Yazi iNkcazo yoMnikezi-mali ukuqonda Imfundiso yakho
Izenzo azibhalwa kwiitye, azize ziguqulwe. Isenzo sinokuguqulwa ngumnikezeli, okanye isibonelelo, ukubandakanya iminqophiso kunye neminye imingcipheko esichazela ukuba ingasetyenziswa njani isiqwenga sepropathi, ithengiswe okanye enye ibuyiswe kwakhona.
Yazi uLwimi loMthetho
Kubaluleke kakhulu ukuba kwenziwe isenzo sokuchonga ngokucacileyo umniki-mali kunye negranti. Izenzo kunye nolwimi olubukhali, apho iifayile ezikhoyo zingabonakali, zibeka umngcipheko wokubuzwa kwaye ziveze abathengi kunye nabathengisi kumacala okugweba. Esi sizathu sezizathu zokuqinisekisa ukuba ufumana ipolisi yomshuwalense wephepha .
Iinjongo zabanikezeli ngeeNkonzo ezahlukeneyo
Uhlobo lwezenzo zomniki-mali othunyelwayo luyahlukahluka kumazwe. Abathengi kunye nabathengisi kufuneka bahlale phantsi kunye nabameli babo ukuba bafunde uluphi uhlobo lwezenzo abaza kuhambisa okanye ukufumana nokuba kutheni.
Yimicimbi esemthethweni, nto eyenza iinkampani ezininzi zetekisi ziyanqwenela ukubonelela ngolu hlobo iingcebiso kubathengi basekhaya nabathengisi.
Abasebenzi bezitifiketi zetayitile njengeziphathamandla zetayitile kunye namagosa okuhlawula ngokuqhelekileyo awanamagqwetha kwaye ngenxa yoko banqatshelwe ngumthetho ngokubonelela ngeengcebiso zomthetho.
I-Warranty Deed Deed - Umniki-mali ohambisa i-warranty deed uqinisekisa ukuba isihloko "silungile kwaye sithengiswa," esithetha ukuba akukho zibambiso ezikhoyo kwisihloko esinokumthintela ukuba athengise ipropati, nokuba ngumntu onelungelo ukuthengisa ipropati.
I-warranty esebenza ngokubanzi ikhusela ama-grants ngokumalunga namabango anesihloko esithandana nomthombo wepropati. Ngaloo ndlela, iwaranti yesiqhelo esinikeleyo kuthengisa abathengi umlinganiselo omkhulu wokukhusela kwintengiso yesakhiwo.
Awona onke amazwe asebenzisa iwaranti yomsebenzi jikelele. Ngoko akufani nokuba ukhetha ukukhetha ukwenza kwakho. Hlola kunye nenkampani yakho yokuvala okanye ityhurensi yecandelo lokuqinisekisa ukuba luhlobo luni lwezenzo ezithile kwiimeko zakho kunye nombuso wakho.
I-Warranty Deed Deed - Umnikezeli we-warranty deed uhambisa isitifiketi kwisibonelelo esingenalo xanduva malunga naziphi na iziphoso ezithi zenzeke phambi kokuba, umnini-mali, unelungelo lepropati. Izibonelelo, okanye abathengi, banokukhuseleka ngokukhawuleza xa befumana ipropati ngewaranti ekhethekileyo ngenxa yokuba kunokwenzeka ukuba nayiphi na umba umthengisi angabuya ukuza kubakhokelela.
Isibonelelo sokunika inkxaso - Umnikezeli wesibonelelo segranti uhambisa ipropati ngesiqinisekiso sokuthi akazange athengise loo mpahla ngomnye umntu ngokufanayo. Uqinisekisa kwakhona ukuba akukho zibophelelo ezongezelelweyo okanye i-encumbrances kwipropati ngaphandle kwezo zinto ezichazile.
I-Quitclaim D eed - Umnikezeli wesenzo sokukhutshwa komsebenzi akayi kuqinisekisa ngetayiti okanye malunga nelungelo lakhe lomthetho ukuhambisa ipropati.
Izenzo zoKhuseleko ziya kunikezela abancedisayo inani elincinci lokukhusela phantsi komthetho, ngoko aqhelekanga asetyenziswe ngamaqela awaziyo. Olu hlobo lwezenzo luvame ukusetyenziswa phakathi kwamalungu entsapho kwiimeko apho kunokungaqiniseki ngokuphathelele iindlalifa kunye nokuqhawula umtshato kunye neengxaki ezimbi.
Amanye amaxwebhu Amanqaku okunika amagama
Iintengiso zezindlu eziqhelekileyo zibizwa ngokuba ngumniki-mali kunye nomxhaso, kodwa amanye amaxwebhu afuna ukuba la maqela acaciswe, kuquka:
- Ukuqeshiswa kwezindlu
- Ukuthengiswa kweemoto kunye namaphepha encwadi
- Intsebenziswano yezoshishino
- Izivumelwano zenkxaso
- Wills
Ngelo xesha lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, nguMthengisi-Associate eLyon Real Estate eSigramento, eCalifornia.