Kodwa i-MoneyWiz2 yi-SilverWiz ivele ibe ngumqhubi ophezulu. Eyona nto eyenziwe ngokukodwa kubasebenzisi be-Mac, i-app-syncing app isifumaneka kubasebenzisi be-Windows kunye ne-Android, ngokufanelekileyo. Inxibelelana ngokufanelekileyo phakathi kweekhomputer kunye nezinye izixhobo kwaye inikezela ngokubonakalayo okubonakalayo okungafumaneki kwezinye iiprogram.
I-MoneyWiz yinto ekhethekileyo enkulu ukuba ufuna isofthiwe yezemali. Ngezantsi, sichaza i-pros and cons.
Iinkonzo:
- I-interface yeWindowsWiz ilula ukuyiqonda kwaye inembile, ngakumbi ukuba ungumsebenzisi onamandla wokusebenzisa iMac. Ukuyila kwakhona kucocekile kwaye kulula ukuyisebenzisa.
- Isixhobo sokuvumelanisa sisona sona nto esona siboneleyo kuzo zonke iifenethi zemali kunye neenkqubo.
- Isixhobo sikuvumela ukuba ulawule onke ama-akhawunti akho kwindawo enye, unikezela amava asekuhlaleni kwidivaysi nganye, kwaye iyakwenza ngendlela enokuzikhethela kakhulu - njengokuba, kukho izinto ezi-400 ezahlukileyo ongazisebenzisa, kuxhomekeke kwiimfuno zakho zezimali kunye neenjongo.
- Ungaphinda ungenise ngokuzenzekelayo idatha yakho. I-MoneyWiz ivumelanisa konke oko.
- Unako ukuvelisa inani leengxelo ukunika isalathisi kwindawo ethile yemali yakho.
Umgcini:
- Inombolo ephezulu yezinto kunye neenketho xa kusekwa kwaye usebenzisa isixhobo kungabangalisa kakhulu kubaqalayo bemali.
- Akuxhasayo 401 (k) s, enokuthi okanye ayibe yinkinga kuwe, kuxhomekeke kwiinjongo zakho zemali.
Enye yezona zinto zibalaseleyo kule nkqubo yinkqubo yokuvumelanisa ngokuphila. Oku kuhle ukuba utshatile kwaye usebenza kubhajethi ndawonye, kuba unokuhlaziya kwifowuni xa uthengisa, kwaye uza kubona ngexesha langempela apho ume khona.
Oku kunceda xa ufuna ukufikelela kwiimali zakho kwiidivaysi ezahlukeneyo; Unokujonga ixesha-langempela, ulwazi oluvumelanisiweyo ngokupheleleyo kwi-iPhone yakho, i-iPad, iMac, kunye ne-Apple Watch yakho.
Benzisa iWashWiz
Le yiprogram yeprogram eyimfuneko yokwenza imali, eyenziwe yinto elula ngento yokuvumelanisa.
Uqala ngokubeka iindidi zakho zohlahlo lwabiwo-mali kwimenyu yokukhetha. IWindowsWiz iyakuthatha ngendlela yokufaka iakhawunti kunye neendleko eziphindaphindiweyo. Le nkqubo ikuvumela ukuba wenze ngokwezifiso iindidi ngokusekelwe kwiimfuno zakho zohlahlo lwabiwo-mali.
Kwakhona kunomdla kakhulu kubasebenzisi be-Mac abaqhelanisiweyo kwaye bahambelana nenye i-software ehambelanayo ne-Mac. Uze ungalibali malunga nenketho yokuvumelanisa. Ngethuba lokulungisa inkqubo, khetha i-Sync Kukho ukhetho, oluya kukuvumela ukuba ufikelele kwiinguqu ze-iPhone, iPad, kunye ne-Mac.
Unako ukufaka ngokuzenzekelayo ukuthengiselana, okanye, ungangenisa idatha ngokusebenzisa amafomathi avumelekileyo, okuya kwenza lula inkqubo yokuseta. Ukuxolelana kweakhawunti kulula ukuyisebenzisa, okubaluleke kakhulu ukuba ufuna ukuhlala phezulu kwiakhawunti yakho kunye nemali yakho. Unokukhuphela ukuthengwa kwebhanki yakho ukugcina ixesha xa kufikelelwe ekuxolelaneni.
Umba wohlahlo lwabiwo-mali ulula ukufikelela, kwaye unokujonga ukujonga ukuba wenza ntoni kwinqanaba ngalinye ngokukrola kwicandelo lohlahlo lwabiwo-mali lwenkqubo.
Kwikhompyutheni yekhompyutheni, kusekhohlo lwekhompyutyana.
Enye into ebalulekileyo yecandelo leengxelo ezikuvumela ukuba wenze iirafu kunye neetshathi zebhajethi yakho yonke okanye iindidi ezithile ukuze ulandele imimiselo yakho yemali kunye nenkqubela yakho yebhajethi ngexesha. Iingxelo zilula ukuyisebenzisa kwaye kulungile ukuba nokubonakaliswa okubonakalayo kwaye ukwazi ukuphula iingxelo eziphuma kwicandelo. Le ngenye yezona ngxelo zibalaseleyo endazibonile kwi-software ekhethekileyo ye-Mac.
Ukufumana Uncedo lobuchwepheshe lweMaliWiz
Iwebsite inesiqendu esikhulu senkxaso elula ukufikelela kwaye ihlelwe kakuhle. Kuye kwacwangciswa ngedivayisi, ngoko unokufumana uncedo oluyidingayo ngokufanelekileyo. Nangona kunjalo, abanye abasebenzisi be-MoneyWiz baye bakhala ngezibungulu eziphindaphindiweyo. I-MoneyWiz i-$ 24.99 evela kwi-App Store.
MoneyWiz kungekhona kuwe?
Khangela ezinye zezixhobo zezimali:
- MoneySavvy.com
- Mint.com
- Uyakudinga iBhajethi
Ukuhlaziywa nguRachel Morgan Cautero