Enyanisweni, akunjalo kuphela ukuvelisa isivuno semali ekuvumela ukuthelekisa iimali ezikhoyo kwi-stock investment utyalo- mali kumabhonkco , kodwa kunokunika ukuthelekisa okufanelekileyo kwiziqinisekiso ze-deposit, i-akhawunti yemarike yemali , imali yemali-mali , okanye iiprojekthi zezindlu, njengokuba.
Inkqubo yokubala i-dividend isivuno iyalungile, kodwa kukho iingcebiso ezimbalwa kunye namacandelo endikudlula ngawo anokukunceda ukuba wenze ingqiqo engcono yezizathu zokuvunwa kwezabelo kunye nendlela izabelo ezifanele ukuthelekisa ngayo neminye imithombo yembuyekezo engenayo .
Inkcazo yeZiphumo zokuBala
Xa inkampani ikhiqiza inzuzo, ibhodi labalawuli ihlala ikhetha ukuthumela enye yezo mpahla kubanikazi. Ngokomzekelo, xa ndaqala ukubhala eli nqaku ngoJanuwari 28, 2014, kwiinyanga ezili-12 ezidlulileyo, isabelo ngasinye seMcdonald's Corporation senze i-$ 5.55 kwintlawulo emva kwentela, kwaye ibhodi yagqiba ukuthumela i-$ 3.24 isabelo ngasinye kubanini-zimali ngemali. . Ukuba unamasheya angama-100, ufumane iireki okanye idipozithi ngqo kwi $ 324. Ukuba unayo izabelo eziyi-100,000, ubuya kufumana iireki okanye idipozithi ngqo kwi $ 324,000.
Imali ithunyelwa kubanikazi ibizwa ngokuba ngumrhumo .
Isivuno sokwahlula ukubala kwemali ekuxelela ukuba uza kuba nemali eninzi eya kuzuza kuyo yonke idola etyalomali kwisitokethi kwintengo yanamhlanje isekelwe kwisilinganiselo sokuhlawulela namhlanje. (Enye ingcinga enomdla into into eyaziwa ngokuba yi-dividend isivuno kwiindleko, esiza kuthetha ngazo kamva.)
Indlela yokubala ukuThengiswa kweMida
Ukubala ifomu eqhelekileyo yesivuno sokwahlula, uthatha isabelo ngasinye semali esahlukileyo - ukugcina umzekelo wethu kaMcDonald kwiminyaka emininzi edlulileyo, bekuya kuba yi-3.24 yezigidi - kwaye ukwahlula kwixabiso lemarike yesitokisi.
Xa oku ku-press digital, izabelo zombuso wase-cheeseburger zivaliwe kwi $ 94.07. Ngaloo ndlela, ukubala isivuno semali esiza kuthatha:
I-3.24 yemali yemali
--------- (ihlulwe yi) ---------
Ixabiso lentengo ka-94.07
Impendulo yi-0.0344, okanye i-3.44%. Oku kukuxelela ukuba ukuba ubeka i-$ 10,000 kwizabelo zikaMcDonald, ungalindela ukuqokelela i-$ 344 kwii-dividends ngonyaka ngezinga langoku. Ukuba ubeka i-$ 1,000,000 kuMcDonald's, unokulindela ukuqokelela i-$ 34,400 ngamaxabiso kwi-dividend yengeniso ngonyaka kwizinga langoku. Isivuno sesibhambathiso seminyaka ye-10 seNondyebo, ngokuchaseneyo, sanikezela ukubuyela kwe-2.78% ngexesha elinye.
Ulwahlulo lokuThumela kwiMarike ngokuchasene nokuThatyalaliswa kweziThamo
Isivuno samanje sesahlulo siqingatha ibali. Ngokungafani nezivuno zezibophelelo, ezisekelwe kwisibophelelo sokuhlawula umyinge onomdla wobomi bebhondi, izahlulelo zeenkampani ezininzi eziphumelelayo zanda ngaphezu kwexesha. Masiqhubeke nokusebenzisa iMcDonald's njengesifundo somzekelo. Khangela ingqalelo kwizahlulo ezinikwe kubanikazi kwiminyaka emithandathu edlulileyo ngaphambi kwexesha esixubusha ngalo (2013).
