Nantsi indlela yokufumana ukufunda kwiimarike zamasheya
Sekunjalo kuzo zonke ezo zinto, ezinye iinyaniso ziyasebenza ngokungqinelanayo.
Kubaqalayo, abantu abaye benza imali badla ngokugqwesa ekufundiseni abanye ukuba benze okufanayo. Kwakhona, amagunya anokulandelwa okukhulu afike apho ngokuthe tye kuphela inxalenye encinane yexesha. Unokujonga kwakhona kwisigxina sombhali kwihlabathi lezezimali ukuze ufumane ingqiqo yokuba banani na ukunikela.
Olu luhlu lulandelayo lweencwadi ezi-5 zokutshala mali luyakunceda ukuba uhlawule ngamanzi emali. Nangona uthenge zonke, unethuba elihle kakhulu lokubuyisela iindleko zokuthenga iincwadi ngokuphindaphindiweyo. (Qaphela: Amanani afakwe kwi-Amazon.com)
1) Umtyalomali oPhezulu: INcwadi eNgqiqweni yeNtengo yokuTyala (ngo-2006 ihlaziywe, iHarperBusiness)
nguBenjamin Graham
Kunzima ukuqonda ukuba kutheni le ncwadi inokufumana kuphela ii-4.5 zeenkwenkwezi kwi-Amazon.com xa ukuhlaziywa okunokubakho okubalulekileyo kukuvela kwi-billionaire iWarren Buffet. I-Oracle ye-Omaha iluhlu "Umtyalo-ntloko oMninimzi" njengencwadi "eyona nto ibhetele kulomali-mali owake wabhalwa." Upapashwe ngokuqala ngo-1949, uGraham uchaza umgaqo wokulahlekelwa kwehleko, oku kuquka ukutyalomali kwixesha elide.
Abaqalayo bayakhuthazwa ukuba bahlolisise imithwalo yemarike ngokuthanda "utyalo-mali," olufundisa ubuchule bokuphanda kunye nomonde. Emva kokufunda le ncwadi uza kuthatha isiluleko esisisigxina sokutyalomali esiye saqhubeka nokuvavanywa kwexesha. Nangona ihlaziywe kule minyaka, "Umtyalo WezobuGcisa" ufundisa imigaqo engqambileyo eyasinda kwiminyaka emashumi.
Ixabiso: i-13.68 (iphepha lephepha), i-$ 13.99 (Kindle)
2) Enye kwi-Wall Street (2000, iSim & Schuster)
nguPeter Lynch
Kwimeko yakhe kunye ne-Fidelity Magellan Fund ukususela ngo-1977 ukuya ku-1990, uLynch waphatha enye yezona mali ziphumelele kakhulu. Kwi "One Up," ugxininisa ukubaluleka kolwazi oluqhelekileyo kunye nokusebenzisa oko usukwaziyo ukwenza utyalo-mali oluthile. Enye ye-take-away isichazi sikaLynch malunga nendlela azenze ngayo iimpahla zakhe. Ngaphambi kokutsala i-trigger, u-Lynch wayehlala ecwangcisa uhlalutyo olusisiseko, ekuqwalaselweni kokufunda nokulinganisa. Incwadi kulula ukuyifunda (kwaye ilandele) kwaye inikezela ngolwazi malunga nesiseko semali / umvuzo, inani leencwadi, kunye nokuhamba kwemali.
Ixabiso: i-$ 10.62 (iphepha lephepha), i-$ 11.99 (Mhlobo)
3) Umntu Omkhulu eBhabhiloni (2002 uhlaziywe, Bhalisa)
nguGeorge S. Clason
Le ncwadi ibuyele kwiminyaka ye-1920 kwaye ifundisa ngemali ngemifanekiso eyathintele kwi-neophytes kunye nabanini-mali abanolwazi ngokufanayo. I-Rich Arzaga, uMsunguli, kunye ne-CEO yeConerstone Wealth Management eSan Ramon, Calif., Ithi ifundisa izinto ezisisiseko zokucwangcisa imali ngokusetyenziswa kwemali. "Olu lawulo luqala ngeenqununu ezilula kakhulu zokuphila ngendlela yakho, ukugcina indawo yokugcina, kunye necebo lokutshala imali," utsho uArzaga.
Ukufunda okulungileyo kunoma ubani ofuna ukuhlala phantsi, le ncwadi inomsebenzi omuhle uchaza isakhelo sendlela iintsapho ezingenza ngayo ukhetho olufanelekileyo. UClason wenza kube lula kubafundi ukuba bancede ngokukhawuleza imigaqo njengoko bechazwe ngohlobo lwe "bible-talk". Ezi ziquka "yenza igolide yakho yande" (okt, sebenzisa utyalo-mali olunamandla) kwaye "ulondoloze ubuncwane bakho kwilahleko" (okt, jonga abadayisi kunye namacebiso abo ashushu).
Ixabiso: $ 6.49 (iphepha lephepha), i-$ 1.99 (Yenza)
4) Iimpazamo ezi-5 ngamnye otyalo-mali wenza kwaye unokuziphepha njani (2014, Wiley)
nguPeter Mallouk
UPeter Mallouk wavakaliswa yiNombolo ye-1 yeMelika umcebisi wezezimali ozimeleyo ngo-2014 nguBarron. Kwaye inkampani yakhe, ukuCwangciswa koBuchule, yayibekwe kwiziko eliphezulu elizimeleyo lokulawula ubutyebi yi-CNBC. Kule ncwadi, i-Mallouk ichaza indlela abatyali-mali abahamba ngayo ngokwenza izinto zabo okanye ukusebenzisana nomcebisi olungalunganga (okt, umntu okhathalele ngakumbi ngokuthengisa izinto ngaphandle kokuzenza imali).
I-Mallouk (onomdla wokuzonwabisa kwabafundi ngokunjalo nokubafundisa) naye unethambo elikhulu lokukhetha kunye ne "Mad Money" umphathi uJim Cramer. Umbhali wenza ingxabano ecacileyo kubafundi ukuba bahlale kude neengcebiso ze-pundit ezizibhaliweyo ngelixa bebonisa abafundi ukuba bangakhetha njani umcwangcisi wezezimali. Kananjalo uphinda ucaphuna uWarren Buffett kwimicimbi efana nekheshi, leyo i-billionaire ibiza ngokuba "utsalo-mali olubi kakhulu onakho."
Ixabiso: $ 17.39 (i-hardcover), i-$ 11.49 (Kindle)
5) Incwadi Encinci Ebetha Intengiso (2010, Wiley)
uJoel Greenblatt
"Incwadi Encinci" (ephethe amanqweno amane kwi-Amazon) ikhetha apho "i-Intelligent Investor" ishiya khona, isebenzisa imigaqo yexabiso lokutyalo kunye nokusebenzisa imigaqo yekhwalithi yeWarren Buffett ekukhethweni kwempahla ukudala "i-Formula yeMicrosoft". kukufumana iimbuyekezo ezibetha iimarike ngokutyalomali kwiisitokisini zokukhawulela ixesha elide kunye nokulindela okunikezelwa ixesha, izitokisi ziya kuphakama. I-Greenblatt ilumkisa ukulindela ama-bumps kunye neentengiso zeemarike endleleni, kodwa ukunamathela kumgaqo "wokuthenga iqela leenkampani ezingaphezulu kwamanqanaba kodwa kuphela xa zifumaneka kumaxabiso angaphantsi kwamaxabiso."
Ixabiso: i-13.74 (i-hardback), i-$ 10.99 (Yenza)