Iimali eziPhakamileyo kunye neeRhafu, kodwa i-Deposit Minimum Minimum
I-Capital One i-MasterCard ekhuselekile yenye yeekhadi lekhredithi elithengileyo elithengileyo kwimarike. Ukuba ufanelekile, unakho ukuhlawula idiphozi ephantsi kunayo nayiphi na ikhadi lekhredithi.
Iifomu zeCandelo elilodwa i-MasterCard ekhuselekile
I-Capital One i-MasterCard ekhuselekile ayihlawuli nayiphi na imivuzo ekuthengeni ( KuyiKhadi eliKhuselekileyo ), kodwa oko akuthethi ukuba yinto enqwenelekayo.
Mhlawumbi inqaku elona lifanelekileyo leCandelo eliQinisekileyo le-MasterCard likhuselekile.
Ukuba uqhelana namakhadi ekhredithi aqinisekileyo, uyazi ukuba kufuneka uhlawule idiphozithi yokukhusela kumda wekhredithi ukuze uthole ikhadi lekhredithi. Idiphozithi ingena kwi-akhawunti yokulondoloza kwaye isebenza njengobuncwane xa ungekho phantsi kwekhadi lakho lekhadi lesikweletu. Ukuba awuyikho, idiphozithi yakho iya kubuyiselwa kuwe.
Ngamakhadi amaninzi akwi-credit, umlinganiselo wakho wekhredithi ulingana nokugcinwa kwekhuseleko lwakho. Yilapho i-Capital One Safe MasterCard ikhanya khona. Ukuba ufanelekile (ngokusekelwe kwi-creditworthiness yakho), unokuhlawula idiphozi yokukhusela i-$ 49 okanye i-$ 99 ukuze ube ngumyinge we-200 wemali. Kwaye nangona ungafanelanga enye ye-deposit deposits ephantsi, unokwenza i-deposit encinci ye-deposit ye-$ 200 ukuze uthole ikhadi le-credit card. Unokuhlawula idiphozi ephakamileyo yokukhusela xa unakho ukukwazi ukuhlawula. I-Capital One ikuvumela ukuba wenze ukhuseleko lokufikelela kwi-$ 3,000 ngaphambi kokuba i-akhawunti yakho ivule.
Emva kokuba uvunyiwe, unokusebenzisa ikhadi lekhredithi ukuze uqale ukwakha imbali yakho yematyala.
I-Capital One ibhawula ngokuzenzekelayo imbali yakho yentlawulo kwii-credit bureaus, ngoko ukusebenzisa ikhadi lakho lekhredithi ngokufanelekileyo kukuncedisa ukuphucula ikhredithi yakho ukuze ukwazi ukufumana amakhadi angcono kumatyala kwikamva.
Ukuba ukwenza iintlawulo zakho zokuqala ezintlanu ngexesha, i-Capital One ithi iya kukunika ukunyuka komlinganiselo wesikweletu ngokuzenzekelayo - kwaye awuyi kuhlawulwa idiphozithi eyongezelelweyo ukuze uyifumane.
I-Capital One i-MasterCard yeMali eVikelekileyo
Abaninzi abathengi ngamakhadi-mboleko bahlawula umrhumo wonyaka, kodwa akuyiyo i-Capital One Secured MasterCard. Leyo yindleko encinane kufuneka uxhalabele.
I-APR ihamba ngama-24.99% ekuthengeni kunye nokunyuka kwemali, kodwa iqhelekileyo kumakhadi-ngetyala ajoliswe kubathengi ababi, abaphantsi okanye abangabikho khredithi. Ukuba uhlawula ibhalansi yakho ngokugcwele inyanga nganye kwaye ugweme ukuqhubela phambili kwemali, awuyi kuhlawulwa nayiphi na inzala kwibhalansi yakho.
Inkqubela phambili yemali (okufuneka uyenze ukuba uyiphephe) ihlawuliswa intlawulo ye-$ 10 okanye i-3%, nokuba yeyiphi na enkulu. Iintlawulo ezihlawuleyo zihlawuliswa umrhumo ukuya kwi-$ 35.
Ukusebenzisa i-Capital Capital eyodwa i-MasterCard ekhuselekile
Kubalulekile ukukhumbuza ukuba awukwazi ukunqumla intlawulo yakho yenyanga nje ngenxa yokuba wenze idiphozi yokhuseleko. Cinga ngolu hlobo lwezokhuseleko ozihlawula kwigumbi oqeshisayo. Idiphozithi ibanjwe xa kwenzeka umonakalo, kodwa usenomthwalo wokubhatala iindleko zakho zenyanga zentlawulo. Ngethuba nje uhlawula irenti yakho ngexesha nganye ngenyanga kwaye ubuyisele indlu ngaphandle kwemonakalo, ufumana idiphozithi yakho.
Ngelixa iNkunzi yesiXeko ifuna kuphela ukuba wenze imali yakho encinci ukugcina i- akhawunti yakho ngokuma kakuhle , kukulungele ukuhlawula ibhalansi yakho ngokupheleleyo ukuze ugweme umdla kunye nokuphuma kwetyala.
Ukuba uhlawula ubuncinci, ibhalansi epheleleyo, okanye into ephakathi, qiniseka ukuba ihlala ihlala ngexesha.
Ehlelwe nguLaToya Irby. Amanqaku ekhadi lokuthenga ngetyala kunye neebhonasi zokubhalisa ziya kutshintshwa ukusuka ngexesha lokuhlaziywa. Jonga kwisicelo semimiselo yangoku kunye neemeko.