Ngaba Ngaba Ndifuna umPhathi-mali ukuba afake iiflawulo zam?

Lo ngumbuzo onzima ukuphendula ngoba kuxhomekeke kwiimeko zakho. Abantu abaninzi bafumanisa ukuba bayagcina imali ngokuya kwi-akhawunti yomnyaka ngamnye kuba ukubuyiselwa kwemali yabo yerhafu kuyanda kakhulu. Kufuneka uqwalasele indlela enzima ngayo imeko yakho. Ukuba usebenza ngokuzimeleyo, ngoko unokucinga ukuba usebenzisa i-akhawunti . Ukongezelela, ukuba unayo utshintsho olukhulu kwintlawulo oyenzayo, ukuba uthenge indlu okokuqala okanye unemibuzo malunga nendlela yokusingatha ingeniso yakho yentalo ongayicinga ukuya kwi-akhawunti.

Unokufuna kwakhona ukusebenzisa i-accountant ukuba ufuna ukulungisa ukubuyiswa kweerhafu.

Amaxesha xa ufuna ukusebenzisa i-akhawunti

Kukho iingenelo zokuya kumgcini-akhawunti xa unenkinga enzima. Ubunzima ekwenzeni iirhafu zakho buncitshiswe ngokusebenzisa isofthiwe. Ukuba ufake kwi-Intanethi, ungayifumana imali yakho malunga neveki ezintathu, ukuba usebenzisa kwakhona idiphozithi ngqo. Kufuneka ukhangele kunye ne-akhawunti yakho ukuqinisekisa ukuba unika le nkonzo, ngokunjalo. Akukho sizathu sokusebenzisa umboleko wemboleko yokubuyiselwa imali ngenxa yokuba ixesha lokulinda ukubuyisela imali lifutshane kakhulu ngoku.

1. Ukufumana Ibhizinisi Lakho - Ukuba ungumnini-shishini lakho okanye usebenza ngokuzimeleyo, umgcini-akhawunti unokukunceda ukuba ufake ifayile yakho ngokuchanekileyo kwaye ikugcine ekubeni wenze nayiphina impazamo. Umgcini-akhawunti wakho unokuncedisa ukuba ungakanani ukuhlawula iirhafu zakho zerhafu eziqikelelwa kwikota.
2. Ukuthenga ikhaya elitsha- Xa uthenge ikhaya elitsha, umfanekiso wakho werhafu kufuneka utshintshe ngokuphawulekayo. Umgcini-akhawunti unokuqiniseka ukuba usebenzisa inzuzo yonke efumanekayo kuwe kwaye unokukunceda ukuba ubone indlela yokulungisa utshintsho lwakho. Unokufuna kuphela ukusebenzisa i-akhawunti yomnyaka wokuqala uthenge ikhaya elitsha.

1. Iinguqu eziMkhulu zoBomi - nayiphi na inguqu enkulu ebomini mhlawumbi isizathu esilungileyo sokusebenzisa i-akhawunti. ukuba utshatile, unomntwana okanye uhamba nomtshato, umgcini-akhawunti unokukunceda uhlengahlengise indlela oqhuba ngayo irhafu yakho. Kwakhona, unokufuna nje ukusebenzisa i-accountant ngonyaka unayo utshintsho.
2. Ukungaphumeleli Iintlawulo zakho kwixesha elidlulileyo- Ukuba awuzange ufake iirhafu zakho ngaphambili, ngoko kufuneka ufikelele kwi-professional ukuze uncede. Umthengisi weerhafu unokukunceda ufake iirhafu zeminyaka emininzi kwaye ungazi ngeenkqubo ezibonelelwa yi-IRS kubantu abakwiimeko. I-IRS inokumisela ukuseka isicwangciso sokuhlawula kwaye inceda ukuba ube nomsebenzi we-accountant egameni lakho ukuqinisekisa ukuba yonke into ifakwe ngokuchanekileyo njengoko uzama ukulungisa umba wokungaphumeleli ukuhlawula irhafu kwixesha elidlulileyo. Ungaphinda ufune ukuqhagamshelana nommeli weerhafu xa wenza oku. Umgcini-akhawunti wakho unokukwazi ukuncomela omnye osebenza ngokuthe ngqo kwiimeko ezinje.

Amaxesha Akunakudinga i-Akhawunti

Ukuba imeko yakho yerhafu ayitshintshanga kunyaka odlulileyo okanye ungatshatanga kwaye urenti, awukwazi ukugcina nayiphi na imali ngokusebenzisa i-akhawunti. Ukuba awunabantwana okanye nayiphi na into enokubangela ukuba ihlawule irhafu, awuyi kufuna umgcini-akhawunti. Nangona kunjalo, ukuba unemibuzo, ayikukhathazi ukuba ufikelele kwi-akhawunti ye-akhawunti okanye i-CPA malunga neerhafu zakho. Umntu ojongene nalo msebenzi unokukwazi ukukunceda ukuba ufumene indlela efanelekileyo yokusebenza. Iiprogram zesofthiwe ziye zaphuhliswa ukujongana neemeko ezininzi ezichanekileyo.

Ezinye iindlela zokusebenzisa i-Akhawunti

Umgcini-akhawunti unokubiza, owona mngcipheko omkhulu wokusebenzisa enye. Ukuba imeko yakho ilula, kufuneka usebenzise enye yezi ndlela zokukunceda ukugcina imali kwiirhafu. Qinisekisa ukuba ufumene i-W-2 yakho kunye nazo zonke iifom zakho eziyi-1099 phambi kokuba ufake ifayile, ngoko ukuba akudingeki wenze izilungiso emva kokuba sele ungenise irhafu yakho. Vumela malunga neyure ukugqiba irhafu yakho, ngaphandle kokuba unesimo esinzima. Ungasebenzisa kwakhona isofthiwe yelizwe ukugqiba irhafu yakho, eyokugcina ixesha. Ukufakela ngekhompyutha kuya kukhawulezisa inkqubo yokubuyisela imali.

1. Cinga ngokusebenzisa iComputer Tax Software --- abaninzi abantu banokwenza irhafu kwikhaya kunye neprojekthi yerhafu ekhoyo ukuthenga. Enyanisweni, ukuba wenza imali engaphantsi kwama-54,000 ngamawaka unako ukufumana ifayile yamahhala , ekuvumela ukuba ufikelele kwisofthiwe ngaphandle kweendleko ezongeziweyo. Le software isilula ukuyisebenzisa kwaye ibuza imibuzo ongaphuthelwayo xa uzalisa iifom ngesandla. Isofthiwe iya kukubuza imibuzo ukukunceda ukuba ufaneleke naziphi na izikripthi zerhafu kunye nokuncitshiswa. Ukuba ungumfundi wekholeji yakutshanje okanye umfundi wekholeji yangoku ukhangele ezi khredithi zerhafu ezingaphezulu onokuzifumana .

2. Sebenzisa iShishini lokuLungiselelwa kweRhafu -Iindawo ezininzi zokulungisa irhafu zenza into efanayo kwaye isebenzise uhlobo olufanayo lwesofthiwe onokuyithenga esitolo. Ukuba ukhululekile ngakumbi ukuba nomnye umntu onoxanduva lokugcwalisa ukubuyela kwakho, oku kunokukhethwa ukuba uqwalasele. Kufuneka uqwalasele iirhafu zokulungiselela ukuhlawulwa kweerhafu zibeka umrhumo kwaye uqikelele ukuba ungasebenzisi i-akhawunti okanye usebenzise isofthiwe kwaye unqume ukuba ngubani osebenza okulungileyo kuwe.