Siza kujonga ukufana kunye nokwahlukana ngeenkcukacha ngezantsi. Ukuba udinga ukuhlaziywa kwindlela le ndlela yokuhlawula isebenza ngayo, jonga indlela iChecker Checks isebenze ngayo okanye ufunde ngeZiseko zeMimiselo yeMali .
The lekisa kunye neNtlukwano
Umcimbi ophezulu: Ukwahlula okuphambili phakathi kwee-oda zeemali kunye nokuhlolwa kwe-cashier ngumlinganiselo weyona dolophu. Iimali zemali zineemida eziphezulu malunga ne-$ 700 okanye i-$ 1,000, nangona imida yangempela ixhomekeke kumkhupheli. Ngokwezinye icala, ukuhlolwa kwee-Casher, kufumaneka kwiimali ezinkulu. Ngenxa yoko, ukuhlolwa kwe-cashier kusetyenziswa ngokubanzi ukuthengiswa kweedola-mali njengentlawulo ephantsi kwikhaya , elinokuba ngamakhulu amawaka eedola-okanye ngaphezulu.
Apho ukuba ufumane khona: Unokuthenga i-oda yemali ngokuhamba kuyo nayiphi na indawo ebathengisayo , kuquka nezitolo ezininzi zokuthengisa, iiofisi zezithuba, ii-pharmacy, kunye neendawo zokuthengisa ezilula. Unako ukuwafumana kwiibhanki kunye neemanyano zemboleko. Nangona kunjalo, iirekhodi zee-cashshi zifumaneka kuphela kwiibhanki kunye neemanyano zentengo zemali , kwaye ngokuqhelekileyo kufuneka ube ne-akhawunti ebhankini ukufumana enye.
Ukuba awunayo i-akhawunti yasebhanki yendawo, okanye ukuba akukho sakhiwo esiseduze, kuya kuba nzima ukufumana isheke kwikarashi ngokukhawuleza.
Esi sizathu esisodwa sokugcina i-akhawunti yasebhanki yendawo ( enokukugcina ixesha kunye nemali ngeendlela ezininzi). Nangona kunjalo, usenokhetho:
- Umyalelo we-cashier uhlola i-intanethi, ngeposi, okanye ngefeksi kwi-bhanki yakho ye-intanethi okanye kwi-bank-out-state.
- Hamba kwibhanki yendawo okanye umanyano wekredithi uze ubuze ukuba kungenzeka yini ukuhlawula imali (okanye usebenzise ikhadi lokutshintsha imali ngokukhawuleza kwangaphambili ) ukuthenga isheke somthengisi.
Ukuba uthumela i-intanethi, ezinye iibhanki zithintela ukuba ingotshe ingenziwa ihlawulwe kunye nalapho ingahanjiswa khona.
Akunakwenzeka ukuba ufumane isheke kwi-bhanki ukuba awukho umthengi, kodwa kunokuba kunzima ukufumana ibhanki eya kukuhlala.
Kunzima okanye akunakwenzeka ukufumana umyalelo we-intanethi.
Uthemba: Ukuthembeka kukunye ukuhlukana phakathi kweemali zemali kunye nokuhlolwa kwe-cashier. Uhlolo lweeCasher lukhankanywe kwi-bhanki kwaye luqinisekiswe yibhankini, ngelixa ezinye iintlobo zemibutho zikhupha iilawutyala zemali. Ngamanye amaxesha umyalelo weemali ubonakala ungakhuselekanga ngaphaya kwesohlisi se-cashshi kwaye akayi kwamkelwa njengomnye.
Bobabini ukuhlolwa kwee-cashshi kunye nemirhumo yemali kungenziwa i-fake , kwaye i-artists idibanisa isetyenziswa ngokubini . Ukuba umntu uhlawula enye yezo zixhobo kwaye ekucela ukuba ubuyisele imali, kusenokwenzeka ukuba yinto engumngcipheko.
Iindleko: Iimali zokuthenga i-Cashier zibiza kakhulu kuneemali zedyala, ebonisa ingqiqo ukuba ucinga ukuba ulwahlulo oluchazwe ngasentla-i-checker's checks likwazi ukuba ne-horse. Ziyakhutshwa neebhanki, ezingenazo iindleko eziphantsi kweendleko ezifana nabathengisi abaninzi abathengisa imali ngemali enye. Nangona kunjalo, iirekhodi ze-cashier zingabizi ngezinye iimeko.
