Ukuhlawula iBhajethi: Inkcazo kunye nemizekelo

IQonga leNcinci elingaziwayo liphuma kwiNgxowa-mali yoKhuseleko loLuntu

Inkcazo: Ukungabikho kwemali-mali-mali ingeniso kunye nokusetyenziswa kwemibutho ethile yaseburhulumenteni ethi iCongress ifuna ukukhusela kwinkqubo yebhajethi eqhelekileyo. "Uhlahlo lwabiwo-mali" luquka ezi zixhobo, kwaye lilonke inani elibikwe kwi-budget "yasebenziseneyo" isabelomali. Inkcitho engabikho kwemali ibandakanywe kwii-caps zohlahlo lwabiwo-mali, ukulandelwa kwemali, kunye neemfuno zokuhlawula.

U mzekelo

Ezi zintathu iziko eziphambili-mali-mali-mali yi- Fund Security Trust Fund , i-US Postal Service, kunye noFannie Mae kunye noFreddie Mac .

Ukhuseleko lweNtlalo luye lwaxhaswa ngemali yentlawulo ukususela ngowe-1937. Ngowe-1962, kwakukho abantwana abaninzi abasebenza kwi-Baby Boomers kunokuba babeswele umhlalaphantsi. Oku kuthetha ukuba iNgxowa yayinemali engaphezulu yokwenza iindleko zayo. Yayityala intsalela kwiimfuno ezizodwa zeeNondyebo ezihlawule ukubuyiswa okuqinisekileyo.

Oku kwenziwa kwinqanaba-mali. Ngaphandle koko, yonke imali engenayo yayiza kubonakala ngathi u rhu lumente uhlawule ngemali, kwaye iCongress yayiya kuchitha yonke into. Kwakungekho nanye eyayiza kuhlawulela inzuzo yeNtlalo yeNhlalakahle xa amaBomomers ethatha umhlalaphantsi.

Nangona kunjalo, ukubiza ingeniso-mali-mali ayizange kuyikhusele. Kunoko, iCongress yasebenza kunye nebhajethi ezimbini. Uhlahlo lwabiwo-mali lwalunobunye, olubandakanya izinto ezingabikho-mali-mali njengemali yentlawulo yentlawulo yeNhlalakahle. Uhlahlo lwabiwo-mali oluseburhulumenteni lwalube luhlahlo lwabiwo-mali, olungabandakanyi imali yeNtlalo yeNkcazo Endaweni yoko, iCongress yaqhuba into ebonakala ngathi yintsilelo, kodwa eyayixhaswa ngemali ngoKhuseleko loLuntu.

Iirisithi zerhafu zerhafu eziya kwiNgxowa-mali yoKhuseleko lweNtlalo zibhekiselwe "ngaphandle kwebhajethi", kodwa zisetyenzisiwe njengengeniso kwibhajethi ebumbeneyo.

UFannie Mae kunye noFreddie Mac bathatyathwa yiSebe le-Nondyebo yase-US ngo-2008 ukukhusela i-bankruptcy, eyayiza kuphazamisa i-US housing industry.

Ngaphambi koko, bee-arhente ezixhaswe ngu rhu lumente, ezithetha ukuba zisebenza njengoshishino kodwa ziqinisekiswe nguRhulumente. Le hybrid eyingozi yakhokelela ekutshatyalaliswa kwabo. Zizo zombini iarhente karhulumente ngoku, kodwa zihlale zingabikho-bhajethi ngenxa yokuba kuthathwa ukuba kuthathe ixesha elifutshane. Ngaphezulu, bona uFannie noFreddie Bailout . (Umthombo: uBrian Faler, "uFannie Mae kunye noFreddie Mac ukuba bahlawulelwe kwi-Budget Off-Off," BusinessWeek , Septemba 12, 2008)

I-United States yeposi yeNkonzo yeeposi yaba yinye inxalenye ye-quasi-rhu lumente ngo-1970. Iyazama ukukhuphisana ne-FedEx, i-UPS ne-Amazon yokuncintisana nokutya ukuhlangabezana neemfuno zakho zokuthumela. Nangona kunjalo, iCongress idinga ukuba ingenayo imali. Kufuneka ukuxhaswa yonke imisebenzi yayo kwingeniso yayo, njengeshishini. Ngenxa yeso sizathu, uMongameli uNixon uyisusa-bhajethi ngo-1974.

Nangona kunjalo, iCongress isebenzisa uhlahlo lwabiwo-mali oludibeneyo lokusekela umgaqo-nkqubo we-USPS. Kudinga ukuba i-arhente ixhaswe ngokupheleleyo ipenshini kubasebenzi bayo, kwaye ihlawule nayiphi na inkonzo yempi yabasebenzi bayo. Nangona loo mali ingabhajethi-mali kwisabelomali esisemthethweni, iyakwazi ukuchitha imali kwisigxina sebhajethi, njengama-Fund Security Trust Funds. (Umthombo: "Indlela iPost Office echithwa ngayo yiNkqubela yeBhajethi ye-Phony," kwi-Commons.org)

Ngokomzekelo kwindlela yokubhalwa kwebhajethi engabikho kwemali kubhalwe ngayo, jonga kwi-budget ye-FY 2014. Inkcitho-mali echazwe ngokubanzi-mali-mali ye-FY 2014 yayingu-646 yezigidigidi zeebhiliyoni. Intsalela engabikho kwemali yayingama-19 billion yezigidi, ngenxa yeNgeniso yeNkcazo yeNhlalakahle. Intsalela yeyona mali yayiyi-646 billion zeebhiliyoni, kuba loo nto yayingeniso-mboleko kwiNtlalo yoKhuselo. Nangona kunjalo, iCongress yachitha njengoko yayinemali engaphezulu kweebhiliyoni ezingama-19. Ngaphezulu, jonga iMali-mboleko yase-US kunye nendlela ebenje kakhulu ngayo?

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