Kutheni uRhulumente angakwazi ukuqhuba ukulahleka kohlahlo lwabiwo-mali kwaye awukwazi
Kukho izigwebo ezikhawulezileyo kwimibutho eninzi eqhuba ukulahleka okuqhubekayo. Ukuba umntu okanye intsapho yenza njalo, ababolekisi babo beza kubiza. Njengoko iindleko zihamba zihlawulwa, i- credit score plummets. Oku kwenza ukuba ityala elitsha libiza kakhulu.
Ekugqibeleni, banokuthi baxelele i-bankruptcy.
Kuyafana nakwiinkampani ezinokulahleka kohlahlo lwabiwo-mali. Ubunzima babo bobunzima buwa. Xa oko kwenzeka, kufuneka bakhokhe amazinga amanqanaba aphezulu ekufumaneni nayiphi na imali mboleko.
Oorhulumente bahluke. Bafumana umvuzo kwiirhafu. Iindleko zabo zinceda abantu abahlawula irhafu. Iinkokheli zikaRhulumente zihlala zixhasa inkxaso eninzi ngokubonelela ngeenkonzo. Ukuba bafuna ukuqhubeka bekhethwa, baya kuchitha ixesha elininzi. Kungenxa yokuba abaninzi abavoti abakhathaleli ngempembelelo yetyala.
Indlela yokulahlekelwa kweMali yase-US
Iibhondi zikaRhulumente zihlawula imali. Abaninzi abakhweletayo bacinga ukuba urhulumente unakho ukuhlawula imali yabathengi. Oku kwenza izibophelelo zikarhulumente zikhangele ngakumbi kunezibophelelo zoshishino . Ngenxa yoko, iirhafu zorhulumente zihlala ziphantsi. Oko kuvumela oorhulumente ukuba baqhubeke behleka imali ngenxa yeminyaka.
Imali yaseUnited States ilahleka layo kunye neengxowa- mali ze-Nondyebo, amanqaku kunye nezibophelelo .
Leyo yindlela karhulumente yokushicilela imali. Yakha i-credit engaphezulu kwi-currency yelizwe. Emva kwexesha, linciphisa ixabiso lemali yeli lizwe. Kungenxa yokuba, njengoko izibophelelo zikhukhula kwiimarike, ukubonelela kunokongezwa kwemfuno .
Amazwe amaninzi, kuquka iMelika, akwazi ukuprinta yawo imali.
Njengoko iindleko ziza ngenxa, zivele zenze i-credit ngaphezulu kwaye zihlawule. Okunciphisa ixabiso lemali njengoko ukongezwa kwemali. Ukuba ulwaphulo lusemodareyithini, alulimazi uqoqosho. Kunoko, kukhuthaza ukukhula koqoqosho. Kungenxa yokuba iindleko zorhulumente ziyinxalenye yesiphumo sesizwe, esibizwa ngokuba ngumkhiqizo wekhaya .
I-United States inenzuzo kwiindawo zayo ezizodwa. Idola yase-US isebenza njengemali yehlabathi . Oko kuthetha ukuba isetyenziselwa ukuthengiswa kwamanye amazwe. Ngokomzekelo, phantse zonke iikontraka zeoli zixabiswa kwiidola . Ngenxa yoko, iUnited States ikwazi ukuqhuba ngokukodwa ityala elikhulu kunelo nawuphi na ilizwe.
Imiphumo ayikho ngokukhawuleza. Ababoleki banelisekile kuba bayazi ukuba baya kuhlawulwa. Amagosa akhethiweyo ahlala ethembisa ukuba izibonelelo ezininzi, iinkonzo kunye neentlawulo zerhafu . Ukubaxelela ukuba baya kufumana ubuncinci kuburhulumente babeza kuzibulala ngezopolitiko. Ngenxa yoko, uninzi lwabaongameli lwandiselela ukulahleka kohlahlo lwabiwo-mali .
Ulwabiwo-mali lwembali
Kwimininzi yembali yayo, isabelo semali se-US sasihlala ngaphasi kweepesenti ezingama-3 ze-GDP. Yadlula loo myinge ukuxhasa iimfazwe kwaye ngexesha lokubuyela. Emva kokuba iimfazwe kunye nokugqithiselwa kwephelile, ukulinganiswa kwe-GDP kuya kubukhulu bamazinga.
Uviwo lobunqongophala ngeminyaka lubonisa ukuba ulwaphulo-to-GDP luphindwe kathathu ngexesha leengxaki zemali. Ingxenye yesizathu kwakukho ukukhula okuphantsi koqoqosho. Kodwa inxalenye yongeziweyo yenkcitho ukufumana ukukhula kwindlela.
Ulwaphulo kunye namatyala
Unyaka ngamnye ukulahleka kweeNkcazo kudibanisa amatyala ehlabathi. Njengoko ityala likhula, landisa ukwehla kweendlela ezimbini. Okokuqala, umdla kwi-matyala kufuneka uhlawulwe ngonyaka. Oku kwandisa inkcitho ngelixa singaniki naziphi na izibonelelo. Ukuba iintlawulo zenzalo ziphakame ngokwaneleyo, idala ukudonsa ekukhuleni koqoqosho, njengoko ezo mali zazisetyenziselwa ukukhuthaza uqoqosho.
Okwesibini, amanqanaba aphezulu a matyala angenza kube nzima ukuba urhulumente enze imali. Ababolekisi baxhalabele ngelokuba ilizwe likwazi ukuhlawula ityala layo. Xa oko kwenzeka, bafuna ukunyuka kwezinga lentengo ephakamileyo ukwenzela ukubonelela ngokukhululeka kule mngcipheko ophezulu.
Oku kwandisa umonakalo ngamnye ngonyaka. I-Bhanki yehlabathi ithi le ngongoma yokukhawulela yilapho isixa-mali selizwe kwi-GDP isilinganiso singama- 77 ekhulwini okanye ngaphezulu.
Iba yinto yokuzikhusela, njengoko amazwe athabatha ityala elitsha lokubuyisela ityala labo elidala. Amanqanaba omdla kumatyala atsha amatyala. Kuya kuba kubi kakhulu kumazwe ukuba ahlawule ngetyala. Ukuba iyaqhubeka ixesha elide, ilizwe lingasifaka kwi-matyala alo . Yiloo nto eyabangela ukuba i- Grego ye-debt debt in 2009.
I-United States ihluke. Ngexesha leengxaki zemali ka - 2008 , ixabiso le dola liqiniswe ngama-22 ekhulwini xa kuthelekiswa ne-euro. Kungenxa yokuba idola liyi-investor ekhuselekileyo. I dollar yavuka kwakhona ngo-2010 ngenxa yentlekele ye- eurozone . Njengoko ixabiso leli dola liphakama, inzala yenzalo iyawa. Yingakho i-legislators yase-US ayifanele ixhalabe ngokunyuka kwamaxabiso kwindleko kaNondyebo , njengokuba ityala liphindwe kabini. Ngenxa yoko, ukulahleka okukhulu kwe- US kwongezwa kwityala .
Ngonyaka we-2016, inzala yemali yaqala ukunyuka. Oku kuya kwenza umdla kumatyala kazwelonke emibini kwiminyaka emine. Ityala liya kukwandisa ukusilela kwinqanaba apho abatyala-mali bathetha ukuba i-United States ingahlawula.