Ukuba unakho ukuhlawula umrhumo omnye-i-$ 10, umzekelo-ngokukhangela i-cashashi enkulu ngokubhekiselele kumatyala amaninzi (umda osemgangathweni wama-dollar) imali, umrhumo omnye unokuba ngcono.
"Yeka intlawulo" okanye ukukhansela: zombini kwezi zixhobo zinikeza uhlobo lokukhusela xa zilahleka okanye zibiwe.
Ukuba inkokhelo ilahleka, uya kufuna ukufumana imali yakho okanye uya kufuna enye indawo. Le nkqubo ilula kancinci nge-oda yemali- ukubeka i-receipt yakho xa uthenge umyalelo wemali. Kodwa ukujongana nemithetho elahlekileyo yemali ayinanto yokukhululeka, kwaye kufuneka ulindele ukulinda iintsuku ezingama-30 okanye ngaphezulu kwisigqibo. Ngeteksi yecashier, unokufuna ukulinda iintsuku ezingama-90 emva kokuhambisa isicelo sokukhansela , kwaye oko kunokubangela iingxaki zokungena kwemali ngaphandle kokuba uninzi lwemali engaphezulu.
Ukufumaneka kweengxowa: Xa ufaka isheke somthengisi, unako ukufumana i-$ 5,000 yokuqala ekhoyo ngosuku lweshishini elinye . Iimali zeemali zihlala ziphathwa ngokungafaniyo, ngamaxesha amaninzi, kwaye kuphela ii-$ 200 zokuqala ezifumanekayo ngosuku olunye. Iimali ze-USPS zemali zifumana unyango olungcono kunezinye iintlobo zemirhumo yemali-kufuneka zifumane ukufana okufana nokuhlolwa kwe-cashier.
Fanayo
Ukuhlolwa kwee-cashashi kunye neemali zemali kubelana ngezixhobo eziliqela ezinokwenza enye ikhethekileyo, zonke ezinye zilingana.
- Uhlobo lokujonga: Ofumana esinye sezixhobo uya kufaka njengetshekhi, okanye bazama ukuhlawula imali xa ibhanki yabo ivumela .
- Umthengisi-okhethiweyo: Bobabini babonwa njengabakhuselekileyo kubafumanayo ngaphandle kokuhlolwa kwamanye amaxabiso ngenxa yokuba baqinisekisiwe (umbuzo ngubani oqinisekisa isixhobo), ngoko ke akunakuncitshiswa kakhulu . Nangona kunjalo, amaxwebhu okukhohlisa aqhelekileyo, ngoko abathengisi kufuneka baqinisekise ubungqina ngaphambi kokuba bathumele nantoni na.
- Kwimfihlo: Iimali zemali kunye nokuhlolwa kwee- cashier akufaki inombolo yakho ye- akhawunti yokujonga . Oku kwenza ukuba bahlale bekhuselekileyo kunokuba bahlolisise ubuqu babo, obuzaliswe ngolwazi oluxabisekileyo . Ukucinga ukuba awukwazi okanye uthembele nabani na ohlawulayo, unokuba ungafuni ukutyhila igama lakho elipheleleyo, inombolo yefowuni okanye idilesi yasekhaya.
- Kunzima ukuphazamisa: Unokuzama ukukhansela enye, kodwa inkqubo inokuba nzima. Ukuba ummkeli uhlawula inkokhelo, uya kuba yinhlanhla.
Ezinye iindlela zokuhlawula
Kukho ezinye iindlela ezininzi zokwenza okanye ukufumana iintlawulo. Ngokuxhomekeka kwiimfuno zakho, ezinye iindlela zingaba zibiza kakhulu, zikhuseleke ngakumbi, okanye zilungele ngakumbi.
Imali inzima. Sinokukunceda. Bhalisa kwiphepha lethu leendaba uze ufumane iingcebiso kunye nolwazi oluvela kwiingcali zethu zemali kunye neengcali zerhafu, zihanjiswa ngqo kwibhokisi lakho lebhokisi.