Izibonelelo zePropati: IWaranti, iSibonelelo kunye neCititermam

Izenzo zePropati ezitshintshela isiThili kwiZakhiwo eziMahla

Izakhiwo zepropati zixhobo ezisemthethweni ezisetyenziselwa ukunika ubunikazi bepropati yangempela, ukudlulisela isihloko kumhlaba kunye nokuphucula kwayo njengendlu. Amagama asetyenziselwa ukudluliselwa kwepropati angaba nesibonelelo, abelwe, adlulise okanye aqinisekise, kodwa ngokuqinisekileyo bonke benza into efanayo, badlulisela umdla kumntu othengisa indlu kumntu othenga indlu.

Ukuba uya kwi-court county yakho, okanye apho kubhalwe khona izakhiwo zepropati, unokwazi ukubheka imbali yazo zonke izakhiwo zepropati (kunye neminye imiba echaphazela isihloko njengemali-mboleko kunye nokukhishwa kwezi mboleko) kwiincwadi ezinkulu kunye ezinkulu.

Namhlanje, ngokuqinisekileyo, ukudluliselwa kubhalwa ngekhompyutheni, kodwa zonke iintetho zirekhodwa ukususela ngomhla we-US Patent ekhutshwe kulezo ncwadi.

Kukho iintlobo ezimbini zeencwadi: Isibonelelo kunye neGrant. Abo baqulethe ulwazi malunga nomthengisi othengisayo kuthiwa nguGrantor. Abo baqulethe ulwazi malunga nomthengi othengayo kuthiwa yiGrant. Ngamanye amaxesha iincwadi ziyadibana.

• Umnikezeli. Umnikezeli ngumntu okanye izinto ezithengisa ipropati.
• Igranti. Umnikezeli ngumntu okanye amaqumrhu athenge loo propati.
  

Isibonelelo sokunika

Isakhiwo esisetyenzisiweyo esisetyenziselwa ukudlulisela isihloko eCalifornia sisenzo senkonzo, nangona kungengqinelani nomthetho ukusebenzisa ezinye iintlobo zezenzo. Kukho iziqinisekiso ezimbini eziqulethwe kwisibonelelo segranti:

• Umnikezeli uthi ipropati ayithengiswanga kumnye umntu.
• Umniki-mali uthi ipropati ayinyathiswe yiyiphi i- encumbrances ngaphandle kwale mthengisi sele evezile kumthengi.

Izibonelelo zokunika inkxaso akudingeki ukuba zibhalwe zivumelekile, kwaye azidingeki ukuba zibhalwe zichanekileyo, kodwa abaninzi abathengisi babuza unobhala wenkundla ukuba bawubonele umyalelo, bevuma ukuba umthengisi ngumntu osayine le ntshukumo. Kwaye abaninzi abathengi bafuna ukukhuselwa kwerekhodi, ukuba banike "isaziso esakhayo kwihlabathi" ukuba isakhiwo sithengisiwe.

Ngaphansi komthetho waseCalifornia, kwaye imithetho yakho yelizwe ingahluka, ukuba isebenze, isibonelelo segranti kufuneka sinezinto ezintandathu ezibalulekileyo. Ezi zinto zithandathu zichazwe njenge:

• Uxwebhu olubhaliweyo.
• Isigatshana esithumela isitifiketi, esibizwa ngokuba sisibonelelo somthetho.
• Amagama kaGrantor kunye neGrant.
• Inkcazo yepropathi idluliselwa.
• Ukuphunyezwa, ukuhanjiswa kunye nokwamkelwa. Kumele isayinwe ngumniki-mvume ochaphazelekayo, onentsingiselo yabantwana kunye nalabo abavakaliswayo abangenakukwazi ukutyikitya isenzo; kunikwe umthengi ngelixa umthengisi esaphila (kungekhona emva kokufa ) kwaye wamkelwa ngumthengi.
• Isayineli yomncedisi.
  

IWarranty Deeds

Izenzo zeWarranty zisetyenziswe kulo lonke elaseUnited States kodwa ziqhelekileyo kwiMiddle East naseMpuma. Ziyafana kakhulu nezibonelelo zenkxaso kunye neyona nto ebalulekileyo: izibonelelo zonikezelo ziqukethe iziqinisekiso ezimbini kodwa izenzo zemvume ziqukethe iziqinisekiso ezintathu:

• Umnikezeli uthi ipropati ayithengiswanga kumnye umntu.
• Umniki-mali uthi ipropati ayithwalwanga yiyiphi i-encumbrances ngaphandle kwale mthengisi sele exelele umthengi malunga.
• Okubaluleke ngakumbi, umnini-mali uya kugunyazisa kwaye avumele umxholo kumabango abo bonke abantu. Oku kuthetha ukuba umnikezeli uyaqinisekisa ukuba isibonelelo eso sikhululekile nasiphi na iziphene ezinokuchaphazela isihloko, nokuba eso siphene sibangelwa ngumnikazi wangaphambili.
  

I-Quitclaim Deeds

Izenzo ze-Quitclaim zisetyenziselwa ukudlulisela nayiphi na inzala ukuba umnini-mali angabakho kwipropati. Umniki-mali unokuba ngumnini wezomthetho okanye umnini-mali angenakuze athathwe ngokusemthethweni kwisenzo esichaza ipropati.

Ukukhutshwa kwezinto eziqhelekileyo kusetyenziswa rhoqo ngexesha loqhawulo-mtshato, ukwenza ipropati ukusuka kwelinye iqabane ukuya kwelinye. Ukuba umntu otshatileyo unesihloko kwipropati njengeyodwa kwaye ehlukeneyo okanye mhlawumbi ufumene ipropati ngaphambi komtshato, iqabane elingenalo kwisihloko singacelwa ukuba lisayine umyalelo wokuyeka umcimbi xa kuthengiswa ipropati kumntu wesithathu, ukuze wenze Qinisekisa ukuba iqabane elingekho kwizenzo aliyi kubuya kwakhona kwaye libeke ibango kwipropati.

Ezinye iintlobo zeeNkonzo

• Intela yentlawulo. Xa iirhafu zepropati zingakhokhelwa (iinombolo zeeminyaka ezigqithisileyo ziyahluka ukusuka kummandla ukuya kwilizwe), kunye nepropathi ithengiswa ukuhlawulwa kweerhafu zerhafu, ngokuqhelekileyo isenzo somvuzo sisetyenziselwa ukudlulisela isihloko kumthengi.

• Izipho zoMnikelo. Ukutshintshiselwa kwemali okanye ukuqwalaselwa ngokuqhelekileyo kuthiwa "uthando nothando," oku kuthetha ukuba impahla iyadluliselwa ngaphandle kokuhlawulwa kwemali. Izenzo zemivuzo ngokuqhelekileyo zisetyenziselwa ukudlulisela isihloko phakathi kwabantu abadibeneyo.
• Inxaxheba-kwindawo-ye- Foreclosure . Abadayisi abasemva kwiintlawulo kumbolekisi ngamanye amaxesha baya kuxoxisana nomboleki ukuba bamkele i-Deed-in-Lieu of Foreclosure, oko kuthetha ukuba umthengisi wenze loo propati kumboleki ukuba agweme ukuvalwa. Kodwa le ntshukumo ingaqhubeka ibonisa ingxelo yengxelo yemboleko .

Ukufumana ulwazi oluthe xaxa malunga nepropati nezakhiwo zomthetho, nceda uqhagamshelane nommeli weendawo zendawo, kuba le website ayikwazi ukunika iingcebiso zomthetho.

Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.