Kutheni Ndifanelekile ukuba Ndibuyiswe Imbuyekezo Eninzi Yonyaka?

Abantu abaninzi bacinga imali yokubuyisela irhafu indlela enkulu yokugcina imali okanye indlela enhle yokufumana ibhonasi ekuqaleni konyaka. Kodwa ngokwenene unika urhulumente imali ethe xaxa ngenyanga inyanga inzala xa ufumana imali enkulu yokubuyisela irhafu. Ukuba ulungelelanisa ukufumana imali encinci yokufumana imali yakho yonke unyaka, ungayisebenzisa ukwenza izinto ofuna zona ngoku endaweni yokulinda de ukuphela konyaka.

Ukuba unembuyiselo enkulu kulo nyaka, yakha icebo lokuchitha imali yakho ukuze usebenzise imali ngokufanelekileyo. Qiniseka ukuba awuyi kuchitha imali yakho kwimicimbi eya kukuchaphazela kakubi imali.

Imbuyiselo encinci ingakunceda ukuba ufake iiBill zakho zenyanga

Ukuba unzima ukufikelela kwimigangatho nganye ngenyanga, kwaye ufumana imali enkulu, imali eyongezelelweyo ingenza umehluko omkhulu kwibhajethi yakho. Ukuba imali yakho yokubuyisela imali ngonyaka i-$ 6,000, isebenza ukuze ukwazi ukufumana imali engaphezulu kwama-$ 500 ngenyanga ukuze uncedise iifayili zakho. Imali eyongezelelweyo inokukunceda ukuba uyeke ukuya kwetyala okanye ingasetyenziselwa ukufumana ityala lebhola lebhola. Ukuba unzima ngokwenene ukuphelisa iinyanga nganye, oku kuya kukunceda ukuba uphelele imiphefumlo ukuze ukwazi ukuguqula imeko yakho. Ukuba uthembele ekubuyiselweni kwakho ukuhlawula iindleko ezinkulu ezifana nentlawulo yepropati okanye ukugubungela ukuthenga okukhulu kunyaka ngamnye, unako zibeke eceleni enye yemali ngenyanga kwaye igcine iindleko ezinkulu.

Thatha inzuzo yeNgxowa-mboleko yeNgeniso ezuziweyo kulo nyaka

Ukuba ufanelekile kwi-Income Income Credit unako ukuhlawula kuwe unyaka wonke. Kubalulekile ukuba uqiniseke ukuba uya kuqhubeka ufanelekela oko, ngaphambi kokuba wenze njalo, ngoko ke awupheli imali ekupheleni konyaka.

Ukuba ufumana ukuphakanyiswa okanye umsebenzi wesibini awuvumelekanga kwaye awuyi kufuna ukubhalisa ukuze uyifumane ngomsebenzi. Qhagamshelana nomnyango wezakhono zoluntu ukuba ubhalisele kwiintlawulo zangaphambili. Ukuba ukhetha oku, kubalulekile ukuba uqaphele imeko yakho ngokucophelela. Uzakufuna ukutshintsha inani lakho lokulahla xa ufumana ukuphakanyiswa okanye uthathe omnye umsebenzi. Kungakunceda ukuba ne- accountant kukuncede ukuba uqaphele ukuba uya kuqhubeka ufanelekile .Kukho ezinye iikhredithi zerhafu ezinokunyusa inani lembuyekezo yakho.

Fumana enye indlela yokuSindisa

Ukuba usasafuna ukufumana imali eninzi malunga nexesha lokubuyisela imali yakho, unako ukumisela i-akhawunti yokulondoloza ngokuthumela ngokuzenzekelayo imali efanelwe ukuba uhlawule irhafu. Oku kuya kukuvumela ukuba ufumane inzala kwimali kwaye ungayisebenzisa kwizinto ezifanayo unokuyifumana xa ufumene ukubuyiselwa kwentlawulo ngamnye ngonyaka. Oku kuya kukuvumela ukuba ufumane inzala kwimali, kwaye kukunikeze ukulungelelanisa xa ungayifumana. Ukuba unayo idiphozithi echanekileyo eyenziwe ngomhla oye wahlawulwa ngawo, awuyi kuphinda ulahlekelwe yimali, kodwa usenokukwazi ukufumana ngaphezulu inzala.

Qinisekisa iNani elifanele ukuliVimba

Unokufumanisa ukuba kufuneka ufunwa kangakanani ukuba ufumane imali encinci okanye ungabuyiselwa imali ngokusebenzisa i-calculator yokubamba iirhafu enikezelwa yi-IRS.

Uya kuyidinga ikopi yakho yokuhlawula yakutshanje kunye nayiphi enye imithombo yengeniso okulindele ukuyifumana kunyaka. Yilungileyo elifanelekileyo ukujonga ukuba uqinisekise ukuba imali yakho yokubamba ingqalelo kwi-track kulo nyaka. Qalisa amanani malunga no-Agasti ngonyaka ukwenzela ukuba uqiniseke ukuba unayo imali echanekileyo.