I-Billy Monthly Printable Payment Checklist

Ukukhumbula ukuhlawula iindleko zakho inyanga nganye akulula ngaso sonke isikhathi, ngakumbi xa iibhilikhwe zakho zifanelekile kwiintsuku ezahlukeneyo zenyanga. Uyakhumbula ukulula xa unenkqubo yokuqwalasela iindleko ezifuneka ukuba zihlawulwe nokuba ngaba uzihlawule.

  • 01 Uhla lweNyanga yoHlahlo lwaBhili yoNyaka

    © Ndimele Ndibe Nomhlaba

    Uluhlu lokutshekisha kwintlawulo yebhilikhi lwenza kube lula ukulandelela inkokhelo yakho yenyanga yeenyanga. Phrinta uluhlu lokutshekisha kwaye ulondoloze kakuhle ukuze ukwazi ukuthetha ngalo xa uhlawula iindleko nganye ngenyanga. Umzekelo, ungayigcina kunye nencwadana yakho yokucwangcisa, kumcwangcisi wokuphila okanye inqobo yekhaya.

    Ngokuqinisekileyo, lo mzekelo uluhlu lukhangela nje lukhokelo okanye ithemplate elula. Unokwenza lula ngokwakho kwi-spreadsheet ye-Excel. Inqaku: uza kufumana amanqaku amaninzi okukhuphela kwi-Pinterest.

  • UBhili woNyaka woHlolo lokuHlola

    © My Home Frugal

    Kunganceda ukuba unyaka wonke ubekwe. Nantsi iphetshana lokutlola lokunyathelisa lonyaka oza kukuvumela ukuba ubone umboniso wonyaka kwaye kufuneka ube yingongoma ebalulekileyo yesikhokelo njengoko uyakha kwaye uhlalutye imali yakho yonyaka-mali. Iquka indawo yegama loyilo-mali, umhla ofunekayo, nokuba ingaba ungayikhokhelwa okanye awukho.

    Inqaku: Inqobo yokulawula ikhaya okanye incwadi yindlela yokugcina ingqalelo yonke into oyifunayo ukugcina ikhaya kunye nosapho olusebenza kakuhle. Uluhlu lokuhlola uluhlu lubalulekileyo.

  • 03 I-Budget Worksheet yasekhaya

    © Kiplinger

    Iimithetho-mali ziyinxalenye enye yebhajethi yakho yasekhaya. Kubalulekile ukuqonda yonke imiba. Oku kukunika amandla okulawula ngempumelelo iimali zakho zeentsapho.

    I-Kiplinger ine-Worksheet yasekhaya yoNyaka-mali okanye yoNyaka-mali eSebenzi esebenza nge-online, iphepha lokusebenzela elisebenzayo, okanye linokukhutshwa. Okokuqala, ufaka imali engenayo kunye neendleko zakho, kwaye ke ufaka imali engenayo kunye neendleko zokufika kwiindleko ezipheleleyo kunye neendleko ezipheleleyo, nokuba ingaba ibhalansi yakho iyayithanda. Isixhobo esibalulekileyo ekukuncedeni ukufezekisa ingeniso yakho, ukuchitha imali kunye neenjongo zokulondoloza.

    Eli pheshethi liqwalasela oku kulandelayo. Iqhosha: Kulula ukwenza ngokwezifiso - ukongeza okanye ukususa imigqa.

    • Imali yeNtsapho
    • Imali kunye netyala (ukubolekwa kwemali, amakhadi enkoleko, njl.).
    • Izixhobo (i-gas okanye i-oyile, umbane, amanzi, amanzi kunye ne-sewer, ifowuni kunye nenkonzo yeseli, njl.
    • Inshurensi kunye neeprayimari zazo
    • Ukulondolozwa kunye notyalo-mali (kuquka ikholeji, umhlalaphantsi kunye neengxowa-mali zakho ezingxamisekileyo)
    • Iindleko ezihlukeneyo (kubandakanywa ukutya, ukunakekelwa kwezingane, iholide, ukuzizonwabisa, iimpahla, igesi, ukuhamba, ukugcinwa kwemoto, ngaphandle kwezokwelapha, i-pocket, uthando, njl.
  • 04 Uluhlu lokuHlola lwaseKhaya

    © Spread Squirrel

    Siphakamise itemplate yoluhlu lokulondolozwa kwekhaya, kodwa ixabiso langempela kuwe lenza olu luhlu luzaliswe ukuze ukhusele oko mhlawumbi i-asethi yakho ebaluleke kakhulu, ikhaya lakho. Ithemplate inezinye iingcamango, kwaye nantsi imbonakalo ebalulekileyo imisebenzi ongayifuni ukuyibhala.

