kokuthenga ukuthengiswa okufutshane.
- Bonisa iNkqantosi yokuRhweba kwiSivumelwano esifanelekileyo sokuThengiswa: Njengoko umthengisi ungumnini webhanki, unokufumana imvume ebhaliweyo yokubonisa ikhaya ngenqweliso emva kokuba ibhanki ibhale incwadi yayo yokuthumela imfutshane . Ngaloo ndlela umnini-mhlaba angakulungela ukunyuka ekhaya ngelilanga elivalayo. Khumbula, irente ihlawulwa kwangaphambili. Intlawulo yakho yokuqala yokuthenga imali ayiyi kuhlawulwa ubuncinane ubuncinane iintsuku ezingama-30 okanye ngaphezulu.