Unelisekile ngomshuwalense wakho wemoto?
Ukuba ufuna ukuqhuba imoto ngokusemthethweni, udinga ilayisenisi, ufuna imoto, kwaye kufuneka ube nenqubomgomo yomshuwalense efihla imoto (kunye nawe). Oku kuninzi abantu bafumana ngaphambi kokuba baqale bazive bexakekile kwaye badidekile. Kukho iinkampani ezininzi kunye nemigaqo-nkqubo eyahlukileyo yokukhetha kuyo!
Usebenza nobani na?
Nazi izizathu ezihlanu eziphezulu zokuba abantu batshintshe iinkqubo zabo kunye nababoneleli.
- Iindleko
Iindleko zenqubomgomo yomshuwalense ayikho yonke indawo. Unako ukufumana ngokufanayo umgca wendlela efanayo kumanani angamashumi amabini ahlukeneyo ukusuka kwiinkampani ezingamashumi amabini ahlukeneyo. Kunokwenzeka ukuba unako ukufumana ingcaciso efanayo ngoku ufumane inxalenye yexabiso ukusuka kwinkampani eyahlukileyo . Kubalulekile ukuba uqaphele ukuba ezininzi iinkalo ezahlukeneyo ziya kucinga ukuba yintoni umgaqo-nkqubo we-inshurensi. Hayizo zonke ezo zinto ziphambili kuwe. Iindleko zokuqhuba ibhiziniselwano, ukunika ezinye iintlawulo, njl njl., Kunye nokulinganisela kulokho uhlawula umgaqo-nkqubo wakho. Yingakho kufuneka uqikelele ngaphezu kweendleko zakho zokuphuma ngaphandle kokutshintshela kumboneleli omtsha. - Ukhetho lwaBomi
Esinye sezizathu ezininzi kukuba imigaqo-nkqubo ye-inshurensi yemoto ayimncinci kukuba ungagqibekanga xa kuziwa ekugcinweni nasekulungiseni. Ngokufana ne-HMO, umniki-nkonzo wakho womshuwalense womshuwalense unokufuna ukuba uthathe kuphela isithuthi sakho kwenye yezitolo zayo ezivunyiweyo zokulungisa okanye ukuthengisa. Inkqubela phambili idume ngoku, njengokuba iGeico .Ukuba kubalulekile kuwe ukuba uthathe isigqibo sokuba ngubani "ophethe" imoto yakho, unokufuneka ufike ukuhlawula intlawulo ephezulu.
- Izinzuzo
Yiyiphi "i-perks" eyenziwa ngumgaqo-nkqubo wakho womshuwalense kuwe? Ezinye zezona zinto ezifanelekileyo ukuzijonga zihlahla iirhafu zakho ukuba uhamba ngeenyanga ezili-12 ngaphandle kweengozi. Kukulungele ukuya kunye nenkampani eya kuhlawula imoto yakho yokuqeshisa ukuba kufuneka ushiye imoto yakho kwindawo yokulungisa ubusuku (okanye iintsuku eziliqela). Ezinye iikhampani ziya kunciphisa iirhafu zakho ukuba uhlawule i- inshurensi yemoto yakho kunye nezinye iintlobo zemigaqo onokuyifuna. I-AllState , umzekelo, inikezela izaphulelo kubantu abathwala imoto yabo kunye nerenti / i-inshorensi ye-inshorensi.
- Iimeko ziye zatshintsha
Xa iimeko zakho zitshintsha, kufuneka uqale uhlolisise umgaqo-nkqubo omshuwalense omtsha . Imoto entsha idinga ukukhutshwa okupheleleyo kuze kubekho imoto ihlawulwa. Ezinye iinkampani zomshuwalense zendawo zinikezela ngokukhawuleza xa uhamba kwisixeko esitsha okanye kwilizwe .Omnye umahluko omkhulu xa ungeze umqhubi omtsha kumgaqo-nkqubo wakho. Ngokuxhomekeke kuloo minyaka yomqhubi (kwaye, ngokudabukisayo, ngokuphindaphindiweyo ngesini), iirhafu zakho zinokunyuka kwaye unokuba udibanise iinkalo ezahlukeneyo zokungena kumgaqo-nkqubo wakho.
- Iingxaki zabaSebenzi / iinkampani
Unjani uhlobo lomthengi wenkonzo oyifumanayo kwinkampani? Ngaba abameli balumkele? Ngaba bakuphatha ngenhlonipho? Ingaba izilungiso kunye nabameli beenkampani ziphatha njani abantu abasebenza kwimoto yakho? Kubalulekile ukwazi ezi zinto. Ukuba wena (okanye umatshini wakho) unyangwa ngokugqithisileyo okanye utshintshiselwe yinkampani, lixesha lokutshintsha.Kukwafanelekile ukuba kuthathe ixesha lokujonga kwimigaqo yenkampani. Nangona engekho inkampani yomshuwalense wemoto, i-GoDaddy ilahlekelwe zizikhukhula zabaxhasi emva kokuba kuphume ukuba i-CEO yenkampani yayibulala izilwanyana ezinkulu zemidlalo (kwaye zilahlekelwa ngaphezulu xa zihamba zorhwebo olutsha). Qinisekisa ukuba amagunya eenkampani yakho yomshuwalense awabandakanyeki nantoni na oyifumanayo. Awufuni ukuba imali yakho ihlawule izinto ongavumelaniyo nazo, akunjalo? Kungenzeka ukuba umgaqo-nkqubo wakho okhoyo uhlangabezana nazo zonke iimfuno kunye neemfuno zakho. Ukuba ayenjalo, ke, sebenzisa le miqobo yokukunceda ukhethe omnye umntu.