Ii-ATM ze-Deposit Amavulophulo: Into eDlulileyo

Indlela i-ATM yoKhangelo lweTeknoloji eyenziwe ngayo i-Deposit Amavulophu ezingasebenzi

Kukho ixesha apho kwakufuneka ubeke iireki kwiifomu zokufaka iifom yefowuni ukwenzela ukuba ubondle nge-ATM (umatshini we-automated teller).

Iibhanki zelizwe kunye neengingqi kulo lonke ilizwe ngoku sebenzisa i-oshishini ngekhnoloji yokutyikitya apho kungekho sizathu sokuzalisa idizithi yokuchitha ixesha okanye ukukhangela imvulophu yokupaka.

Ukuthengiswa kwe-ATM ngaphandle kweeveloppule ze-Deposit: Indlela Esebenza ngayo

Iimpawu ze-ATM zisebenzisa i-teknoloji yokukhangela ukufumanisa ixabiso leebhilikhwe ngokufunda umhlaba.

Ngokufanayo, umatshini angakwazi ukuskena ulwazi lweakhawunti kunye nexabiso leedola ukusuka ebusweni bokuhlola.

Ikheshi kunye nokuhlola zihlukaniswe zibe zizitya kwaye zondliwa kwiindawo ezikhethiweyo ze-ATM. Akukho mfuneko yokutshekisha ibhilikhi nganye okanye uhlolisise ngabanye, nangona inkqubo yokuqala ifana nokufaka ibhilikhwe kumatshini omatshintsho. I-ATM iyakwazi ukusingatha iindleko zeetyala eziliqela okanye ukuhlola ngexesha.

Kutheni kulula

Unokukhumbula ukukhungatheka kokulinda kumgca kwi-ATM yesebe emva komntu owayengakagcwalanga isithuba sakhe sokuposa. Ngama-ATM asebenzisa ubuchwepheshe bokuskena, idipozithi zidibanisa into edlulileyo. Akukho kuphinda kukhangele umshini uzama ukufumana indawo efihliweyo yokufaka iifomvu.

Ukukhangela iteknoloji ifunda ulwazi oluvela kwikhadi lakho lokubhanka kwibhanki ngokufanelekileyo ukuthenga ngetyala izinto ezifunyenwe kwiakhawunti yakho. Xa ufumana ukuxhoma kwayo, inkqubo ihamba ngokukhawuleza kuwe njengomthengi, kwaye iibhanki, iimpazamo zabantu kunye nabasebenzi bancitshiswa ekupheleni kobusuku.

Naliphi na ixesha kukho ifom enye ngaphantsi kwabaxhasi ukuba bazalise, ngokuqhelekileyo into enhle kubo bonke abachaphazelekayo.

Ukuqapha

Njalo, soloko ufumana irisidi emva kokwenza idiphozi yasebhanki ye-ATM uze uyixhome. Ewe, kunokuba buhlungu ukuba ulinde umatshini ukuba awukhawuleze xa ushesha, kodwa ucinge ngolu risithi njenge-inshorensi.

Ukugcina ikopi yerisidi ye-ATM kunceda ukugcinwa kwerekhodi yakho, kodwa kunokukukhusela kwimeko apho umatshini okanye inkqubo yekhompyutha yenza iphutha. Uninzi lwee-ATM ezitsha zinika inketho yokufumana irhafu ebonisa umfanekiso wesheke. Khetha olu khetho xa kunokwenzeka ukuqinisekisa ukuba unayo ikopi yomzimba yokuhlola.

Ukuba kukho na ukungafani phakathi kwexabiso elifakwe kwi-ATM kunye nemali ekhankanywe kwi-akhawunti yakho, qha ga mshelana nebhanki. Ezi mpahla zingabonakala zixabisekileyo kwiimeko ezingalindelekanga zisesheke okanye i-bill.

Ukuhlola Akukho Phambili Ebuyisiwe

Ngo-Oktobha 28, ngo-2003, i-108th United States Congress yatsho i- Check Clearing ye-21st Century Act , umthetho owaziwa ngokuthi (Umthetho wase-United States, u-Pub L. 108-100) ukuvumela ibhanki ukuba yenze idijithali ye-digital isheke lokuqala.

Lo mthetho wawususe isidingo seebhanki ezifumana ukuba zixhomekeka kwezinye iibhanki kuba ukuthengiswa ngoku kuya kulungiswa kunye nemifanekiso endaweni yephepha. Iibhanki zamukeli azibuyelanga ukuhlolwa kwephepha kodwa endaweni yoko, umfanekiso weefowuni zombini yetshekishe ithunyelwe kwi-bhanki ekhuphe isheke lokuqala.