I-Hillarycare: UMthetho woKhuseleko lwezeMpilo ka-1993

Ukunakekelwa kwe-Hillary: Yintoni eyayiyiyo kwaye kutheni iphumelelanga

Ukunakekelwa kwe-Hillary kwakuyi-initiative yokuphucula impilo yoncedo ngo-1993. UMongameli uBill Clinton ucebise ukuba kubekho unyango lwempilo oluhlawulelwayo kubo bonke abantu baseMelika. Injongo yakhe eyona nto yayikukunciphisa iindleko zempilo zonyango ezikhulayo . UClinton waqaphela ukuguqulwa kwezempilo ngoncedo kubaluleke kakhulu ekunqumeni uhlahlo lwabiwo-mali I-Medicare neMedicaid yayiyinxalenye enkulu ebhajethi.

U-Hillary Clinton wayephethe i-Task Force kwi-National Health Care Reform eyayilungiselele ibhilikhi.

Wayesebenza kunye nomlawuli we-Task Force, u-Ira Magaziner, ukuba ayenze inyama kwiinkcukacha zombono kaBill. Kwakhona wahoxisa umyalelo wokufumana uMthetho woKhuseleko lwezeMpilo udlule kwiCongress. Waba ngumntu ojongene noluntu lwemizamo yokuphucula impilo yoncedo lukaClintons.

Isishwankathelo soMthetho woKhuseleko lwezeMpilo

Ukunyamekela kwe-Hillary kusetyenziswa isicwangciso sokhuphiswano olulawulwayo ukufezekisa injongo yaso. URhulumente uya kulawula iindleko zegqila kunye nee-premiums. Iinkampani ze-inshorensi zempilo ziza kukhuphisana ukubonelela ngeepakethe ezifanelekileyo kunye neyona nto ephantsi kwiinkampani kunye nabantu ngabanye. Oku kwahluke kwi-Medicare apho urhulumente akontraka ngqo kunye noogqirha, izibhedlele kunye nabanye ababoneleli ngezempilo. I-Medicare iyaziwa njengenkqubo yokuhlawula omnye.

Ukunakekelwa kwe-Hillary kuza kuphumeza injongo yayo isebenzisa izixhobo ezintathu: ukukhutshwa kwendawo yonke , imibutho yezempilo yemimandla kunye nebhodi lezempilo lelizwe.

Umyinge

Inkcazo yendalo yonke isisiphakamiso sokuqinisekisa ukuba wonke umntu unomshuwalense wezempilo .

Iinkampani ze-inshurensi zazingenakukhanyela ukufihlakeleyo kunoma ubani onobume obukhona ngaphambili . Ukwenza lo msebenzi kwiinkampani ze-inshorensi yezempilo, kwathetha ukuba wonke umntu wayefuneka ukuba abe ne-inshorensi yezempilo. Oku kuquka nabemi baseUnited States nabahlali abahlala kuzo.

Uninzi lwabantu luya kufumana izicwangciso ze-inshorensi kubaqeshi babo kuba bonke abaqeshi bafuneka ukubonelela nge-inshorensi yempilo kuwo wonke umsebenzi.

Baya kusebenzisa iiNkxaso zeMpilo okanye banikeze imibutho yabanikezeli abakhethiweyo okanye iphakheji enenzuzo eyenzelwe isiko. Iinkampani ze-inshorensi yezempilo ziza kukhuphisana nezoshishino zabo.

Abantu abangenamisebenzi bangathenga i-inshorensi yezempilo ngokwabo kwimibutho yezempilo yesithili. Urhulumente waseburhulumenteni uza kuncedisa iindleko zabantu abafumana imali encinci.

Imibutho yezeMpilo yesiFunda

Imibutho yezeMpilo yeNgingqi yayiyimigangatho yokuthenga i-inshorensi yempilo yisebe. Urhulumente wephondo uza kuxhaswa ukulawula. Iimvumelwano zingaba zikarhulumente ezizimeleyo okanye iarhente karhulumente karhulumente. Baya kuba ngummeli kwabaxhasi kunye nekhontraki nabanikezeli be-inshorensi yezempilo ukuze banike izicwangciso kwiindawo zabo. Izivumelwano ziya kulawula iindleko ngokubeka amaxabiso abanikezeli benkonzo yempilo ngokusekelwe kumrhumo-ngeenkonzo. Babeka ixabiso lemali-premiums, abayiqokelela. Amazwe ahlawuliswa ngokuqinisekisa ukuba zonke iiprimi ezivela kubaqeshi nabasebenzi zihlawulwa. Iinkampani ezinabasebenzi abangaphezu kwama-5,000 abafumana ixesha elizeleyo banokubonelela nge-inshurensi yabo ngaphandle kwemibano.

