Ithimba iqela
Iingxelo zomshuwalense azixhomekeke kumntu oyedwa kuphela.
Kufuneka ufumaneke ukuphendula imibuzo. Amabango alungiselelayo kufuneka enze umsebenzi wawo. Ivenkile yomzimba kufuneka ifumaneke ukuba isebenze kunye nawe kunye ne-adjuster claims. Kukho iqela labantu abafuna ukusebenzisana ukuze bafumane umsebenzi. Ukuba omnye wabadlali asebenzisani, yonke inkqubo inokulibazisa. Ngaphandle kweqela elifanelekileyo, ibango linokukhutshwa.
Xa Uzofakela ... Naxa Ungayi
Ngaphambi kokuba uqale ukwesaba malunga nokufakela ibango, qalela kuqala ukuba kufuneka wenze okokuqala. Ukuba nabani na owenzakeleyo okanye akucaci ukuba ngubani umonakalo umonakalo, kufuneka ufeze ngokupheleleyo ibango le-inshurensi. Ezinye iinkqubo ze-inshorensi zibonisa ukuba kufuneka uzixelele ngamabango angabakho. Nangona kunjalo, ukuba wena kunye nesithuthi sakho yizona zinto kuphela ezibandakanyeka engozini, kufuneka ufumane ukulinganiswa kokulungiswa ngaphambi kokuba ufake ifowuni yakho-okanye kunokukuhlawula ixesha elide.
Ukuba iindleko zokulungiswa zingaphantsi kwexabiso elichithwayo, kunokuba kulula ukuhlawulwa ngaphandle kwefowuni. Ukongezelela, ezinye iipolisi ziphakamisa ireyithi zokufakela ibango, ngoko qiniseka ukuba uyazi iinkcukacha ezithile zomgaqo-nkqubo wakho.
Oko Ufanele Uyenze
Kwimeko apho kufuneka ufake ifowuni, thabatha amanyathelo alumkileyo ukuzikhusela:
• Hlanganisa ubungqina bakho . Qinisekisa ukuthatha iifoto zesithuthi sakho kunye nentloko kunye nodokotela ukuze uhlolwe ngokwenyama ukuba walimala. Olu bungqina luya kunceda ukuqinisekisa ukuba akukho mntu uzama ukuphazamisa inyaniso yesiganeko.
• Yazi umda wexesha. Iindibano ezahlukeneyo kunye nemigaqo-nkqubo inemihla eyahlukileyo yokufaka ibango emva kwengozi okanye isiganeko. Yazi lakho kwaye qinisekisa ukuba ufaka phambi komhla wokugqibela.
• Ukuba omnye umqhubi ubandakanyeka, fakela ingxelo yepolisa. Ukuba awunayo, elinye iqela lingase lizame ukutyhola ityala kuwe.
• Musa ukuvuma ityala - makabe inkampani yomshuwalense kunye namapolisa anqume ukuba ngubani ojongene naye. Inkampani yakho ye-inshorensi iya kwenza njengommeli wakho (kunye nabo), ngoko maye benze umsebenzi wabo!
Yazi luhlobo luni lweBango oLowo Ulifakayo
Ummangalo woNcedo lweNdlela: Abaninzi abasithintela i-inshorensi benza izibango zokukhwela ngokulula kulula ukuyifaka kwaye zibuyiswe. Abanye baya kukunyamekela ibango ngaphandle kokuhlawula nantoni na ngaphandle kwepokothini. Ukuba ufuna ukuhlawulwa kwakhona, mhlawumbi uza kuthatha iintsuku ezi-5 ukuya kwezi-8 zoshishino ukuze ufumane isheke kwi-imeyile xa uvula irhafu yakho.
Isibhengezo seGlasi: Izibango zeglasi nazo zingaphathwa ngokukhawuleza. Emva kokuba ibango lifakwe unokufumana ukuba ulungiselelwe ukulungiswa nenkampani yeglasi ngosuku okanye ngeveki.
Ukuba ufuna i- Glass ye-OEM , kunokuthatha ixesha elide ukuba inkampani yeglasi ilandele kwaye ithole iglasi. Inqobo yentsholongwane yokubhenwa kwebango kufuneka inakekelwe ngokukhawuleza.
Ukulimala okwenyama: Ixesha elithathayo ukulungisa ezinye iimonakalo eziphathekayo kwisithuthi sakho kuxhomekeke kwinkimbinkimbi yebango elifakiwe. Umgangatho wokufumana udibaniso lwakho lokuqala kunye ne- inshurensi ye - inshurensi kwisithuba esinye ukuya kwiintsuku ezintathu zokufaka ibango. Ukuba i-adjuster kufuneka ibuke umonakalo, inokuthatha iintsuku ezimbalwa. Ukusebenzisa i-inshurensi yecandelo le-body shop elivunywe liyakwazi ukukhawuleza inkqubo. Lindela umonakalo owenziwe ngomzimba omile kunye nesomileyo ukuthatha enye ukuya kwiiveki ezimbini ukugqitywa. Oku kubandakanya ukuququzelela kunye nevenkile yomzimba kwaye kulungiswe ukulungiswa. Ukuba imoto yakho iyakhutshwa, unokuyiqhuba kuze kube ngumhla wokulungisa.
