Leli khadi elijongene nexabiso elinokuthi lingene kwiKhadi elingakhuselekanga ngokukhawuleza kuninzi
Ikhadi lekhredithi elilondoloziweyo yisisombululo sekhadi lesikweledu kubathengi abafuna ukwakha okanye ukwakha i-credit yabo. Ibhanki yeVisa eViweyo yase-US ikhethekileyo. Inomrhumo wonyaka ophantsi kunye nomyinge ophezulu wenzala ngokubhekisele kwikhadi lekhredithi elikhuselekile.
Ukuhlawula i-Deposit Card yakho ye-Visa Card
Unokuhlawula idiphozithi yakho kwi-akhawunti yaseBhanki ye-Visa ekhuselekile kwi-intanethi kunye neemali ezivela kwi-akhawunti yakho yokujonga okanye yokugcina imali.
Ukuba ufuna ukuhlawula ngetshekhi yomthengisi okanye umyalelo wemali ngokuprinta nokuthumela isicelo sakho. I-Bhan yase-US ayiyi kwamkela isicatshulwa sakho sokugcinwa kwokhuseleko lwakho.
Ukuba isicelo sakho sivunyiwe, i-US Bank izakukhipha ikhadi lokuthenga ngetyala kunye nomyinge wekhredithi ngokwexabiso elifanayo njengedizithi. Idizithi yakho yokugcina ihamba ne-akhawunti yase-US yokugcinwa kweBhanki kwaye igcina umda wakho weemali xa ungekho phantsi kweentlawulo zakho. Uza kufumana i-bill yeenyanga nganye kwaye kufuneka ukuba wenze intlawulo yincinci yenyanga nganye ekhadini lakho ngenyanga.
Emva kweenyanga ezili-ntlawulo zexesha elifanelekileyo, ibhanki yase-US inokuvumela ukuba uguqula ikhadi lakho kwikhadi elingakhuselekanga.
Idipozithi phakathi kwama-$ 300 kunye ne-5,000 kwii-dollar ezilikhulu kuphela.
Ixabiso leBhanki yeVisa eViweyo yaseBhanki yase-US
APR ukuthenga kunye nokuhanjiswa kwemali 19.24%. Ukusa phambili kwemali ku-APR 24.24%. Akukho sihlwayo sakwa-APR esithetha ukuba inzala yakho ayiyi kunyusa emva kokuhlawulwa kwexesha.
Kukho umrhumo wonyaka wama-29, okwenziwe ngekhadi lesikweletu elikhuselekile.
Ezinye iintengiso kwikhadi lakho ziya kubakho imali:
- Ukudluliselwa kwemali, 3% okanye i-$ 5
- Ukufumana isheke ngokukhawuleza, u-3% okanye i-$ 5
- Ukuqhubela phambili kwemali, kuquka ukuqhubela phambili kwemali ye-ATM kunye nentuthuko elinganayo yemali, i-4% okanye i-$ 10
- Ukuthengiswa kwamanye amazwe okwenziwa kwiidola zase-US bahlawuliswa umrhumo we-2% ngelixa abo benza imali yangaphandle bahlawuliswa umrhumo we-3%.
- Ukuhlawulwa kwexesha elide, ukuya kuma-35
- Iintlawulo ezibuyiselwe, ukuya kuma-37
Iimfuno ezongezelelweyo Ngekhadi leVisa le-Visa elikhuselekile lase-US
Awuyi kuzuza nayiphi na imivuzo nge-US Bank Visa Card ephephile, kodwa inika uxanduva lokukhwabanisa, inkokhelo yokuqeshisa ngemoto, ibhanki ye-intanethi kunye nentlawulo yebhilikhi yokuzenzekelayo. Uya kufikelela kwii-US Bank ze-FlexControl zixhobo ezikuvumela ukuba uzibeke umhla wakho wokugqibela kwaye usethe iintlawulo ezizenzekelayo ukunciphisa ibhalansi yakho.
Ibhanki yeVisa eViweyo yeBhanki yase-US ngokumalunga namanye amaKhadi aKhuseleko aKhuselekileyo
Kukho amanani amaninzi amakhredithi aqinisekisiwe, kodwa i-Visa Card yaseVanethi ye-Visa ekhuselekile yase-US ayikho enye yazo. Intlawulo yonyaka kunye nomyinge wenzalo zikhuphisana kunye namakhadi ekhredithi afanayo. Unokuhlala uhlawula ibhalansi yakho ngokugcwele inyanga nganye ukuphepha ukuhlawula umdla kwi-card balance card.
Ubuncinane bokhuseleko lokubambisa luphezulu kuneSigqeba esisodwa se-MasterCard eVikelekileyo , esivumele idiphozithi ibe ngaphantsi kwe-$ 49, kwaye uyifumane iKhadi eliKhuselekileyo , elifumana idiphozi engama-$ 200. Bobabini banokuthengwa okuphezulu ku-APR, kodwa akukho nangomrhumo wonyaka.
Ehlelwe nguLaToya Irby. Amanqaku ekhadi lokuthenga ngetyala kunye neebhonasi zokubhalisa ziya kutshintshwa ukusuka ngexesha lokuhlaziywa. Jonga kwisicelo semimiselo yangoku kunye neemeko.