Inqwelo yomshuwalense wemoto ilandela iCar
Imoto apho umqhubi onemvume yomfundi eqhuba ngokuqinisekileyo kufuneka aqinisekiswe.
Inqwelo yomshuwalense ilandela imoto, kungekhona umqhubi. Ukuba imoto iyagcinwa, kwaye umqhubi akafakiwe, umqhubi makabekwa. Ukuba inkampani yomshuwalense eqinisekisa ukuba imoto iyazifumana ngomqhubi ovumelekileyo obangela ingozi, mhlawumbi umqhubi uya kudibaniswa kumgaqo-nkqubo okanye angafakwa ngaphandle.
Yiyiphi Umqhubi ongekho?
Abaqhubi abangabandakanywayo abafakwe kwi-inshurensi yemoto yomshuwalense. Ukuze umqhubi angabandakanywa umgcini-mali obizwa ngokuba ngu-insured ohlala ephethe umnqweno kufuneka asayine ifom ebonisa kwaye avume ukuba umqhubi lowo akafakiwe. Ukuba umqhubi uqhuba isithuthi kwaye usengozini, umgaqo-nkqubo we-inshurensi yemoto awuyi kunika nayiphi na ingxelo.
Shayela ummeli wakho weNqwelo yoTyhuwalense yeMoto
Inqwelo-mali yomshuwalense akuyona into ekufanele uqikelele ngayo okanye wenze iingcamango malunga. Ukukhangela i-intanethi kwimpendulo yalo mbuzo akuyi kukunika impendulo echanekileyo oyifunayo.
Ukubizela i-arhente yakho kunye nokuza kwimeko yakho yindlela efanelekileyo yokufumana i-inshurensi engcono kakhulu. Ukuzama ukufihla umqhubi omncinci okanye eminye imiba owaziyo ingachaphazela kakubi iiprojama zakho zepolisi zinokubangela iingxaki ezininzi kwixesha elizayo. Khumbula injongo yomshuwalense wemoto kukubonelela ngeengxelo (ngethemba lokuba i-cover you thought you have bought) ngenxa yengozi emva kokulahleka.
Ukuhlawula isantya esezantsi kuphela ukuphefumlela umoya nge-zero coverage akuyi kunceda nabani na.
Akunabo bonke abathwali be-inshurensi abafanayo
- Ininzi yabathwali bomshuwalense kufuna ukuba ube nomqhubi weemvume ebhalwe kwi-inshuwalense yemoto njengomqhubi ovumelekileyo. Ngokuqhelekileyo umqhubi onemvume uya kuba nexabiso elincinci kunomqhubi osandula ukufumana imvume. Ngokuqhelekileyo ukuba unesithuthi esinye kunye nabaqhubi ababini umqhubi ovumelekileyo unokuba ngumqhubi wesibini esikhundleni somqhubi oyintloko. Umqhubi ovumelekileyo akanakukubiza ngeyona ndlela ucinga ngayo.
- Abanye abathwali bomshuwalense abanakho ukukwazi ukuluhluza umqhubi wemvume njengomqhubi. Ilayisenisi yokuqhuba imfuneko ingafuneka. Umqhubi ovumelekileyo uya kujongwa ngokuzenzekelayo phantsi komgaqo womzali wakhe.
- Uninzi lwabahluleli bee-inshurensi uluhlu oluxhomekeke kumakhaya kwimigaqo yomshuwalense wemoto, kunye neentsana. Oku kunceda inkampani yomshuwalense ukugcina umkhondo wabaqhubi abazayo. Inkampani yomshuwalense iza kukuxelela xa umntwana wakho oselula esondela kuminyaka yokuqhuba kwaye ufuna ukuba angeniswe kwipolisi njengomqhubi.
Gcina Imali KuLutsha Abaqhubi
Ewe, inyaniso bonke abaqhubi abancinci badla ngokukhawuleza ukuba baqinisekise. Ukungakwazi kwabo kubonakaliswe ukukhokelela kubango. Izinketho zokugcina izindleko ezilungileyo ziyi- discount discount student kwaye azivumeli ukuba neenqwelo zabo.
Kuyinkokhelo enkulu yokuba neenqwelo ezininzi kuneziqhubi. Kule meko, abaninzi abathwala i-inshurensi benza ukuba kubekho umqhubi omtsha njengomqhubi wesibini ongasindisa imali eninzi. Ukwazi umqhubi ovumelekileyo unokufikelela ngokupheleleyo kwisithuthi ngokuqinisekileyo, kuza nexabiso eliphezulu. Ukuba umntwana wakho ufumane umsebenzi wakhe wokuqala kwaye ahlawule indlela yakhe xa kuziwa kwiminshuwalense yemoto kunokunciphisa umthwalo wemali.