Uninzi kangakanani lokunikezela ngekhaya
Ukufuna isiluleko esihle xa wenza isipho sokuthenga ekhaya kodwa unkwantya ukuba uya kuphazamiseka? AWUKHO wedwa. Ngenxa yokuba umthengi ukhethe ikhaya elifanelekileyo lokuthenga , ukucinga ukuba zininzi kangakanani ukunikezela ukuthenga loo ndlu kunokuba nzima. Abathengi bakhathazekile ukuba xa benikela kakhulu, baya kubeka isohlwayo okanye bahlukane nomthengisi. Ukuba banikela kakhulu, banokudlula ngaphezulu. Ouch.
Kuqhelekile ukuba umthengi afune ukuthembela kuye okanye kummeli wakhe wezindlu .
Kulezi zihlandlo, abathengi balindela ukuba i-arhente yabo ikhuphe umzobo kwinqwelo kwaye iwanike yona. Kodwa oko akuyona indlela esebenza ngayo, kwaye okulindelekileyo kuphepheka lula.
Ngaphezulu koku, into enzima kakhulu yintengo yokuthengisa. Ngaphandle kokuba abathengi banakho konke ukuthengiswa okuthelekisayo, kwaye baninzi, akukho ndlela yokukhetha ixabiso elichanekileyo lokuthengisa. Abathengi bavame ukuthelekisa amanani asekhaya asekelwe kumakhaya awayebonileyo, amakhaya athengiswayo, awanakho. Inyaniso amaxabiso emakhaya athengiswayo ayinokuba nefuthe kwinyani okanye i-appraisals, kwaye ezo xabiso zingaphantsi kakhulu, ziphezulu okanye zilungile.
Amanani okuthengisa ahlukahluka. Kulo xesha uza kuvuya ukuba unommeli ukunceda ekukhokheni xa usenza isipho sokuthenga ekhaya. I-arhente yakho iya kukwazi okanye iyakwazi ukufumana amaxabiso emakhaya asanda kuthengisa. I-arhente yakho inokukunceda uqhathanise imeko yoloo makhaya, kwaye bobabini ekugqibeleni niza kwimbono enhle kakhulu yekhaya elifuna ukuyithenga lifanelekile.
Ngaba akufanele ukuba i-Realtor ingitshele indlela enokunikela ngayo ekhaya?
Nangona ii-agents zangasese zingabakhokela umthengi ukuba akhethe inombolo efanelekileyo, ungalindeli i-ejenti yomthengi ukubiza igama lakho elichanekileyo. Amagosa athengiweyo kumthengi uya kunika isikhokelo, ukhokelo oluchanekileyo, ulwazi lweemarike kunye nemigangatho yexabiso eliphakanyisiweyo , kodwa ixabiso lokugqibela lijongene nomthengi.
Nazi izizathu ezimbalwa zokuba kutheni amaninzi amanxusa aya kunqaba ukukuxelela ubuninzi obufanele uzinikele ekhaya:
- Umnikelo wawunzima kakhulu
Ukuba i-agent yakho ye-estate yakhuthaza ukuba ungenise i- lowball offer , kwaye ulahlekelwe ithuba lokuthenga loo ndlu kuba elinye isibonelelo sifike phezulu okanye sibi kakhulu, kuba umdayisi wenqabe ukuphendula kwisibonelelo, uya kwangoko ubeke uphawu lomnxeba wakho ummeli.
- Umnikelo wawuninzi kakhulu
Xa isibonelelo samukelwa ngokukhawuleza, abathengi bahlala bebuza ukuba ngaba bafanele benze i-initial offer for less. Xa i-arhente igxininisa kwintengo, kwaye umthengisi uyayigxina ngaphandle kokungabaza, abathengi ngamanye amaxesha bayabuza ukuba i-arhente yabo isebenza kumdla ongcono kumthengi okanye asebenzele ikhomishini yakhe.
- Akuyithengi loMthengisi
Isigqibo somthengi kuba iya kuba yintengo yomthengi. Xa ithengiselwano ivala, umthengi uya kwenza iintlawulo zemboleko kunye nokunyamekela ukugcina ikhaya, kungekhona i-ejenti. Abathengi abaninzi banengqiqo ngakumbi kunokuba bazinikele ngetyala kwaye banako ukukhetha ixabiso eliza kunika.
- AmaGosa anokufumana
Ngokuqinisekileyo awuyi kuvala kumagosa asemasontweni okanye abo bangabandakanyekanga njengo-Realtor oza kuthiwa ngumqeqeshi ohlukeneyo wengcamango. Kungenxa yokuba aba bantu bengazi ngcono, ngoko musa ukungazi ngabo.
Ezinye iziphathimandla zokugunyazwa kweelayisenisi zikarhulumente zicebisa malunga nama-agent abatshengisa abathengi ukuba banganikela. UMbutho weSizwe we-Realtors 'Code of Ethics ungacetyiswa ukuba amaqela achaza intengo, nokuba. Abathengi bacebisa ngokucacileyo malunga nalo. Kwaye iinkundla zamatyala enkundla zizaliswe zizigqibo ezinxamnye nama-agent angayithobeliyo izilumkiso, kuba abathengi babashushisa ngokugqithisa imida yabo igunya.
Amagosa akhuphisanayo anikezela ngesikhokelo esaneleyo kunye noncedo, nangona kunjalo, ukukhokela umthengi ukuba akhethe ixabiso lentengo elifanelekileyo. Kuba kungakhathaliseki ukuba unokuva ntoni, ihlala ikhethwa ngabathengi. Ayikho i-ejenti.
Enye indlela endiyifumana ngayo le ngxaki kwaye ndincede abathengi bam ukuba bafike kwisigqibo xa kuqwalaselwa amaxabiso okuthengwa kweendleko kwikhaya kukubeka iingxaki. Masithi ikhaya linikezelwa kwi-300,000 yeeRandi, kwaye liyimarike eqhelekileyo ye-real estate, ayithandi abadayisi nabathengi. Ndiza kunika umthengi ama-80% ukuba unikezelo lwe $ 280K luya kwamkelwa. Mhlawumbi i-90% kwi-290K yeeRandi, kunye ne-95% kwi-295K yeeRandi.
Cofa apha kwiPhepha leBili: Ukukhetha Ixabiso leNkokeli yaseKhaya
Ngethuba lokubhala, u-Elizabeth Weintraub, CalBRE # 00697006, ungumthengisi-Associate eLyon Real Estate eSigramento, eCalifornia .