Ngaba Ndingayifumana iNgxowa-mali kwiMyalelo weMali?

Gwema i-Money Order Scams

Ukuhlawulwa nge-oda yemali kufana nokuhlawulwa ngetshekhi: Awufumani imali, kodwa ungayifaka okanye ukhiphe imali kwi-bhanki yakho. Kucinga ukuba intlawulo ivumelekile, ekugqibeleni uza kuba nemali yokuchitha. Imigaqo-mali yebhanki yakho yokufumana imali ingakuvumela ukuba uchithe imali leyo, ekhokelela ekubeni ukholelwe ukuba intlawulo ichithwe. Kodwa ukuba ibhanki yakho ikufumanisa ukuba yayiyinyani, kuya kufuneka utshintshe loo mali (apho ungase uchithe iiveki ezimbalwa ezedlule ).

Ukulahla iindleko ezimbi zemali kunokubangela ukuba ulahlekelwe yimali (okanye urhwebi), ukuhlawula imali kwibhanki yakho, kunye nokujongana neengxaki zomthetho.

Qinisekisa iiNgxowa kwi-Order Order

Njengoko ngokuhlola, unokuzama ukubiza umnini-mvume kwaye ufumane ukuba umyalelo wemeko ulungile (kwaye ukuba inani lichanekile). Oku akuyi kukunika ubungqina obuyi-100%, kodwa kuya kukunceda ukukhawuleza ukhula ubenobuqili okanye abahlaziyileyo.

Indlela yokuqinisekisa: Biza umnini-mvume kwinani owaziyo ukuba livumelekile (ukusuka kwoluhlu olungezantsi okanye ukutyelela kwiwebsite yombhali). Musa nje ukubiza inombolo eprintwe kwimirhumo yemali - ukuba iyinyumba, unokuqiniseka ukuba inombolo iya kumlisela oza kukuxelela nantoni na ofuna ukuyiva. Ukubonelela ngenani lomyalelo weemali, umhla okhutshwe ngawo, kunye nemali yemyalelo, kwaye ucele nayiphi na iinkcukacha ezikhoyo.

Akukho ziqinisekiso: Ukuzama ukuqinisekisa ukuba umyalelo weemali uvame ukuphazamisa. Kwiimeko ezininzi, abakhupha umyalelo weemali baya kukuxelela ukuba kukho ingxaki eyaziwayo kunye nomyalelo weemali.

Kodwa isela lingakunika umyalelo ofanayo wemali awawunika abantu abayi-100, kwaye kuya kuthatha ixesha lokuba loo nto iboniswe kwinkqubo. Ngaphezu koko, isela lingakwazi ukuthenga umyalelo wemali oyi-$ 1 kwaye utshintshe imali ukuya kwinani eliphakamileyo-yoko kutheni kubalulekile ukuqinisekisa ubungakanani kwaye ukhangele utshintsho lomzimba kwintlawulo yemali.

Ngubani ozakuqhagamshelana naye: Biza umbutho okhuphe umyalelo weemali. Kwezinye iimeko, leyo ibhanki okanye umanyano wemboleko. Ukuba akucaci ukuba kuvela phi umyalelo weemali, ungabiza inombolo kwinani lemali nje ukuba ucele le ngcaciso - kwaye uqinisekise inombolo yocingo kwi-intanethi okanye ucele umnxeba usebenzisa inombolo oyifumanayo. Izitolo zokutya kunye neendawo zokuthengisa eziqhelekileyo zivame ukusebenzisa iimali zemali ezikhutshwe yiWest Union okanye i-Moneygram.

