Ukuba nomntu onokuhlala naye kunokukunceda uhlawule iindleko zezindlu, ezinokukunceda ngokukodwa kwizixeko ezinokuqeshisa phezulu. Iimpawu zezimali zomntu ohlala naye zingagcina zichaphazela wena, ingakumbi ukuba umntu ohlala naye akenzi iifizi ezifanelekileyo ngexesha elikhoyo kwiibhili ezikwabelwana ngazo. Ukukwabelana idilesi nomnye umntu akuzenzi kakubi inkokhelo yakho, nokuba loo mntu unetyala elibi.
Unokwenza ukuhlala okwabelwana ngokulula kwaye ugcine umntu ohlala naye ekubhubhiseni ikhredithi yakho ngokubeka imithetho yendawo kunye nokwabelana ngesilwayo ekuqaleni.
Qinisekisa ukuba ubani oza kuqeshisa (umnini-mhlaba unokufuna ukuba bobabini babe kwiqeshiso), ogama lakhe liza kubakho, kunye nendlela iindleko ziya kuhlawulwa ngayo ngenyanga.
Ukwabelana ngokuqeshisa
Abanini bezindlu ezininzi banqwenela ukuba bonke abantu abadala bahlale kwiqeshiso. Kwimeko apho, wonke umntu ekuqeshweni nguye uxanduva lokuqeshisa inyanga nganye.
Xa irenti ihambile, umninimzi uya kulandela wonke umntu kwiqeshiso lemali engakhokhelwa. Ukuba umntu ohlala naye ehluleka ukuhlawula inxalenye yerenti, bobabili usengozini yokuxoshwa , nokuba ngaba uhlawula isabelo sakho ngexesha ngalinye ngenyanga.
Ukugxothwa akukho ukuhamba epakini. Ukukhutshwa kuya kutshintsha ingxelo kwingxelo yakho yekredithi kwaye kwenze kube nzima ukuba urente esikhathini esizayo, ngakumbi ukuba kukho ibhalansi engakhokhelwa inxulumene nokukhishwa. Ukukhutshwa kungakonakalisa ubuchule bakho bokufumana umsebenzi, ukukhuthazwa, ukubolekisa ngemali, ukuboleka imali, okanye ikhadi lekhredithi.
Abanye abanikazi bezindlu badala izivumelwano zokuqeshisa ezihlukeneyo, ngoko ke umntu ohlala naye kuphela ongenakwenzeka kwisabelo sawo yerenti sichaphazeleka ngokuhlawulwa kwexesha.
Qinisekisa ukuba uyazi indlela uqeshiso lwakho lokuqeshisa.
Kuthiwani Ukuba Umntu Ohlala Naye Akakhokheli?
Ukuba umntu ohlala naye ayingakhokheli isabelo sawo yerenti, zama ukuxoxa ngokuqala. Bayazi ukuba kunzima kangakanani kuwe xa isabelo sazo serenti siphelile. Thetha ngomngcipheko wokuxoshwa obabini ojamelana nawo ukuba umntu ohlala naye akahlawuli.
Ukuba oko kungasebenzi, xubusha izinto ozikhethayo kunye nomnini womnini. Unokwazi ukuthuthela kwelinye iyunithi, ngaphandle kohlala naye, kuxhomekeke ekubeni unako ukuyifumana.
Unamanye okukhethwa kukho, kodwa ayenjalo. Unokuhlawula irenti epheleleyo uze uqeshwe. Ungakhetha kwakhona ukuhlawula umrhumo wokuphelisa ukuqeshisa kwakho ekuqaleni. Nantoni na oyenzayo, zama ukuphepha ukukhutshwa.
