Ukufaka isicelo ngekhadi lesikweletu kuyinkqubo enhle kakhulu. Ukuba usebenzisa i-intanethi, gcwalisa ifom kwaye cinezela inkinobho yokuthumela. Nangona isicelo sekhadi lesikweletu akudingi umzamo oninzi, kusekho iiphoso. Ukuba awuqapheli, ezi mpazamo zinokubiza.
Ukufaka isicelo sekhadi lokuqala lokuthenga ngetyala.
Unokubona ithengiselwano lekhadi lekhredithi eliva ngathi lukhulu.
Okanye, ungayifumana isipho esaphambi kokuvunywa kwi-imeyile kwaye ikhadi izandile into enhle ukuba yinyani. Ngaphambi kokuba ufake isicelo, qwalasela ukuba eli khadi lingahle libe yinto efanelekileyo kakhulu yokuqhuba ngaphandle. Kukho ezininzi zamakhadi-ngetyala kwiimarike ukuze ungalokothi ufake isicelo sekhadi-kungakhathaliseki ukuba kukhangeleka njani-ngaphandle kokujonga ezinye iindlela. Unako ukubuyela rhoqo uze ufake isicelo sekhadi ukuba awufumani nantoni na engcono.
Andizithengi ngeenxa zonke.
Ekubeni kukho ukhetho oluninzi kumakhadi-mboleko, kufuneka ukhangele ezinye ezimbalwa ngaphambi kokuba wenze isigqibo sokugqibela. Ukuba uyayazi indlela yokusebenzisa injini yosesho, unokufumana lula kwaye uqhathanise amakhadi akhredithi athile. Unokuthi, umzekelo, uqhathanise yonke ikhadi lekhredithi evela kumniki-mvume othile wekhadi lesikweletu. Kulo, unokuqhathanisa amakhadi ngokusukela kumyinge womdla okanye umvuzo. Isitshixo kukuqinisekisa ukuba ukhangele imimiselo kunye neenzuzo zamakhadi amaninzi ngaphambi kokuba wenze isigqibo sokugqibela.
Ukungafundwa ngamakhadi ekharityhulam.
Abaniki bamakhadi eemboleko bafuneka ukuba babonise ulwazi lweendleko kuwo wonke umnikelo wekhadi lokuthenga ngetyala . Musa ukuthembela kuphela egameni lekhadi lesikweletu okanye isikhangiso sokuqala ukunika lonke ulwazi olufunayo malunga nekhadi lesikweletu. Cofa uze ufumane intsingiselo yomyinge kunye nemirhumo ekhadini ukwenzela ukuba uyazi ukuba ixabiso lekhadi lekrediti liya kubiza ntoni.
Ukufaka isicelo ngekhadi lesikweletu ngeempawu ezimbi.
Ngokufanelekileyo, ufuna i-rate yeyona nqanaba eliphantsi kakhulu lekhadi lesikratshi engenakho imali yonyaka kunye nemivuzo engenakulungiswa. Nangona abantu abanekhredithi engalunganga abafanelekanga kumakhadi asematyala amaninzi, oko akuthethi ukuba kufuneka ukwamkele ikhadi lekhredithi elinomlinganiselo ophezulu kakhulu wenzala okanye umrhumo wonyaka ophezulu.
Yingakho ukuthenga ngeenxa zonke kubalulekile. Ukuba ucinga ngokukhawuleza ngekhadi lesikweletu elinemiqathango embi kunamanye amakhadi kwimarike, kufuneka ukhangele kwenye indawo. Eyona nto imeko enzima kakhulu, faka isicelo sekhadi lesikweletu elikhuselekile eliza kufuna idiphozithi yangaphambili, kodwa kukho amaninzi amanqaku asematyala aqinisekisiwe apho.
Khetha ikhadi lekhredithi elisekelwe kuphela kwiintlawulo zokuqala.
Amanye amakhadi ekhredithi athengisa abathengi ngezinga lokungeniswa kwezabelo, ukubhalisa ibhonasi yemivuzo, imivuzo emibini, okanye akukho mrhumo wonyaka kunyaka wokuqala. Iqhinga kukukufaka kwikhadi lesikredenti kunye nethemba lokuba uya kuhlala ujikeleze ukubiza unyaka ophezulu, ongeyincinci iminyaka emibini. Ngaphambi kokuba ubhalisele kwikharityhulam yekhredithi kunye nomnyaka omnye omnye wee-perks, qwalasela oko kwikhadi liza kubiza kwaye lizuze unyaka wesibini nangaphezulu.
Ukusetyenziswa kwamakhadi athile eekredithi ngexesha elifutshane.
Abaniki bamakhadi abakhredithi ababukeli kakuhle kwizicelo ezininzi zekhadi lesikweletu ezinsukwini ezimbalwa, ngeenyanga.
Isicelo sakho sokuqala singavunyelwa, kodwa amathuba akho okuvunyelwayo ahla kunye nesicelo ngasinye esilandelayo. Isikhala ngaphandle kwezicelo zekhadi lakho lesikweletu, kungekhona nje ukukunceda ukuba uvumeleke, kodwa nokuqinisekisa ukuba uthatha inkokhelo enkulu yetyala lekhadi lesikweletu.
Kucinga ukuba uya kuvunywa.
Umvuzo ophezulu kakhulu wemali okanye imali engenayo ayiyi kuqinisekisa ukuba isicelo sakho sekhadi lesikweletu siya kuvunywa. Inqanaba eliphakamileyo lamatyala, ukugqithiswa kwexesha elizayo, okanye izicelo zamva nje zetyala zingakhokelela ukuba unqatshelwe. Ukuba unqatshelwe, umniki wekhadi lokuthenga ngetyala uyothumela ileta ekuxelela izizathu ezithile zokungafuni.