• I-Western Union: 1-800-999-9660
• I-Moneygram: 1-800-MoneyGram
• I-US Postal Service yeMali yeNkqubo yoVavanyo lweNkqubo kwi-866-459-7822

Inketho ekhuselekileyo iyimali: Indlela efanelekileyo yokuqinisekisa ukuba awufumani ukukrazula ukuthenga imali ngokuchanekileyo nomrhumo. Ukuze wenze oku, yithathe umniki-mpahla kwaye ingabi ibhanki yakho. Ngokomzekelo, ukuba ngumyalelo we-USPS wemali, yibeke kwiofisi yokuposa ephethe iilaydi zemali. Oku kunokuba ngumceli-mngeni: Iiofisi zeposi zingenakho ukufumana imali eyaneleyo, kunye nezinye izitolo ezithengisa imali ye-MoneyGram kunye ne-Western Union. indawo).

Clues Physical

Ngamanye amaxesha ungazixelela ukuba umyalelo wemali uyinyaniso ngokujonga. Uninzi lweemali zineempawu zokhuseleko ezifana neetermark, i- microprint kunye neyodwa eyinki eya kutshintsha imibala ukuba nawuphi na ozama ukutshintsha inani lemali.

Khangela umgca omnyama ngaphaya kwe-Western Union kunye ne-MoneyGram yee-oda zemali ezichaza iimpawu zokhuseleko.

Njengezilumkiso, khangela ixabiso. Ukuba umyalelo wemali ungaphezu kwama-$ 1,000 (okanye i-$ 700 ye-oda ye-USPS yemali yehlabathi jikelele), mhlawumbi ufumane inkohliso. Isixa kufuneka sishicilelwe ngamanani kwaye sibhalwe ngamagama.

• I-USPS yeemali zemali i-watermark yakwaBenjamin Franklin ebonakalayo xa ubambelela ekukhanyeni kunye nomgca omncinci osebenza ukusuka phezulu ukuya ngasezantsi nge "USPS" eprintwe ngeencwadi ezincinci.
• Iimali zemali ze- MoneyGram zinethamnethi enokubonakala xa ubambelela kwisiganeko sokukhanya kunye ne-heat-sensitive (okanye "thintela uphawu") oluguqula umbala xa ubamba umnwe phezu kwalo.
• I-Western Union isebenzisa i-watermark kunye neki eza kuqhuba xa uxwebhu luguqulwa.

Clues behavior

Ukuba unenkxalabo malunga nomyalelo weemali, mhlawumbi isizathu esihle.

Yithemba umthambo wakho kwaye unganqikazi ngaphambi kokuba uthumele imali (ngokukodwa ngokudluliselwa kwetranshini okanye ngokusebenzisa i- Western Union transfer ). Iimali zemali zivame ukusetyenziswa kwizikhwama zokuthengwa kwe-intanethi, kwaye zihambelane kakuhle kunye nenkcazo yokukhangela iteksi .

Cinga emva kwendlela kunye nokuba kutheni ufumana umyalelo weemali, nendlela ukusebenzisana ngayo.

Umthengi onzulu: Ukuba uthengisa into ethile, ngaba umthengi ubonakala njengomthengi onzulu onolwazi malunga noko akuthengayo (okanye ufuna nje ukuthumela imali)?

Imali kuphela yemali: Ngaba ucele iintlobo ezahlukeneyo zokuhlawula kwaye ufumene uluhlu lwezinto (flimsy) uluhlu lwezizathu zokuba kutheni umyalelo weemali kuphela kuphela? Qaphela ukuba unokuthi unqunyulwe kunye nezixhobo zokuhlawula iikhompyutha eziqhelekileyo ngokunjalo.

Ukuhlawulwa kwemali: Ngaba umntu wakuthuma imali engaphezulu kunokuba ubucelile (kwaye bafuna ukuba uthumele umgca wecala nge-wire okanye iWest Union)? Ingxaki.

Uxinzelelo oluphezulu: Wonke umntu ufuna ukuthengiswa kwayo (okanye ithikiti, okanye nayiphi na into) ngokukhawuleza - akuyinto engavamile. Kodwa ukuba uvakalelwa ngakumbi ukunyanzeliswa ukuba uthumele into xa ungaqinisekanga ukuba intlawulo ilungile, ingaba ngumqondiso wokuba umntu uzama ukukhawuleza.