    Ngenyanga

    • Hlola, kwaye mhlawumbi utshintshe iifayile zeHVAC.
    • Ukucinywa kweekisi ecocekileyo.
    • Ukucoca uhla lwefowuni.
    • Hlola izicimi zakho zomlilo.

    Ngekota

    • Ukuvavanya umsi / i-carbon dioxide detectors.
    • Ukuvavanya umgca wegaraji emzimbeni. Mna
    • Ukukhupha amanzi kunye nezindlu zangasese ezingasetyenziswanga.
    • Hlola isitampu samanzi, yongeza ityuwa xa kuyimfuneko.

    Ngaphantsi

    • Uvavanye i-valve yokuncedisa i-valve.
    • Nika indlu yakho ihlambuluke.
    • Yenza iibhetri kwi-smoke / carbon dioxide detectors.
    • Ukucoca iikhoyili zefriji.

    Spring

    Ixesha lokuba "Ukucoca kweNtsundu:"

    • Hlola umjelo wangaphandle.
    • Ukucoca amanzi.
    • Hlola indawo yangaphandle yakho.
    • Fumana inkqubo yakho yokupholisa umoya ekulungele ihlobo; qwa lasela ukuba lisebenze.
    • Ukulungisa / ukutshintsha iifestile ze window ezonakalisiweyo.
    • Cima izityalo ezifileyo / izitshalo ezivela endlwini.
    • Hlola imithi ukuphazamiseka kwemigqa yamandla.
    • Hlola uphahla umonakalo, ukuvuza, njl.

    Ihlobo

    Ihlobo lixesha elihle lokugxila ngaphandle kwendlu yakho:

    • Hlola i-grout kumagumbi okuhlamba, ikhitshini, njl njll kwaye ulungise njengoko kuyimfuneko.
    • Hlola uphulo lwamanzi ukuvuza, i-aerators ehlambulukileyo kwimibhobho.
    • Ukucoceka nokulungisa ipaki / ipatio njengoko kuyimfuneko.
    • Gcoba iifestile zeefriji.
    • Hlola kwaye uhlambulule umsila wokumisa, nezinye iindawo zokukhupha ukuya ngaphandle kwekhaya.
    • Garaji ecocekileyo.

    Ukuwa

    Ixesha lokugqiba nayiphi na imisebenzi yasekhaya yasekuhlaleni yokulungisa kwaye ulungele ikhaya lakho ubusika:

    • Ukufudumala kwamanzi atshisayo kunye nokususa izitya .
    • Iimpawu zomoya ezinobusika.
    • Fumana indlela yokufudumala ilungele ubusika.
    • Vala uphinde ugxobhoze iifubhe zamanzi zangaphandle.
    • Fumana iifayili ihlambuluke, ukuba unayo.
    • Sump pump.
    • Khangela i-driveway / i-pavement for cracks.
    • Thenga izitishi zasebusika.

    Busika

    Ubusika lixesha lokunyamekela ingaphakathi lakho. Unokufuna ukongeza kuloluhlu lwemisebenzi efana nokudweba, izitilefu zokwakha, njl.

    • Zihlolisise rhoqo ngamadama e-ice kunye ne-icicles.
    • Uvavanye umbane wakho kumlinganiselo onako.
    • Qinisekisa nayiphi na isisombululo, amaqhina, ama-racks, njl.
    • Hlola zonke iiskhi kunye neentambo zokuvutha kwiingcango zakho nakwiifestile.
    • Hlola i-caulking macala kunye neebhuthi; ukulungiswa njengoko kuyimfuneko.
    • Susa i-showerheads kunye ne-sediment ecocekileyo.
    • Hlola kwaye uhlambulule uhlambulule isiseko.