Uhlolo loMgaqo-nkqubo weNkampani yomNinimzi we-Innsurance

Inkcazo yeNkampani

Ukuba ufuna iimfuno ze-inshurensi yomninikhaya , udinga inkampani onokuxhomekeka kuyo xa uhlaselwa ekhaya okanye ukulahlekelwa kwepropati. Enye inkampani enegama elihle kakhulu ngenkonzo yabathengi, inkonzo yamabango kunye nokuzinza kwemali yiNtshuwalense yelizwe. I-inshurensi yelizwe, eyaziwa ngokuba yiNgxowa-mali yezeMali okanye yeSizwe kunye neeNkonzo zezeMali sele iseshishini ukususela ngowe-1925. Yayisungulwa ngamalungu e-Illinois imboni yezolimo ukubonelela ngomlilo nokukhanyisa i-inshorensi kumafama.

Ukususela ekuqalekeni kwayo, inkampani iye yandise imida yayo yemveliso ukufaka i-inshurensi yomninikhaya, i-inshurensi ye-renter, inshuwalense ye- auto, i-inshurensi yoshishino, i-inshurensi ye-intanethi, i-inshurensi yokukhubazeka, i-inshorensi yoshishino, i-annuities, imali kunye kunye nezinye iinkonzo zezimali.

Iimali zelizwe zihlala kwiBloomington, e-Illinois kunye nabasebenzi abangaphezulu kwama-2,000. Iiofisi zengingqi ziquka: Salem, Oregon; Arden Hills, Minnesota, Alpharetta, Georgia, Salem, Massachusetts kunye neMiddletown, Connecticut. Inhlangano yinkampani ye-Fortune 1000 eneengeniso zonyaka ezingaphezu kweebhiliyoni ezi-3 kunye nabathengi benkonzo kwi-14. UKurt Bock yi-CEO yenkampani. Iimali zelizwe zithatha inxaxheba kwiinkqubo ezininzi zokufikelela kwimimandla kuquka neNkxaso yoMqeshi yoLondolozo kunye ne-Reserve, i-YWCA, i-YMCA, iiNkonzo zeZindlu zoLuntu zase-Chicago kunye neHabitat ye-Humanity.

Amandla Amali kunye noKwaneliseka kwabathengi

I-inshurensi yelizwe iphilileyo.

Unokuba nethemba lokuba inkampani iya kuba ngeenxa zonke xa uyayidinga. I-inshurensi yelizwe ine-A + (Superior) yokulinganisa ukusuka ku- AM Best . Izilinganiso ze-Weiss zinika iNkampani ye-Insirensi yoBomi i-A +, ngelixa i-Country Mutual inomlinganiselo we-B +. I-TheStreet.com, i-ejensi yokuzimelela ngokuzimeleyo, inika iNgxowa-mali yelizwe njenge-A + kunye ne-Country Mutual i-A rating.

Ngokwe-survey ye-Insure.com, iipesenti ezingama-97 zabaqashi be-inshurensi yabaninikhaya baceba ukuvuselela ukufikelela kwabo. Le nkampani nayo yayinomlinganiselo wokuneliseka kwabathengi abangaphezu kwama-90 ekhulwini.

Policy Owner's Policy

I-inshurensi yelizwe inika umthengi umgaqo-nkqubo wezindlu kumakhasimende angama-14 ( Alabama, Alaska, Arizona, Colorado, Georgia, Illinois, Iowa, Kansas, Minnesota, Missouri, Nevada, North Dakota, Oklahoma, Oregon, Tennessee, Washington , naseWisconsin . Kwakhona ilayisenisi kwaye isebenza e-Idaho.) Umgaqo-nkqubo unikezela ukhuseleko lomthwalo kunye nemida yokufikelela kwi-1 million yezigidi. Unokongeza ukongeza iimbopheleleko zokuzibophelela kwezithuthi zokuzonwabisa, ishishini lasekhaya okanye indawo yokuhlala yokuhlala. Kukho umrhumo owongezelelweyo wokungenelela kule ngxelo yokuzikhethela. Kukho kwakhona ukukhutshwa kweMed-Pay ukuya kuma-25,000.

