Ukuthengiswa kweeNkcazo zokuThengisa okuchaphazela amaxabiso asekhaya

Amanani athengiswa rhoqo kwiintengo zendlu angathatha indawo engabonakaliyo ngenxa yobungqina obusondeleyo

Ngokona buninzi, amakhaya okuqhawulayo ahluke ngokubonakala. Ezinye iintengiso zokuthengiswa kwempahla ziphathwa ngokuthula kwaye zivuselelwe ngokukhawuleza ngumboleki. Ngenye imini i-van ehambayo ikhupha, ilayishe impahla yomhlali kwaye ihamba, ilandelwa kungekudala ngumqondiso weentengiso ze-real estate broker. Kwiiveki ezimbalwa kamva, umqondiso othengisiweyo uthengisa kwaye abanikazi abatsha bahambela.

Kwezinye iindawo zokuhlala, ikhaya eliphambili lingabhalwa kwaye libethwe ngeempawu ezinkulu ezizithengisa njengepropati ene-bhanki okanye i-REO.

Amanye amakhaya aqingqiweyo ahlala elahliwe iminyaka. Ukhula lukhula phezulu ngokwaneleyo ukugubungela imigxuma, i-pranksters iphosa iindonga kwiifestile zangaphantsi, kunye nekhaya liba ngamehlo kummandla.

Iimpawu zezinto ezikhuselekileyo zingashiya abamelwane bazibuza ngokuxabisa amakhaya abo. Abanikazi bamakhaya azungezile banokukhathazeka ukuba ukuchithwa kwempahla kunokuchaphazela ixabiso lepropati, kwaye kufanelekile.

Iimvavanyo zibandakanya izindlu ezifana neyakho, kunye nokuhlaselwa kwangaphambili

Kukho iindlela ezintathu zokuhlolwa kwepropati:

• Indlela yokubiza - Le ndlela ibona iindleko zokwakha ikhaya kunye nexabiso lelizwe.
• Indlela yokufumana - Oku kusetyenziselwa ukuthelekisa iiyunithi ezininzi ngokusekelwe kwiirhafu zentengo.
• Ixabiso lentengiso. Olu hlobo lwe-appraisal lufanisa ipropati yesifundo kwiintengiso ezintathu ezifaniswayo kummandla.

Ukuba kuthengiswa okungafaniyo kunye nokuthengiswa okufutshane , ngaba i-appraiser isebenzisa ixabiso lokuthengiswa ngokutsha njengento efana nepropati?

Ukuze ndifumane iimpendulo, ndathetha noDerek Yuke, umhloli we-Yuke & Associates eSigramento.

UYuke uzama ukufumana ukuthengiswa kwengalo ekude xa ehlanganisa uvavanyo. Ezi zicatshangelwa ukuthengiswa kwixabiso lemarike, ezinikwe ukuthengiswa ngumthengisi ozithandayo kwaye zithengwa ngumthengi onokuzikhethela, ongenanto okanye phantsi kwexinzelelo okanye engahambelani.

Nangona kuthetha ukutshintsha ukuthengiswa okuthelekiswayo kummandla osondeleyo kwaye ulungelelanise ukuxabisa, uninzi lwabahloli-mali, uthi, unokufumana ukuthengiswa kweengalo ekude kusetyenziswe ukuhlolwa.

U-Yuke usele shishini ukususela ngo-1996 wathi, "Ukuba ndiyisebenzisa ukuchithwa, ndichaza isizathu sokuba ndiyisebenzise. Ndithi akuyinto efanelekileyo kwaye ayiyi kunika ubunzima obuninzi. "Uthi ukugqithiseleka akubonakali ukubaluleka kweemarike, kwaye unokuhlala efumana ukuthengisa ngokuqhelekileyo ukuze afake izicelo zakhe zokuvavanya. "Ukuba kukho kuphela indawo engaphambili, oko kuyachaphazela imakethi kuba iyaxabiseka," uYuke uyalumkisa.

Ukubhengezwa kwangaphambili Ukwenza ii-HOA zixhatshazwe

UYuke uyaqhubeka, "Ukuba akukho zikhomputha rhoqo, ngoko unamathele. Ukuphuhliswa kwamakhondo kunzima. "Kwenzeka ntoni ukuba kukho ukuthengisa okufutshane nje okanye ukuvalwa kwangaphambili kwintlangano yomninikhaya ? NgokukaYuke, ezo zinto zizona ziqulatho ezilungileyo kakhulu kuloo phuhliso kuba ziphela zixhobo ezikhoyo.

Ukuthengisa okuxinzelelekileyo kwintlangano yomnini-ntanethi kuyathetha ukuba akunakwenzeka ukuba umnini-mali ukhokhe isabelo sokwakheka kweyunithi ye-HOA. Ukuba umnini-mali womninimzi uqhubekile, ngaba ngabanini bezindlu abaphelisa ukuhlawula ithebhu ngendlela yemibutho ephezulu.

Ngelishwa, nangona iqumrhu elinamalungelo omhlaba linamandla okuchithwa xa kubanjwe iindleko, abambalwa abanemali okanye indlela yokwenza njalo, kwaye abo bahlala bebeka phambili inkqubo xa imali yokuboleka imali iphezulu kunexabiso leyunithi.

Ukungabikho kweeNkcitho eziDlulileyo

Nangona uphando oluthile lubonisa ukuba iindawo zokuhlala ezinobuninzi beeproclosure zibona ukuhla kwe-1 ekhulwini kwixabiso, ukuhla kwexabiso akusoloko kulandelwa ngenxa yenani lezinto eziphambili. Ngokuqhelekileyo, amanani awelayo ngenxa yokujonga umthengi wendawo, kunye nomnini ongaphaya komnini wexesha elidlulileyo.

Ezinye iintengiso zokungcebeleka zibonakala ziza kuqhubeka. Ngokukhawuleza ukuba umnini-mhlaba afikeleleke, abanye abasondeleyo babonakala balandela. Ukuba umnini ungekho phantsi okanye ulahlile umhlaba, ikhaya elilahliwe liye lahlaselwa.

Iindlu ezingenayo isilathiso sokukhawuleka ezidinga ukulungiswa okubalulekileyo xa ungathengisi kwixabiso lemarike .

Ingxenye yempembelelo ekuthengeni ukulandelwa kwangaphambili kukuba iindlu zithengiswa "njengaye," kwaye abathengi abanaso isiqinisekiso semeko. Abanye abanikazi bezindlu abalahlekelwa yiyo yonke into ngenxa yokungcwatywa bangacingi nto ngokuthengisa izinto ezisetyenzisiweyo kunye nokukrazula i-plumbing yobhedu ukuthengisa izinto. Izindlu ezingekho phantsi kweempahla zinciphisa amaxabiso ommandla.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.