Cela ummeli wakho we- inshorensi
Ukucinga ukuba uthemba i-arhente yakho ukunika impendulo efanelekileyo, uya kuba nako ukuxelela oko kukuchaphazela izinga lakho le-inshurensi.
Mhlawumbi uhamba phambili kummandla wonke malunga ne-inshurensi yemoto; Nangona kunjalo, abaninzi abaqhubi banendawo yokuphucula. Umbono wengcali yegosa yomshuwalense unokukunceda ukuba uqaphele iingozi zakho ze-inshurensi. Ezinye izimpendulo ezivela kwi-inshenti yakho zingabandakanya:
- I- inshurensi yakho yamanqaku ekhredithi aphakathi kwinqanaba le-intanethi kwaye inokuphuculwa ukwenzela ukunciphisa iindleko zomshuwalense wakho wemoto.
- Ukwephulwa kwezithuthi kuya kuhlaselwa ekuhlaziyweni kwakho okulandelayo kwaye uza kubona intlawulo yakho yenyanga .
- Okwamanje asiqinisekisile ikhaya lakho; ungatshintsha umgaqo wakho wekhaya kuthi kwaye ulondoloze enkulu kwi-premium yomshuwalense womshuwalense wakho kunye nesaphulelo somgaqo-nkqubo .
- Uhlawula imali eyi-10 yenyanga ngokukhawuleza inyanga. Ngokuhambisa umhla wakho wokuhlawula kumhla osebenzayo kwaye udibanise utshintsho kunye nokuhoxiswa kwikhompyutha ungagcina ngaphezulu.
- Ngoku wenza konke ngokufanelekileyo. Unalo irekhodi elifanelekileyo lokushayela kwaye ufumana isaphulelo somfundi esihle . Into ephela ekubambelayo isele iminyaka yakho. Emva kokuba uhlasele i-25, isantya sakho siya kuhla ukukwenza umqhubi okhethiweyo .
Kungakhathaliseki ukuba i-agent yakho ikuxelela ntoni nge-inshurensi yemoto yomshuwalense, kufuneka ibeke izinto ngendlela ebonakalayo kwaye ikunike ukuqonda okungcono kwinto ehambayo ekumiseni izinga lakho. Ngengqondo engakhokhelwa ngamakhulu ama-dollar kwi-inshuwalense yemoto ngaphandle kokwazi ukuba kutheni uhlawule izinga oyenzayo, kunokuthetha ukuba uncedisa amawaka eerandi ngexesha lokuphila kwakho.
Thengeza ngeenxa yomshuwalense wemoto
Ukuchonga ukuba izinga lakho le-inshurensi yemoto lilungile okanye akuxhomekeke kwithwala ye-inshurensi oyikhethayo. IiRhafu ziyahlukahluka phakathi kwabathwali be-inshurensi. Abathwali bee-inshurensi basisiseko semilinganiselo yabo kwiimarike ezijoliswe kuyo kunye neebango ezihlawulwayo. Ukuthenga ngeenxa yomshuwalense we-inshorensi yemoto kunokukunceda ukuba ubone ukuba uhlawula umyinge wokukhuphisana.
- Njalo uqhathanise iipulo kwiipulo. Kubalulekile ukufumana iingcaphuno ze-inshorensi ezifana nokufikelela kwakho okukhoyo njengokuba kunokwenzeka; ngenye indlela, awukwazi ukuthelekisa iinkampani zomshuwalense ngokuchanekileyo.
- Emva kokuba ufumene iingcaphuno ezivela kubathwali bezithuthi ezahlukeneyo unokuqhathanisa ukukhutshwa kunye nexabiso. Kufuneka ube nako ukugqiba ngokukhawuleza ukuba ngubani ophetheyo onika umgangatho ophezulu we-inshurensi yemoto.
Thelekisa nosapho kunye nabahlobo
Ngokuqhelekileyo akukhuthazwa ukuthelekisa intlawulo ye-inshurensi yemoto kunye nosapho kunye nabahlobo kuba inshurensi yemoto iqulethwe ezininzi ezininzi. Kukhethwa ukusebenzisa ukuthelekiswa kweentsapho kunye nomhlobo ukucacisa inkonzo enhle evela kumphathiswa othile endaweni ye-inshurensi enhle. Kwakhona, kuya kunika umqondo wokuzinza ukusuka kumphathiswa othile ukuba izinga lomhlobo liye linyamekela iminyaka.
Ukuchonga ukuba ngaba umgaqo-nkqubo wakho womshuwalense wemoto unomlinganiselo omhle kufuneka ube yinkqubo elula. Yisinyathelo sokuqala ekwenzeni isigqibo sokuhlala kunye nenkampani yakho yenkampani yinshuwalense yangoku okanye ukwenza utshintsho. Imilinganiselo yomshuwalense yemoto ibalulekile, kodwa ngokunjalo inkonzo yabathengi. Ungavumeli ukuba isilingo semali eninzi sikwenze ukuba ulungelelanise inkonzo enqabileyo.