IBhodi lezeMpilo leSizwe

IBhodi lezeMpilo leSizwe lalingumbutho omtsha we-federal. Yabekwa ikhefu kwiindleko zonyango zononophelo kuluntu.

Oko kwakuthetha ukuba ilawulwa yiimali-mali ze-inshorensi zempilo. Kubantu ngabanye, ibeka imingcele kwiindleko eziphezulu ezingaphandle kwee-pocket.

Kwakhona kunqunywe iimfuno ezincinci zokufihla. Ezi ziquka iinkonzo ezininzi zokukhusela, ezifana nokugonywa, i-Pap smears, kunye nokukhenkcola kwe-cholesterol. Kuza kubandakanya kwakhona iimpawu, iimvavanyo zegazi, kunye neemviwo zonyango ngezikhathi ezithile. Ukunyamekelwa kokukhusela kunciphisa iindleko zempilo ngononophelo ngokuchonga nokuphatha izifo ezingapheliyo ngaphambi kokuba zifune uhambo olubi kakhulu kwigumbi lokuphucula.

Umlinganiselo

Kutheni Kuthatyathwa

Indlela Yashintsha ngayo Uqoqosho

Iziqendu ze-bill yehlulekayo yaba ngumthetho. UMthetho we-Inshurensi yokuPhathwa kweeNtsholongwane kunye noXanduva lwe-1996 wavumela abasebenzi ukuba bagcine iplani ye-inshorensi yezempilo yenkxaso-mali kwiinyanga ezili-18 emva kokuba belahlekelwe yimisebenzi yabo. I-Senator yeDemocratic Alliance u-Edward Kennedy waseMassachusetts ne-Republican Senator uNancy Kassebaum waseKansas ucebise i-HIPAA.

U-Hillary wenza ukuba uSenators Kennedy no-Orrin Hatch bazise iNkqubo ye-Intshuwalense yezeMpilo yabantwana. I-CHIP inika i-inshurensi yempilo encedisayo kubantwana kwiintsapho ezifumana imali eninzi ukuba zifanele ukufumana iMedicaid. Ngoku ihlanganisa abantwana abayizigidi ezisibhozo. Wongezelela i-$ 1 yezigidigidi kwiprogram yokufikelela ekuncediseni ukuvakalisa inkqubo kwaye ubhalisele abamukeli.

Ukunakekelwa kwe-Hillary kubumba umfanekiso wesizwe kaHillary, kwaye kwakungekho nto. I-biographie yeCarl Bernstein Umfazi onxanduva uthi u-Hillary ukufihla kunye nokunyaniseka kwakuxanduva lokungaphumeleli kwesicwangciso kwiCongress. Enyanisweni, ubunzima bebhilikithi bangela ukuxabana phakathi kwabo bonke abasebenzi bezolawulo ababandakanyekayo kule projekthi. Icandelo lokushicilela lathi u-Hillary ubuntu bemizamo yeNdlu ye-White House ukulawula inkqubo.

Kwakhona ibeka umzekelo wokuguqulwa kwezempilo kwiMelika. Isiqinisekiso soMonde kunye noNonophelo ojongene noThathaka ka-2010 uninzi lwezinto ezifana ne-Hillarycare. UMongameli Obama kunye neqela lakhe bafunda kwiimpembelelo zikaClintons ngendlela yokubonisa i-ACA kwiCongress kunye nabantu baseMerika.

Hillarycare Versus Obamacare

Nangona kukho ukufana, kuninzihluko phakathi kwe-Hillarycare kunye ne- Oba macare . Le tshathi ibonisa izicwangciso zecandelo ngalinye:

Isici Hillarycare Obamacare
Inkcazo yomntu wonke Bonke abaqeshi Abaninzi abaqeshi
Iimeko ezikhoyo ngaphambili Ewe Ewe
Ukungabikho komqeshi Imibutho yempilo yesithili Iinshorensi zempilo yomshuwalense
Ukuthembela kwi-inshorensi Ewe Ewe
Igunya liphela Ewe Ewe
Inkcazo efunekayo Ewe 10 eziyimfuneko zezempilo
Inkxaso-mali engenamvuzo Ukubonelelwa nguRhulumente waseburhulumenteni Ukwandiswa kweMedicaid
Intlawulo kwi-inshurensi ephakamileyo Irhafu engenayo Intlawulo yeCadillac kumashishini
Gxininisa kwiNkathazo yokuNqanda Ewe Ewe
Inkxaso Ukuchitha imali Iintlawulo zerhafu
Ogqirha bahlawulwa Intlawulo-ngenkonzo Kakuhle umonde
LweMida "Ingqungquthela yomngxuma" ayikho Ukuphelisa "umgodi"