Imithetho yakho yokuqeshisa kunye nemithetho yomqeshi yombuso iya kuchaza amalungelo onayo njengomqeshi kunye nomntu ohlala naye. Ngokomzekelo, unokuba nelungelo lokukhupha umntu ohlala naye ngokungahlawulwanga, kuxhomekeke kwindlela uqeshwe ngayo umqeshiso (umz. Ukuba unobhaliso oyintloko kunye naye ohlala naye akayikho okanye i-sublessee). Okanye, umyalelo unokukuvumela ukuba umangalele umntu ohlala naye kwikrenti oyihlawule egameni labo.
Ukusingatha izixhobo
Abathathi-nxaxheba nabo babelana ngezibonelelo. Ngamanye amaxesha uncedo luhlawulwa ngqo kumnini-ndawo, kodwa ngokuqhelekileyo izibonelelo ziya kuba kwigama lakho okanye igama lohlala naye. Ekugqibeleni unembopheleleko yeebhili egameni lakho, kungakhathaliseki ukuba zeziphi izivumelwano zomlomo ozenzileyo kunye nomntu ohlala naye. Ukuba umntu ohlala naye akathumeli isabelo sazo zenkonzo, kubalulekile ukuba uhlawule iindleko oziphetheyo kwaye uzame ukuqokelela kumntu ohlala naye kamva.
Oku kungathi ukuthatha umntu ohlala naye kwiinkantolo zamabango amancinci.
Xa izinto ezisetyenziswayo egameni lakho : Bonisa umntu ohlala naye ikopi yowiso-mthetho xa ifika kwaye ubacele ukuba banike isabelo sabo ngaphambi komhla ofunekayo. Bhatala i-bill ingaba umntu ohlala naye akakuniki inxalenye yaloo mthetho kwaye ugcine irekhodi yento ohlala naye ukuba ahlawulwe yona.
Xa ixesha lokuphuma, qinisekisa ukuba unqamle iinkonzo okanye ube nomntu ohlala naye ekutshintsheni izibonelelo kwigama labo. Ngokuqhelekileyo, abantu bashiya izinto ezisetyenziswayo kwindawo abangasayi kuhlala ngayo, umntu ohlala naye akayikuhlawula umrhumo-mthetho, kwaye loo mntu akayikuyibala ukuba ibhajethi ihambe kwiiqoqo. Nangona iiflawulo zesebenzi eziqhelekileyo zingabhalwanga kwingxelo yakho yeekhredithi, i-akhawunti yomsebenzi ongenakuhlawulwa ingathunyelwa kwiikholeji kwaye ifakwe kwingxelo yakho yekredithi kwaye iya kuhlala ihlala iminyaka eyisixhenxe, nangemva kokuba uhlawule.
Xa izibonelelo zingekho egameni lakho : Cela umntu ohlala naye ukuba akubonise ikopi yowayilwayo nganye ngenyanga ngaphambi komhla ofunekayo. Kufuneka uqiniseke ukuba iindleko zihlawulwa kwaye uyazi ukuba umntu ohlala naye uthembekile ngenxalenye yakho yebhili. Ukungaphumeleli komntu ohlala naye ekuhlawuleleni izibonelelo egameni labo akusayi kuchaphazela i-credit yakho ngaphandle kokuba ubhalisiwe kwi-akhawunti. Nangona kunjalo, ukungaphumeleli komntu ohlala naye kungakushiya ebumnyameni ngaphandle kwamanzi.
Ngokucacileyo, xa uhlala nomntu ohlala naye, kufuneka uqinisekise ukuba zonke iindleko egameni lakho zihlawulwa, nokuba ufanele uzihlawule. Naliphi na isilwayo esingenakuhlawuliswa ekugqibeleni sinokuchaphazela amanqaku akho. Ukuqwalasela kuthatha iminyaka eyisixhenxe ngenxa yeenkcukacha ezininzi ezingekho phantsi kwe-credit report yakho, kungcono ukuphepha ukuhlawula iindleko zokuqala.
Isivumelwano sendawo yokuhlala siyindlela eqinile yokugcina yonke into ngokulandelelana.