I-Total Loss Claim: Ukuvumelanisa nemali yokuhlawula ngamanye amaxesha kunzima kunzima. Uninzi lwephepha lubandakanyeka kwi-claim loss loss. Ukufumana iimpawu ezisemgangathweni kuzo zonke indawo ezifanelekileyo kunokuthatha ixesha. Akuyi kuthusa ukubona ibango lokulahlekelwa lilonke lithatha iintsuku ezingama-30 ukugqiba.
Ibango lezonyango: Izibhengezo zokulimala ngokuqhelekileyo zithatha ixesha elide ukuqhuba. Emva kokuba uzalise iphepha lokuqala kufuneka ukuba uphume kwezandla zakho; Isibhedlele kunye neofisi yegqirha kufuneka idibanise ngqo kunye ne-inshurensi yemoto yakho yokwenzakalisa ukulimala komntu.
Izinto eziqhelekileyo eziye zinciphisa iBango
Uxanduva loNxibelelwano: Bobabini ummangali wamabango kunye nommangali kufuneka afumaneke. Ukungaphenduli ifowuni indlela engumlilo yokulibazisa ibango. Kuyiyo ngcamango enkulu ukuqinisekisa ubungqina bakho boqhagamshelwano ngexesha lokufaka ibango. Khangela kabini idilesi yakho nenombolo yefayili kwifayile.
· Akonwabanga Ngomxholo Wakho: Ucinga ukuba unomyinge we-OEM kodwa umgaqo wakho uthi awukwazi? Ukungahambelani kwemilinganiselo kunokwandisa inkqubo yebango.
· Akonwabanga kunye neCandelo loLondolozo lweZigqeba: Musa ukuthanda umsebenzi wepende ekulungiseni kwakho? Ngaba kukho into ebonakala ingalungile? Ukugqithisa ukufumana imoto yakho yinto engcono. Ukuba awuhlali ujabule nokulungiswa kwakho, kukulungele ukuyibeka ngokukhawuleza ukuze uyisombulule.
· Iimangalo zeNtlekele yeNdalo: Ngaba isiqhwithi esikhulu sesichotho sifike kuloo ndawo? Ngaba wonke umntu ojongene nomphumo wesikhukhula? Amabango ezendalo zemvelo athabatha ixesha elide ngenxa yokuba kungekhona kuphela inkampani yomshuwalense eya kuxhaswa kodwa kunjalo
· Mfutshane kwiCash: Akunakukwazi ukufumana ibango lomshuwalense wemoto ngokukhawuleza xa ungenayo imali echithwayo. Iideductibles kufuneka zihlawulwe ngexesha lokulungisa. Cwangcisa ukubamba ukulungiswa xa ungenayo imali ukuze uyenze.
Zininzi iingxaki ezinokuthi zenzeke ngexesha leemangalo. Ukuba kukho iingxaki ezinkulu, qhagamshelana nommeli wakho womshuwalense. Amaxesha amaninzi akwazi ukujongana ngqo nebango, kodwa azincedo xa kukho ingxaki. I-arhente inokuqhagamshelana nommeli wakho kummeli okanye kwintengiso yomzimba egameni lakho ukunceda ukuqinisekisa ukuba inkqubo iyahamba ngokulula njengoko kunokwenzeka.
Yintoni enokuyenza xa ithatha ixesha elide
Ngamanye amaxesha, kungakhathaliseki ukuba wenza ntoni, inkqubo yebango ithatha ixesha elide kunokuba ungathanda. Into engcono kakhulu ongayenzayo isicwangciso sokulondoloza.
· Fumana imoto yokuqeshisa: Kungenokuba yinto efanelekileyo, kodwa ngamanye amaxesha kufuneka ufumane imoto yokuqeshisa ukuze ufike emsebenzini kwaye uthabathe abantwana esikolweni. Qinisekisa ukuba ukhetha i-coverage efanele ukukhusela imoto yokuqeshisa ngexesha uqhuba .
Ukuboleka I-Car: Inketho eyona nto ichanekileyo kukuboleka umhlobo okanye umhlobo wentsapho. Ubungakanani buza kufakwa ngokuzenzekelayo kuwe; Noko ke, khumbula ukuba iinqununu zabo ziya kusebenza xa unonakalisa isithuthi. Ukuhlawula i-deductible kuya kuba yinto efanelekileyo yokwenza ukuba ilahleko ivela xa uboleka.