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Ikhonkco elikhethiweyo litshekethi elinesibini elithi "VOID" ebhaliwe ngaphesheya kwetshekhi. Ingxowa ingenanto okanye ibhalwe phantsi, kwaye igama elithi "VOID" libonisa ukuba isheke asifanele samkelwe ukuba sihlawulwe. Nangona kunjalo, ithekishe isasetyenziselwa ukufumana ulwazi olufunekayo kwiintlawulo zekhompyutha.
Ukukhangela isheke "kukhubaza" isheke ukuze ingasetyenziswanga njengento yokujonga ingenanto. Ngamanye amazwi, isela eliba isicatshulwa esinqamlekileyo asikwazi ukubhala isheke kumntu ngokugcwalisa umvuzo (njengaye ngokwakhe), ukungena kwinani elikhulu, kwaye uyayisayine.
Umfanekiso kwikhoneni elingasentla elingasekhohlo kweli nqaku libonisa isampuli ekhethiweyo, kwaye unokukhuphela umfanekiso omkhulu ukuze ubukele lula.
Ixesha lokusebenzisa i-Checked Voided
Ikhonkco elikhutshwe ngokugqithiseleyo lisetyenziswe rhoqo ukubonelela ngolwazi lwebhanki ukuze umntu angakwazi ukumisela isixhobo sekhompyutheni kunye ne-akhawunti yakho yasebhanki. Bacela ukukhangela isheke ngenxa yokuba uhlola iinkcukacha ezininzi malunga nebhanki yakho eprintwe kuzo:
- Apho ubhankini (okanye i- credit union oyisebenzisayo)
- Inombolo yakho yebhanki yebhanki
- Ikhowudi ebonisa ibhanki yakho (ebizwa ngokuba yinombolo yokuhamba )
Lezo manani ezantsi kwetshekishe yakho zinika zonke izinto ezifunekayo ukufaka okanye ukuhoxisa imali.
Idiphozithi ngqo: ukuba umqeshi wakho ukhokhela ngekhompyutha, baya kufuna ulwazi lweakhawunti yakho ukuze ufumane imali kwindawo efanelekileyo. Awudingi ukulinda kwiifowuni zokuhlawula kwakhona, kwaye akuyi kudingeke ukuba ufake iireki xa ufumana. Ngamanye amaxesha iimali zitshintshe iakhawunti yakho iintsuku ezimbalwa.
Uza kufumana i-stub yokuhlawula iphepha, okanye ubuncinane ukhethe ukushicilela enye inthanethi xa kuyimfuneko.
Ukuhlawula iintlawulo: ukuba ufuna ukuyeka ukuhlolwa kweendleko kwiindleko ezifana nokuqeshisa, ukuboleka imali kunye ne-inshurensi, unokufuna ukubonelela isheke elikhethiweyo ukusetha iikhomputha zecomputer ezenzekelayo . Ngeke ufumane i-checkbook yakho kwaye uthumele intlawulo ngexesha-okanye ungene kwi-bhanki yakho yokuhlawula imali yebhanki .
Ngokuxhomekeka kwindlela obeka ngayo izinto, i-mali iya kutsalwa kwi-akhawunti yakho ngokuzenzekelayo nyanga nganye (ukuba usayina isivumelwano esigunyazisa iintlawulo ezenzekelayo), okanye uya kufuneka ubeke intlawulo nganye.
Iimpazamo: ukuba wenza iiposiso ngelixa ugcwalisa isheke (umvuzo ongalunganga okanye umlinganiselo, umzekelo), ulahlekile okanye utshabalalise isheke. Awuyi kuwusebenzisa nantoni na, kwaye isheke elizaliswe ngokukhawuleza (ngaphandle kokuba likhutshwe) lilungele ukuqhubeka.
Indlela Yokujonga Hlola
Ukukhangela isheke kuyinto elula: vele uthabathe isheke kwi-checkbook yakho, uze ubhale "VOID" ngaphesheya kweleta ezinkulu. Bhala ngeetekisi ezinkulu, eziqhelekileyo ezinokude kunye nobubanzi ngokwaneleyo ukufihla ubuso obonke bekhenkethi-kodwa ungagubungeli ulwazi lwebhanki ngaphantsi (amaninzi akhangayo kumbhalo wekhompyutha). Sebenzisa ipeni elimnyama okanye umakishi omhle, ogqithiseleyo, ongcono. Ufuna ukwenza kube nzima ukuba amasela acime okanye afake uphawu lokungabikho kwempawu - ngaphandle koko, baya kuba ne-check check.
Awudingi ukusayina isheke okanye ufake nayiphi na enye ingcaciso. Yenza irejista kwirejista yakho yokutshekisha ukuze ukwazi apho ikhonkco iya khona.
Ukuba awunaso isheke ukushiya kwindawo yakho, kukho ezinye iindlela ezininzi , kuquka:
- Buza i-bhanki yakho ithenkhenkethi
- Qaphela ukuba i- slip yokupaka i- deposit (i-akhawunti yokutshekisha okanye yokugcina) iyamkeleka
- Qaphela ukuba incwadi evela ebhanki yakho iyamkeleka
Akukho Ncwadana Efunekayo?
Xa unikezela isheke esinqunyiwe, ummkeli ukopisha ulwazi lwakho lwebhanki kwisesheke kwaye ungene kwiisistim zabo. Eyona ndlela, baya kuthi bahlambe isheke ukwenzela ukuba kungabikho mntu onokufumana izandla kwilo lwazi. Enyanisweni, ezininzi iinkampani azidingeki nento yokuqala - ikopi yesheke esilungeleyo yanele. Ukuba umntu ucela ikopi yetshekhi ekhutshiwe, ifowuni yefowuni (okanye kunye nesithombe efonini yakho) iya kuba yanele ngokwaneleyo.
Kodwa isheke (okanye umfanekiso wesinye) kungenzeka kungeyona ndlela yodwa yokuseka iintlawulo zekhompyutha. Ngokuqinisekileyo, iinkampani zicela idokhumenti ngenxa yokuba:
- Iyanciphisa amathuba okuphutha-ukuba uya kunika ulwazi olungalunganga
- Iyanciphisa amathuba okukhwabanisa - ukuba uneteksi, kufuneka kube yi-akhawunti yakho (ukuba uya kuthumela imali ngaphandle kwe-akhawunti)
Oko kwathiwa, abathengi bahlala bebonelela ngeendlela zabo zokuhamba kunye neakhawunti ye-intanethi ngaphandle kweengxaki, ngoko ukuhlolwa kwezinto ezingasetyenziswayo kungathi kube "yindabuko." Ngokomzekelo, iibhanki ze-intanethi zikuvumela ukuba uqhagamshele ii-akhawunti zangaphandle ngokuthayipha kule nkcukacha. Iibhanki, ezifana neenkampani zesevisi, nazo zamkela "iintlawulo nge-check-check" xa abathengi befaka ulwazi lwabo lwe-akhawunti yokujonga. Amanye amashishini aze athathe iintlawulo kwifowuni, evumela abathengi ukuba banikele ngolwazi ngokuthetha.
Kutheni "VOI"?
Ukubhalwa kwegama elithi "ukungabi nalutho" kwisheke kukufana nokuthi isheke "asivumelekanga." Awukwazi ukuyiphatha njengento engacacanga, isheke esitsha-esitsha kunye nokuyisebenzisa ukuze uthenge kumthengisi . Oku kuthetha, kusenokwenzeka ukusebenzisa iteksi ukubonelela ngolwazi malunga neakhawunti yakho.