Ukwahlula i-Portfolio yakho kunye nokuPhengisa kwiZakhiwo eziMhlaba zoMhlaba
Kule ngqaku, siza kujonga kwii-REIT zamazwe ngamazwe nokuba kutheni abatyali-mali bangathanda ukuwaqwalasela iiphothifoliyo zabo ukuze bahluke umngcipheko kunye nokuphucula ukubuyiswa.
Ziziphi ii-REIT?
Iingxowa-mali zokuthengisa-mali (i-REITs) ziinkampani ezakhe kwaye zihlala zilawula ngokutsha ukuthengiswa kwezindlu zentengiso. Ukongezelela ekubeni neli propati, ezinye ii-REIT zifaka imali-mboleko kwiimali-mboleko nakwezinye izibophelelo zetyala ezikhuselekile kunye nokuthengwa kwezindlu. Uninzi lwama-REIT amaninzi ngeenxa zonke e-US zibandakanyeka zikarhulumente kwiintengiso.
Amaxesha amaninzi, ii-REIT zifumana inzuzo ekhethekileyo yentlawulo ebenza bakwazi ukuphepha irhafu yenkampani, xa nje besasaza ininzi (90% +) yengeniso yabo kubatyalomali. Kuyafaneleka ukuba uqaphele ukuba, nangona ukuphepha ukuhlawulwa kweerhafu, isakhiwo asithethi ukuba i-REITs irhafu yerhafu idluliselwa kubatyalomali ukuba basebenzise njenge-carry-forwards okanye bahlase ixabiso lentengo.
Kutheni utyalo kwi-REIT?
Zininzi iinzuzo zokutyalomali kwi-REIT zombini kunye nakwamanye amazwe. Ngokomzekelo, i-Ibbotson Associates, ingalo yophando lotyalo-mali lwe-Morningstar, yafumanisa ukuba ubunini bee-REIT ngokudlulileyo kwexesha kuye kwandisa ukubuyiswa kwetyalo-mali kunye / okanye ukunciphisa umngcipheko jikelele kwii-portfolio zamanani kunye neengeniso ezingenangqali.
Kubatyalomali base-US, ii-REIT zamazwe ngamazwe zinikeza uninzi olungakumbi kwiimeko ezininzi ezinikezelwa ukuba i-real estate ayixhomeke kwimakethi yase-US. Kubafakeli-mali bamazwe ngamazwe, ii-REIT zinama-coefficients aphantsi kunye neemakethe zasekhaya zazo, nazo. Edibeneyo, ezi zimbonakaliso zenza ii-REIT zamazwe ngamazwe zikhethwa ngokukhethekileyo.
IIMALI ZONYAKA ZONKE 101
Ii-REIT zamazwe ngamazwe ngoku i-akhawunti yeeninzi ze-REIT emhlabeni wonke, emva kokuqala kwempumelelo kwi-US nase-Australia. Ezi ziqinisekiso zibonelela ngeenzuzo ezininzi kwaye zingonakali, kodwa zinokubonga ezinye iiphothifoliyo zamazwe ngamazwe ahlukeneyo.
Ii-REIT zamazwe ngamazwe zinika inzuzo eninzi kubatyalomali, kuquka:
- Ixabiso lentengo yeHedge - Ixabiso lempahla libhekwa ngokubanzi njengentambo yokunyuka kwamaxabiso, kuba ithambekele ekwakheni ukubaluleka kwexesha, nangona kuhlaziywa kwemali.
- Ulwahlulo oluqinileyo luvelisa - I-REIT ezininzi zinika izivuno ezibonakalayo ezihle, kuba imithetho yerhafu idinga ukuba iinkampani zisasaze ininzi yazo yengeniso.
- Ulawulo lwe-Conservative - Njengoko ii-REIT kufuneka zisasaze imali yazo kubasomali-mali, ulawulo luneemali ezincinci zokuchitha kwiiprojekthi zeepilisi ezibiza.
- Ukuchithwa - I-REIT yindlela enkulu yokupakisha iphothifoliyo yesitokethi eseleyo ngeklasi ye-asethi kunye neendawo ezahlukileyo.
Naphezu kweempawu zabo ezintle, kukho iingozi ezininzi zokutshala imali kwii-REIT zamazwe ngamazwe, kuquka:
- Umngcipheko wezopolitiko - Amalungelo omhlaba kunye nerhafu ingaba yinkxalaba yenkxalabo yezopolitiko kumazwe amaninzi ehlabathini lonke apho indawo yokuhlala ingaphuthunyanga ngakumbi kunase-US.
- Umngcipheko wemali - Izinga lokutshintshi liyakuchaphazela kakhulu naziphi na izitokhwe zangaphandle, kodwa ngokukodwa i-REIT, enikezelwa ngezabelo ezinkulu ezahlukileyo ezibonakalayo.
- Umngcipheko weRhafu - ii-REIT kumazwe angaphandle zingaba yerhafu kakhulu, ingakumbi ukuba umtyalo-mali uhlawuliswa kwiirhafu eziqhelekileyo.
- Ubutyebi kunye nokungafihli-mali - ii-REIT zamazwe ngamazwe zinokungabikho mthethweni kunye ne-opaque, enokubangela umngcipheko omkhulu kubasomali-mali, ngakumbi abo banexesha elifutshane elifutshane.
Iindlela ezilungileyo zokutshala imali kwi-REIT
Indlela elula yokutshala imali kwii-REIT zamazwe ngamazwe ngowokusetyenziswa kweemali zentengiso-ntengiso (ETFs). Ngokuphawulekayo, ezininzi zee-ETF azinikeli izivuno zesahlulo, kodwa kunokuba zizuze iinjongo ezinkulu ezivela kwi-revestment yazo naziphi na izabelo. Ngenxa yoko, abatyala imali-mali bangaba ngcono ekukhetheni ii-REIT ezithile zokuthenga ezinika izivuno ezikhangayo.
I-ETF ezidumileyo kwi-International REIT ziquka:
- I-SPDR Dow Jones I-Real Estate Real (RWO)
- Ubulumko bemihlaba yeeNdawo zangaphandle (DRW)
- I-SPDR Dow Jones Impahla Yomhlaba Yasekhaya (RWX)
- iShares S & P Dev yase-US Property (WPS)
- iShares FTSE EPRA / NAREIT Dev Real Estate (IFGL)
Ngaphantsi
Ii-REIT zamazwe ngamazwe yindlela enhle yokudibanisa iipotifoliyo kunye nokwakha ukuthengiswa kweemarike zepropati kwihlabathi jikelele. Amaxesha amaninzi, indlela efanelekileyo yokutshala imali kwii-REIT zamazwe ngamazwe isebenzisa ii-ETFs, ekubeni zithengiswa kwi-exchange exchange yase-United States kwaye zinikezela ngokukhululeka kunezi-REIT zangaphandle.