Kutheni Ukunciphisa Ukurhoxiswa?
Kwiindawo ezininzi zeebhanki, ukufuna ukufumana imali eninzi kwi-ATM kubonisa ingxaki kuba zigcina kuphela ingxenyenzana yazo zonke iifomethi ngesandla.
Iibhanki ziyakunciphisa ukukhishwa kwe-ATM xa umntu eba ikhadi lakho le-ATM, uyazi i-PIN yakho kwaye uzama ukucoca i-akhawunti yakho. Ukuba umntu usebenzisa ikhadi elibiweyo okanye ikhadi elimangalisa, ibhanki ayiyi kuphinda iphinde ibuyise imali, kwaye unokuba ungenalo inhlanhla ukuba ungaboni kwaye uphawule ngokukhawuleza.
Yiyiphi iAkhawunti eneemida?
Uninzi lwabantu lunokufikelela kwiinkcukacha zabo zokujonga nokugcina imali nge-ATM, kodwa iibhanki zisebenza kuphela imida yokuhoxisa ukujonga i-akhawunti. Unokuthatha imali ephezulu kwi-ATM kwi-savings yakho, nangona i-akhawunti yokulondoloza inomda onikwe igunya ngokusemthethweni kwintlawulo ezintandathu zokurhoxiswa ngenyanga. Ezinye i-akhawunti, ezifana neakhawunti zabafundi, zinokuba nemida ephantsi njengendlela yokunceda abafundi bakwazi ukulawula imali yabo.
Ukukhawulelwa kweMihla ngemihla yokuKhutshwa kweMali
Ukuba uhlala ufuna iimali ezininzi zemali, uhlawulela ukubuza malunga nemida ye-ATM nganye xa ukhetha ibhanki yakho. I-Wells yaseBlogo yaseBlago, umzekelo, ivumela kuphela imali engama-300 e-day cash cash withdrawal.
Ngakolunye uhlangothi, iBhanki yaseMerika ivumela i-$ 1,000 ngosuku, kwaye i-Citibank ivumela ukuba i-$ 2,000 ngosuku ihoxiswe kwi-ATM.
Iindlela zokufumana imali engakumbi
Unokungqonge umda wokuhoxiswa xa uya kwibhankini kwaye endaweni yokusebenzisa ikhadi lakho lokukhwabanisa, sebenzisa ikhadi lokuthenga ngetyala nge-advance advance cash. Akunakuze uhambe nebhange lakho; nayiphina ibhanki inokuhlala kuyo, nangona ingahlawulisa intlawulo yale nkonzo.
Unokuba nezinye iinketho ezimbalwa, kuquka ukufumana imali kwi-venkile okanye kwisikhululo segesi.
Qaphela ukuba amakhadi enkcitho kaninzi anemiqathango yemihla ngemihla ekuthengisweni kwe-store. Ukuba uzama ukufumana imali eninzi kwi-esitolo, kwaye nangona ufuna ukuthenga ngokuthe ngqo kwivenkile, unokufumanisa ukuba usenokuba ngumlinganiselo othile malunga nokuba ungayisebenzisa kangakanani.
Ukuzikhusela ekubeni ungene kwiimeko ezinzima kwixesha elizayo, unokucela ibhanki yakho ukuphakamisa umda wakho wokukhishwa kwe-ATM. Ukufumana iinkcukacha ezingaphezulu kwezi zicwangciso, jonga ukuba ungayifumana njani i-ATM . Ewe, oku kuxhomekeke ekugqibeleni ukuba ibhanki yakho ivumela.
Kwezinye iimeko, awuyi kukwazi ukufumana ngaphezulu kwama-$ 500 okanye ngemali ngemini kungakhathaliseki ukuba yintoni, ngoko unokuba ufuna ukutshintshela ebhanki nge-ATM umlinganiselo wentsuku ephezulu xa oku kukukhuphaza. Ingcinga efanelekileyo yokufumana imida ye-ATM yebhanki yakho yansuku zonke ngaphambi kokuba ufumene udinga imali ngokukhawuleza.