Ehlabathini leebhanki, iibhanki kunye neebhanki ngamabhanki ngamasebe. Abaninzi babo banika ibhanki ye-intanethi (njengokuba baninzi abathengisi bezitena kunye nabathengisi bempahla bayakuvumela ukuba uthenge ukuthengwa kwe-intanethi), kodwa iinkonzo ze-intanethi zikhethiweyo.
Ukujonga ngenye indlela, i-intanethi "ye-intanethi ye-intanethi" iyinto echasene nebhanki kunye neebhanki. Akukho ndlela yokutyelela isebe okanye ukunyamekela ishishini kumntu. Kukho, ewe, iiofisi apho abasebenzi basebhankini basebenza kwaye baphendule iifowuni ezivela kubaxumi, kodwa abathengi ababaveleli ezo ndawo.
Imbali yeBrick kunye noMdaka
Igama elithi "iBrick kunye ne-Mortar" lifanelekileyo kuphela kwi-internet yobudala. Ngama-1980, bekungekho isizathu sokubhenka kwibhanki yezitena kunye nomdaka ngenxa yokuba zonke iibhanki zazibhanki kunye neebhanki. Ngamanye amaxesha amashishini ezitena kunye namatye acingwa ngokuba "yindabuko" xa kuthelekiswa nokusebenza kwe-intanethi kuphela.
Xa ama shishini aqala ukusebenza kuphela kwi-intanethi - ngaphandle kwendawo esecaleni okanye indawo yokuba abathengi bavakatye-ixesha liye lakhutshwa. UMeramam-Webster uxela ukuba eli gama laqala ukusetyenziswa ngo-1992.
Inzuzo kunye neNzuzo
Ukuba neendawo eziphathekayo zinokuthi mhlawumbi kungabi yinto entle.
Ukuba ukhetha ukwenza ishishini kumntu, mhlawumbi ukhetha ibhanki yezitena kunye nomdaka kunye neemanyano zematyala. Unokubona yonke into phambi kwakho, ube nephulo lomqeshwa webhanki izinto (kunye nomnwe onobuchule obhekisekileyo kunye nesimo sombuso), kwaye mhlawumbi uxoxe ngokuthe ngempumelelo. Ukongeza, iibhanki zezitena nezomdaka zilungele ukubeka imali ngoba ukuhambisa imali ngeposi kungakhuselekanga, kwaye ukufakwa kwi-ATM kunokuba nzima .
Nangona kunjalo, indawo yendawo ibiza imali, kwaye ezo ndleko zigqithiselwa kubathengi ngendlela yezinga eliphezulu kuma-mboleko kunye namanani aphantsi kwi-akhawunti yokulondoloza kunye neeCD. Iibhanki zamatye kunye nomdaka kufuneka ziqeshe abantu abaninzi (kubasebenzi kwiiofisi yesebe, endaweni yokuqeshwa kwabasebenzi beziko elilodwa elinokukhonza lonke ilizwe). Kwakhona kufuneka bakhokhele ukwakhiwa okanye kuqeshwe indawo yokuthengisa.
I-Advantage Online
Iibhanki ze-Intanethi kuphela zithi zibonelela ngeengcebiso ezingcono kuba azidingeki ukuba zihlawule zonke iintlawulo ezichaphazelekayo ezinxulumene neendawo zezitena kunye nezidaka. Kukho inyaniso kuye: iibhanki ze-intanethi zihlawula amanqanaba aphezulu aphezulu kwi-akhawunti yokulondoloza (i- APY ), kwaye banakho ukunikela ngokukhululeka
Inzuzo Yesebe
Ngelo xesha, amasebe angokwenyama anikezela ngeenkonzo ezibalulekileyo ongeke ukwazi ukuzifumana kwi-bhanki kuphela. Amasebe athengisa i-oda yeemali, aphawule amaxwebhu, kwaye ubambe ibhokisi yokupaka ekhuselekileyo . Unokufumana ezo nkonzo kwiindawo ezahlukeneyo (ngokuqhelekileyo), kodwa kunokuba lula ukwenza yonke into ebhankini.
Ekugqibeleni, mhlawumbi kufuneka ube nohlobo oluthile lwe-akhawunti kunye nebhanki yezitena kunye nomdaka. Umbuzo yimalini yebhanki yakho oyenzayo ngokwenza loo bhanki.