Obamacare Basics Ufuna Ukwazi

Fumana ii-ACA zezinye iinkcukacha ezibalulekileyo

I-Obamacare nguMthetho woKhuseleko weMonde kunye noMthetho woNonophelo ojongene noNyaka ka-2010 . Igunya lomshuwalense wezempilo kubo bonke. Yandisa ukondla iindleko zentsapho ezifumana ingeniso ephakathi, kunye neentlawulo zabanikezeli bezempilo kunye nabanikeli abafumana umvuzo ophezulu. U-Obamacare ngowona myalelo ogqithiseleyo ukususela kuMthetho woKhuseleko loLuntu ka-1935. Ubizwa ngokuba nguMongameli uBarack Obama , oye wanyusa ukulungiswa kwempilo kwezempilo ukususela ngo-2008.

Ukunyanzelisa igunya, i-2.6 pesenti yerhafu yengeniso eyongezelelweyo ihlawulwa kwabangena-inshurensi. Fumana ukuba uxolelwe .

Ukuhlawula imali, i- Obamacare yanda iirhafu . Abo benza $ 200,000 ngonyaka (i-$ 250,000 kwiibini ezitshatileyo) bakhokhe imali engenayo kunye nentlawulo yotyalo-mali. Amashishini amaninzi ahlawula irhafu kwakhona.

I-Obamacare yenze enye inguqu kwi- inshurensi yezempilo njengale:

• Iinkampani ze-inshurensi azikwazi ukukhuphela ngaphandle abo baneemeko zangaphambili . Akunakukwazi ukulahla nabani na xa begula.
• Abazali banokubeka abantwana babo abadala, ukuya kuma-26 ubudala, kwizicwangciso zabo
• I-Medicare "yenza umgodi" isithuba esikwi-prescription drug medication siza kuxhaswa, kwaye sichithwe ngo-2020.

Injongo ye-Obamacare kukunciphisa izindleko zonyango jikelele. Kubandakanya abantu abatsha abaphilileyo abaya kubahlawula iipriyamu nangona bengayisebenzisi iinkonzo. Ivumela abantu abasebenzisa iindwendwe zezonyango ezidityanisiweyo ezibhedlele ukuze baphathwe ngugqirha ngaphambi kokuba kube yingxaki.

Ezi ndleko ziya kuphakama njengoko iTump iyanciphisa i-Obamacare . Kwakhona kuya kuphakama phantsi kweyiphi na isicwangciso seCongress of replaces Obamacare .

Ekuqaleni, uMthetho wawwandisa iindleko zonyango lwezempilo . Kwaye kwenzeka ngenxa yokuba izifo ezininzi ezazingaphambili ezingabonakali zifunyanwe kwaye zonyango ngexesha loviwo lokuqala .

Ingcipheko kukuba i-Obamacare ibangele ibangele phakathi kwabasebenzi abayizigidi ezi-3 ukuya kwezi-5 ukulahlekelwa yinshurensi yezempilo ekhoyo, ekhokhelwe yinkampani.

Amashishini amaninzi afumene ixabiso elininzi ukuhlawula isohlwayo sokuvumela abasebenzi babo ukuba bathenge i-inshurensi kwiintengiso. Abanye balahlekelwa izicwangciso zabo ngenxa yokuba abazange bahlangabezane neemfuno zomthetho omtsha.

Ezinye iinkcukacha ze-Obamacare Ufuna ukwazi

UmThetho wokuNakekelwa ongenakunciphisa unzima kakhulu kangangokuthi udale ezinye iimeko. Nalu uluhlu lwezona zibalulekileyo kunye neenkcazo zabo.

Utshintsho lweNtshurensi yeMpilo Ezi ndawo zithengiselwano ze-intanethi ezivumela ukuba uthelekise kwaye uthenge izicwangciso ze-inshorensi zempilo. Ezinye iindawo ziqhuba ukutshintshiselana kwazo, nangona ezininzi zivumela abahlali babo ukuba basebenzise enye eqhutywe ngu rhu lumente. Ukubhalisa kuvuliwe ngoJanuwari 31, 2017. Abo abazange bathenge isicwangciso ngelo xesha abanako ukufumana i-inshurensi ngokusebenzisa ukutshintshiselana. Ngamanye amagama, kufuneka ube neenkcazo ubuncinane kwiinyanga ezisi-9 ngo-2017, okanye uhlawule irhafu.

INqanaba leNtlupheko . Le yimali engenayo yonyaka eyenziwa nguRhulumente waseburhulumenteni ukuqinisekisa ukuba ngubani ohlala kwintlupheko. Inqanaba lentlupheko linciphisa unyaka ngamnye ukuqhubeka nokunyuka kwamaxabiso. I-Obamacare yandise iMedicaid ukubandakanya abo benza iipesenti ezili-138 okanye ngaphantsi kwinqanaba lehlwempu. Inika iikhredithi zerhafu kulabo abenza amaphesenti angama-400 okanye ngaphantsi.

Izibonelelo zezeMpilo eziPhumi ezibalulekileyo . Ngaphansi kwe-Obamacare, zonke izicwangciso ze-inshorensi kufuneka zinike iinkonzo kwiindidi ezi-10 ezibalulekileyo. Ezi ziquka:

1. Unonophelo lwangaphandle
2. Iinkonzo zamagumbi eziphuthumayo
3. Bhedlele
4. Ukunyamekela ukukhusela , ukuhanjelwa kakuhle, kunye nokuphathwa kwezifo ezingapheliyo
5. Ukunakekelwa kwabazali kunye nosana olutsha
6. Unyango lwempilo yengqondo nokuziphatha
7. Iziyobisi
8. Iinkonzo kunye nezixhobo zokunceda abantu abanokulimala, ukukhubazeka, okanye izimo ezingapheliyo
9. Uvavanyo lweebhanki
10. Ukunakekelwa kwezilwanyana

Inzala. Eli gama lisebenza kuzo zonke izicwangciso ze-inshorensi zempilo ezazikho ngaphambi koMatshi 23, 2010, xa uMthetho ojongene noKhathalelo ongenakunqunyulwa usayinwe. Ezi zicwangciso akudingeki ukuba zinike izibonelelo ezi-10 ezibalulekileyo, okanye zihambisane neminye imithetho eminye ye-ACA. Basenokunikezela ngokubambisana kunye neeprayimari ezingaphantsi kunezicwangciso zokutshintshiselana.

Khangela ubone ukuba isicwangciso sakho sinikwa kuqala.

Ukuba unesicwangciso esikhulu, qhathanisa ngokucophelela kwizicwangciso zokutshintshiselana. Khangela ukuba unako ukufumana intsebenzo engcono. Emva kokuba uvumele ukuba uhambe, awukwazi ukuwubuyisela.

Ekujuleni: Indlela yokufumana i-Obamacare | Kuqala nini? | Iinkonzo kunye neNgcaciso | Iinyaniso Ngokuphathelele U-Obamacare | The lekisa noHillary

Ngolunye ulwazi malunga nendlela yokufumana ingcono bhetele ne-Obamacare, funda yam incwadi ethi "Ultimate Obamacare Handbook."