Kwenzeka ntoni xa umxhamli efa kuqala?
Kuxhomekeke kwinto oyithandayo okanye ukuthembela ngayo-okanye ayithethi-ngesabelo sabelo somxhamli ngaphambili.
Xa i-Bequest "iLaps"
Intando inokuthi, "Ndinika ipesenti ezingama-20 zendawo yam kuBob ukuba uyaphila." Ukuba uBob akaphili umhloli wezabelo, isabelo sikaBob sefa siya "siphela." Ngamanye amazwi, isabelo se-Bob sepesenti ezingama-20 saphela nje ukuba asikho ngenxa yokuba akasayi kuphila.
Ngoko kwenzeka ntoni kuyo? Ngokuqhelekileyo ihlala kwindawo yokuhlala ukuze ihlulwe phakathi kwabanye abaxhamli. Ubunzima beBob obuphelelwe ngu-20 ekhulwini bebeza kuba yinxalenye yento ebizwa ngokuba yi-"residuary" yelifa, okushiywe emva kokuba zonke iifenethi ezithile zenziwe. Kwiimeko ezininzi, i-residuary yefa iya kuthuthela kwabanye abaxhamlileyo.
Ngokomzekelo, uBob unokuba wanikwa iipesenti ezingama-20 ngelixa uSally athola iipesenti ezingama-40 kwaye uJoe wafumana ama-40 ekhulwini. Ngenxa yokuba i-20% yeBob ibuyele kwifa, ngokuyimpumelelo yenza kube mkhulu kunokuba bekufuneka ukuba yamukele isabelo sayo, izabelo zikaSally kunye neJoe zikhula.
Baya kufumana iipesenti ezingama-50 ngamnye, bobabini bafumana isiqingatha seBob.
"I-Per Stirpes" Izibonelelo
Kuthekani ukuba intando ithi, "Ndinika ipesenti ezingama-20 zendawo yam kuBob ukuba uyaphila.
Iingqungquthela ziguqulela "ngeengcambu". Kule meko, iingcambu ziyabantwana bakaBob. Ukuba uBob akaphilwanga kodwa usaphila ngabantwana ababini, uSally noWalter, ngoko uSally uza kufumana iipesenti ezili-10 zelifa kwaye uWalter uza kudla ilifa lezinye iipesenti ezili-10 zesabelo sikaBob. Baya kuthi bafumane isabelo se-50 sepesenti yelifa labo.
Ngoku ke masenze izinto ezinzima kwaye sithathe isigatya ngasinye se-stirpes kwisigaba esilandelayo. Kuthekani ukuba uSally ufile kodwa usaphila ngabantwana ababini, uAlex noZane?
Kule meko, uAlex uza kufumana ama-5 ekhulwini kwaye uZane uza kufumana ama-5 ekhulwini. UWalter wayeza kufumana iipesenti zakhe zokuqala ezili-10. Isabelo ngasinye somzali osweleyo sidlulela kubantwana bakhe ngokulinganayo.
Imithetho yoBungqina beNtliziyo
Kuthekani ukuba intando ithi, "Ndinika ipesenti ze-estate yami kuBob," kwaye kunjalo. Akukho nto enye ebhaliweyo. Akunabanye abaxhamli kwaye uBob ufile. Ngoku kwenzeka ntoni kwabelo kaBob?
Urhulumente ngamnye unoluhlu olumiselweyo kwimimiselo yalo malunga nokuba ngubani ozuzwayo xa oko kwenzeka. Ibizwa ngokuba "intestate succession".
Ifa liyakwazi ukudlulela kwisihlobo esisondeleyo somntu oshonile ngokusekelwe kwimithetho ye-intestate yombuso wakhe-kungekhona ubuhlobo bukaBoby ngenxa yokuba ukufa kukaBob kwaye kwasenza kube lula.
Le mithetho iya kudlalwa xa i-decedent ifa ngaphandle kwesicwangciso sezindlu .
Isabelo seengonyama sefa ngokuqhelekileyo siya kumlingane osasalayo kunye nabantwana abasemthethweni bafumana isabelo. Kungenzeka ukuba akukho mntu-kungekhona abazalwana bakhe, kungekhona ngabazali bafa, kwaye ngokuqinisekileyo akayiyo inzala kaBob-baya kufumana nantoni na ukuba umntu ofileyo washiya zombini umlingane osinda kunye nabantwana.
Umntu osenyongweni osenyongweni osweleyo uya kuba nefa lempahla yonke enikezelweyo yokuba ayengazange ayengaphambili. Baza kufumana i-100 yeepesenti zeBob, nokuba oko akusikho into efunwa ngumfi.
Ngaphantsi
Abameli bocwangciso bezindlu bacebisa ukuba uhlaziye ukuthanda kwakho okanye uhlale uthembela emva kweziganeko ezitshintsha ubomi, njengokufa komntu onelungelo lokufumana umxhamli. Kuza kusindisa ixesha lakho lemali kunye nemali ekuhambeni kwexesha kwaye iimfuno zakho zokwenene ziya kuba zicacile kwaye zingabonakali.