Kwiqonga lepropati, unokukhetha ezintathu kunye nomgaqo-nkqubo womnini-Intshuwalense welizwe lakho:

• Umgangatho weNkulumbuso : Ukunikezela ngeengxelo zezindlu kunye neenqobo zabo zonke ezilahlekileyo ezilahlekileyo ezingabandakanywa ngqo kumgaqo-nkqubo. Lo mgaqo-nkqubo uhlanganisa izinto ezisisiseko somgaqo-nkqubo ongenamaphepha afana nokulimala okubangelwa ukunyuka kwamandla, ukupenda kwipende kunye nokutshisa kwe-countertop.

• Ubume boBume obubanzi : Ngalo mgaqo ufumana iintlawulo ezihlawulwe kwiilahleko ezibhalwe kumgaqo-nkqubo. Ilahleko ezifihliweyo zibandakanya umlilo, ukukhanyisa, isivunguvungu, isichotho, ukuchithwa kwezinto kunye nokweba.
• UmGaqo woMdibaniso : Lo ngumgaqo-nkqubo odibeneyo onika inkxaso ngokubanzi kwipropati yakho yasekhaya neyakho. Umele uqhagamshelane ne-Agent ye-Intshurensi yelizwe ngeenkcukacha ezithe ngqo malunga noluphi uxwebhu olubonelela ngalo.

Kukho ezinye iindlela ezifumanekayo ngeendleko ezongezelelweyo kubandakanyeka i-umbrella coverage , ukukhutshwa kwezazisi, ukuthengwa kwezinto zokugqoka iimpahla, ukukhutshwa kwamanzi, ukuhanjiswa kweemoto zokuzonwabisa kunye nokuthengwa kweendleko zokubuyisela.

Izaphulelo zabanikazi

Amaphuzu amaninzi athobileyo yinshuwalense yomninikhaya ayatholakala kumgaqo-nkqubo womnini. Ukufumaneka kuyahluka ngobuso, ngoko khangela nge-Agent Insurance Agent ukuze ubone ukuba isaphulelo sisebenza kwimeko yakho.

• I-Discount Discount Policy : Ukuba unomnye umgaqo-nkqubo kunye ne-Intshurensi yelizwe kuquka ne-auto, yobomi, ukhuseleko lwekhaya okanye ukhubazekileyo, uya kufumana isaphulelo kumgaqo-nkqubo womninikhaya.
• I-Alarm Credit : Isaphulelo esinokufumaneka kwabanikazi bezindlu abanesilumlilo somlilo, izicimi-mlilo, i-alarm detectors, i-alamu ye-burglar kunye ne-lockbolt lock.
• Ubudala beNkxaso-mali yokuCima : Esi saphulelo sisebenza xa unesibambiso esisha ekhaya lakho. Esi saphulelo asifumaneki kwiindawo zaseAlabama, eGeorgia okanye eTennessee.
• Isaphulelo seHlabathi esiKhuselekileyo : Ukuba awunayo iyunithi yokutshiswa komthi okanye unendawo yomlilo engenayo indawo yokufaka umlilo, ufanelekile ukufumana isaphulelo sokushushumbisa ngokukhuselekileyo.
• I-Discount ye-Roof : Esi saphulelo singabanikazi bezindlu abanesibhakabhaka esinqabileyo. Esi saphulelo sisebenza kuphela kubahlali baseColorado, eKansas, eMissouri naseKlahoma.

Okuhle nokubi

Iinkonzo

• NgezeMali
• 24/7 IiNkonzo zamabango
• Amaphuzu amaninzi athobileyo yinshuwalense yomninikhaya
• Ukulinganiswa kwenkonzo yabathengi

Umxhasi

• Inkampani kuphela iinkonzo zabaxhasi kwi-14 ithi.
• Ezinye izaphulelo ze-inshuwalense yomninikhaya zifumaneka kuphela kwinani elinqinqileyo lamazwe.

Iinkcukacha zoqhagamshelwano nenkampani

Ukufumana ulwazi oluthe xaxa malunga nomgaqo-nkqubo womnini-mali weNkampani yoMshuwalense, ezinye iimveliso zomshuwalense okanye ukufumana isicatshulwa, unokutyelela iwebhusayithi ye-Intshuwalense yelizwe okanye ubize i-1-866-Izwe (1-866-268-6879).