Ingaba I-Course Driving Course Course Yokunciphisa Imali Yomshuwalense Wakho?
Ukujonga nje ukunciphisa izinga lakho le-inshurensi yemoto ngokuzithandela ukuthatha ikhosi ngaphandle kweyiphi na indlela yokuphulwa kweendlela ezithintekayo. Eyona nto mhlawumbi iyona yodwa ixesha abanye abathwala i-inshurensi banikeza isaphulelo esinjalo, nangona kunjalo imali yokugcina imali ayinakufihla iindleko zesikolo. Andizange ndibone isaphulelo esikhulu esinikezwa ngumthubi we-inshurensi ofanele ukuthatha ikhosi njengendlela yokuzimela yedwa imali yokugcina imali. Kuyinto enhle ukufumana isaphulelo ukuba uceba ukuthabatha ikhosi ngaphandle koko. Ngoko ukuba unomdla wokwandisa ulwazi lwakho lweendlela, cela ummeli wakho womshuwalense wemoto ukuba isaphulelo siyafumaneka.
Ingaba Unokuthi Umncinci Wakho Umshuwalense Wenqwelo-mali Unokuthi Unciphise I-Tiyile Yomshuwalense Wendlela?
Ewe, kodwa oku kuxhomekeke kakhulu kwiimeko apho ufumane ithikithi. Umbuso wase-Arizona unikezela inkqubo yokuqhuba ukhuseleko lwezithuthi emva kokufumana ukuphulwa kwezithuthi ezincinane .
Florida nayo. EMichigan, asinalo inhlanhla.
Ingaba isebenza kanjani?
- Hlola ngeCandelo leZithuthi zeMoto kufuphi nalapho ufumene ithikithi ukuze ubone ukuba ngaba banikela izifundo zokuziqhuba ezikhuselayo ukuze zikhusele izigwebo.
- Ukudibanisa imigaqo yesebe karhulumente yokufaneleka kwekhosi yokuqhuba. Ngokuqhelekileyo imithetho iquka ukuba kungekudala uthathe ikhosi ukuba ithikithi lixoshwe. Akukho nto yingozi okanye ukufa kwabandakanyeka kweso siganeko. Awukwazi ukuba nelayisenisi yokuqhuba ishishini. Kwaye kunokwenzeka ukuba kuya kusebenza kuphela ukuphulwa komnye, ngoko ke ukuba ufumane ukuphulwa okuphindaphindiweyo kwesiganeko esisodwa, uya kuba nokufaneleka.
- Gcwalisa ikhosi evunyiweyo kwixesha elithile elibekwe phambi kwendlela enkundleni yakho yokubonakala. Khangela ukujonga xa ixesha lakho lokugqibela lingagqityiwanga ukugqiba ikhosi ukuya kwexesha ukuba ivumeleke.
- Emva kokuba ungenise ukugqitywa kwekhosi kwaye yamkelwe nguRhulumente onke amanqaku kunye neentlawulo ziyakunikelwa. Kwakhona, kuxhomekeke kwimimiselo karhulumente.
- Kucinga ukuba onke amanqaku ayekhatywe, i-premium yomshuwalense womshuwalense wakho ayiyi kunyuka. Awuyi kufumana isaphulelo, nangona ukuphepha ukuhlawula okuphezulu kukulingana nokugcina imali kwi-inshurensi yemoto yakho.
Iingenelo ezingaphezulu zokugqiba iCandelo lokuPhatha eliPhezulu
- Ukungena kwezo ngongoma kwilayisenisi yakho yomqhubi kunokuba ugcine inqanaba lakho le-inshurensi yemoto. Iingongoma ezongeziweyo kwiirekhodi zakho zingenza ukuba ilayisenisi yokumisa imisiwe kwaye ize ikhutshwe ukuba uyisenzo esisoloko sisohlwayo. Ukuphepha ezi ngongoma ngoku kunokukunceda ukuba ugweme ezo zihlwayo ezinzima kwixesha elizayo.
- Unokufunda into ethile malunga nokukhuselwa kwezothutho onokuyisebenzisa kwiimeko zobomi bokwenene. Ukuba akunjalo, ngoko ubuncinci uye wafunda isifundo sakho ngokungahambelani nemigaqo yendlela.
Yintoni Oyifunayo?
Ukuthatha ikomiti yokuqhuba ngokuzikhusela ukugcina imali kwi-inshurensi yemoto ayinakwenzeka.
Kodwa ke, ungafunda into okanye ezimbini uze uphinde uhlawule iindleko zeklasi kunye nesaphulelo esincinci esinikezwa ngumphathi womshuwalense wemoto. Iintlobo zokuthatha ikhosi ukufumana ithikithi yendlela yokuxoshwa zide kakhulu ukugqithisa. Ukuba urhulumente wakho unikezela, ngokuqinisekileyo thabatha ikhosi.
Ngaba Unemibuzo Engakumbi? Ndineempendulo!
- Ngaba Ndifuna Uqeqesho Oluqhubekayo Lokuqhubela Imoto?
- Izizathu kunye neZiphumo zokuThuthukiswa kokuPhepha
- Yintoni eyenzeka Ngengozi yeMoto Xa omnye Umqhubi egijima kwiNdlela?
Masixoxe! Nceda ndilandele kwi-Twitter @CarInsBuka kwakhona