Iiphupha ezili-10 eziphezulu zokutywinza idibanti kwimarike yomthengi
Ukubeka nje, iintengiso zabathenge zithengiswa ngokwahlukileyo kunokuba zinikwe kwiimakethi yomthengisi. Imarike yomthengi ikhona xa kukho izindlu ezininzi kwiimarike kwaye bambalwa abathengi. Ukuba ukulandelelana - inani lamakhaya kwiimarike kummandla wakho - liye landa, mhlawumbi iintsuku ezithengiswa kwiimarike . Amaqabane athi ngokunciphisa inani labadayisi kwiinyanga ezidlulileyo kunye nabathengi basekhaya basesikweni esinokuthintana nabo. Nantsi indlela ongabhala ngayo isithembiso somthengi ngenzuzo yakho.
01 Cela Uludwe lwee-imeyili kunye nohlaziyo
02 Ukunciphisa ixabiso loTyelelo
Ukuba ufana nabathengi abaninzi, uya kufuna ukunikela ngaphantsi kokucela intengo . Ubume buntu nje. Kodwa ukuba uceba ibhola eliphantsi, mhlawumbi awuphumelelanga xa ufumana olo hlobo lunikelo olwamkelwayo ukuba ikhaya lilisetyenziswe. Endaweni yoko, tyelela amakhaya ayenokunciphisa intengo yamva okanye eye kwiimarike ubuncinane iintsuku ezingama-30 okanye ngaphezulu. Aba bathengisi banokuthi bafumane ukunikezelwa kwebhola ephantsi.
03 Fumana Iintengiso ezifananisiweyo
Xa ufumana ikhaya ofuna ukuyithenga, cela i- agent yakho ye- real estate ukuphrinta uluhlu lwamakhaya afanayo kwindawo efanayo kunye neenyanga ezidlulileyo ezithathwe ngu:
- Uludwe oluPhezulu
- Ukuthengisa okulindelekileyo
- Thengiswa
Uluhlu lufanele luqulethe oku kulandelayo:
- Idilesi yePropati
- Ubudala
- Iphepha lezithuba
- Ubungakanani beLote
- Amagumbi okulala kunye namaBhabhati
- Ixabiso lentengo
Thelekisa le datha kwiziko lexabiso le-intanethi njenge-Zillow kunye ne-RealEstateABC, kwaye uza kubona okokuqala ukuba kutheni idatha yakho i-arhente yakho ikunika yona izakuchaneka ngakumbi.
04 Iingxaki zokucela
Kwimarike yabathengi, ulawula. Bhala isipho sakho esiphezulu kwipropati yokwenza isicelo kwixabiso elivunyelweneyo lokuthengisa kunye nokufumana mboleko yakho. Hlola kunye negqwetha lakho ukuba ufumane ukuba unokucela umthwalo-mboleko oza kukukhusela yonke indlela yokuvala. Cela ixesha elifanelekileyo ukuqhuba ukuhlolwa nokuvuma iicandelo, iingxelo ze-geological and insects. Ngokwesiqhelo, ngexesha lexesha lexesha, abathengi bangaphuma ngaphandle kokubeka idilesi efanelekileyo .
05 Cela i-Allowance okanye Credit
Ukuba ufumana ikhaya eligqibeleleyo kodwa awuyithandi umbala okanye imeko yephephethi, umzekelo, cela umdayisi ukuba anike isibonelelo sokubakhokhela kwisipho sakho. Hlola kunye nomboleki wakho ngaphambi kokuba ubhale isibonelelo sokufumanisa indlela yokuthetha isigatya somvuzo esikwamkelekileyo. Unokucela okungaphezulu kunokuba kuya kuba neendleko zokulungisa okanye ukubuyisela into ukuze ubhalele "inkunkuma" yakho. Ababolekisi abaninzi bavumela ababolekayo bafike kwi-6% yentengo yokuthengisa njengetyala lemali ngokumalunga neendleko zokuvala.
06 Ukunciphisa Iindleko Zokuvala
Ngokuxhomekeke kwingingqi yakho, kunokuhlawulwa kwemali ehambelana nokuvalwa okuqhelekileyo ehlawulwa ngumthengi onjenge- inshurensi yetayitile , iintlawulo zepropati , iifizi zokurekhoda okanye i-escrow. Kwimarike yabathengi, unokucela ukuba umthengisi akhokhe iindleko zokuvala . Ngokuqhelekileyo, ezo ndleko zingongeza kwi-eyodwa okanye iipesenti ezimbini zexabiso lokuthengisa kwaye zihlala zihlawulwa ngaphandle kwe-pocket ngabathengi. Buza i-arhente yakho ukuba le ntlawulo ihlawuleka. Emva koko cela umthengisi ukuba ahlawule.
07 Ukuhlaziywa kwakhona emva kokuHlola kweNdlu
Bonke abathengi kufuneka bafumane ukuhlolwa kwekhaya . Uninzi lwezivumelwano zinika abathengi ilungelo lokukhansela isivumelwano xa ukuhlolwa kwekhaya kubonakalisa ukulungiswa okanye iimpazamo ezingavumelekanga kumthengi. Nangona kunjalo, ukuba ukulungiswa kukuncinci, unokufuna ukuphinda uxoxe ngexabiso lentengiso okanye ucele ityala malunga neendleko zakho zokuvala . Qaphela: musa ukucela ukunciphisa intengo xa ukulungiswa kubonakala xa uqala ukubona indlu okanye umdayisi angenakuvuma ukuthetha nawe.
08 Isicelo soKongeza
Abathengisi bayaqaphela ukuba kwiimarike zabathengi, ngokuqhelekileyo kufuneka banikele into encane kubathengi ukukhangela ukuthengiswa. Ungesabi ukucela isicwangciso sokukhusela iwaranti esikhuselekileyo kwimeko apho iprogram isebenza phantsi okanye i-plumbing okanye i-heat function. Ngokuqhelekileyo ezi zicwangciso ziyakhusela unyaka opheleleyo ukususela ngomhla wokuvalwa.
09 Cela isixhobo ongazifuni
Ngaba uthanda ietafile zendawo yokuthengisa? IKhabhinethi yaseTshayina? Itanki yentlanzi? Buza ityala lakho kwaye ulisebenzise njengethuluzi lokuthetha. Ngokuqhelekileyo le nto idonsa iingcamango zabathengisi kude nexabiso kwaye iqondise ezo ngcamango kwipropati yomntu. Ukuba uluhlu lubhekisiwe ukuba i-washer nesomisi ayifakiwe kwixabiso lokuthengisa, bacele. Ukuba abathengisi bahamba, xelela i-arhente yakho ukuba ithi, "Kulungile, ukuba sishiya i-washher & dryer, ngaba ulungele ukusayina isipho?"
10 Ukunciphisa ixesha lokuMkela
Kukho rhoqo akukho sizathu sokunika umthengisi ngaphezu kweeyure ezingama-24 ukwenza isigqibo malunga nesipho sakho. Ukuba i-arhente yakho ibonisa isibonelelo kumntu, unokucela isigqibo kwi-presentation. Kodwa ungabaniki iintsuku ukuba bathethe noMalume uHarry, ummelwane wabo phantsi kwesitrato okanye osebenza naye owazi konke kwaye akakho nto malunga ne-estate. Kukho amakhaya amaninzi kwimarike kwaye ufanelwe impendulo ngokukhawuleza.