Qaphela: Ukuba ufumana le nqaku ngexesha elithile kwixesha elizayo, ungakhathazeki ngenxa yokuba akukho mfuneko yokuhlaziya amanani njengoko umgaqo-siseko emva kwesivuno sokuhlawulela isabelo esifanayo nantoni na kunyaka kwaye kungakhathaliseki ukuba isabelo esithile sithatha ukutyhila kwinkqubo yakho yophando lotyalo-mali :
- 2007 = $ 1.50 isahlulelo
- 2008 = $ 1.63 isabelo
- 2009 = i-dividend ye $ 2.05
- 2010 = i-dividend ye $ 2.26
- 2011 = i-dividends ye-2.53
- 2012 = i-dividend ye $ 2.87
Ukuba uthenge isitoko sikaMcDonald ngo-2007, ubukele igalelo zakho zanda ngamnye kunyaka. Uqokelela kakhulu kunokuba usukulindeleke okokuqala ngokusekelwe kwisivuno somvuzo ngomhla wokuthenga. Enyanisweni, ngaloo nyaka, isitokisi sasiba malunga ne-53 e-sabelo ngasinye, ngoko ke cinga ukuba uthenge isabelo esinye.
Ngomhla owawuhlawulela isitokisi sakho, uqokelela i-$ 1.50 kwizabelo kwi-stock engu-53.00, eyisivuno sesahlulo se-2.83%. Kwiinyanga ezili-12 ezedlulileyo, uqokelele isahlulo se-$ 3.24. Ukuthelekisa loo $ 3.24 kwintengo yokuthenga endaweni yentengo yemarike , unokubala into eyaziwa ngokuthi "isivuno semali kwixabiso". Kule meko, ngokwenene ufumana ulingana no-6.11% ngonyaka kunyaka-mali yakho yasekuqaleni.
Oku kunokuba ngumqhubi omkhulu weenguqu kwixabiso lempahla.
Iinkampani ezenza abatyebi bazo zizityebi ngokuqhubeka befumana inzuzo engaphezulu. Ngokuqhelekileyo, amashishini afana nolunye uhlobo lwentlalo yezoqoqosho, njengeCoca-Colas yehlabathi, enokuphakamisa amanani okanye ukwandisa kwiimarike ezintsha.
Abahlawuli bezabelo abanamabini eWall Street, ezo shishino eziye zaphakamisa ukuhlawula kwabo izabelo kubanikazi ngamnye ngonyaka, nakanjani, iminyaka engama-25 okanye ngaphezulu, bafumana isihloko esivumela ukuba babizwe ngokuba yi-"Aristocrat Dividend".
UMcdonald's ubonise ukuzibophezela ekukhuliseni igalelo layo, ngokwenene, ukuba ngoku sondela kumnyaka wama-40 ngokulandelelana ukuba uye wathumela iincwadi ezinkulu kubanini-zimpahla. Oku kubeka kwidibano yalo phakathi kwezinye iibhokhwe ezihlaza okwesibhakabhaka eWall Street. Zincinci zezinye iifemu zinokuziqhayisa ngolu hlobo olunempumelelo.
Ukuhlaziywa: Njengoko ndibuya kwaye ndihlaziye eli nqaku ngoNovemba 27, 2016, ndimele nditsho ukuba uMcDonald's uqhubeke nokusebenza kwawo ukuphakamisa isabelo sawo ngonyaka. Njengokuba kunjalo, nantsi ingxelo elandelayo:
- 2013 = $ 3.12
- 2014 = $ 3.28
- 2015 = $ 3.44
- 2016 = $ 3.61
Oko kuthetha ukuba umtyalo-mali wethu wokuqala othe wathengisa isitoreji kwi-53.00 yeyure ngalinye nge-2007 sele eqokelele i-$ 26.29 yezigidi. Oko kuthetha ukuba uqokelele i-49.6% yemali yokuqala yenkxaso yakhe yobunini kwimbuyiselo kaMcDonald ngohlobo lwezabelo.
Ukujonga ngelinye indlela (kwaye le nto nje isixhobo sokufunda njengoko unyango lwerhafu luhluke), cinga ngentengo yentengo yentengo njenge $ 53.00-$ 26.29 = $ 26.71.
Ngokwahlulo olulindeleke ukuba lilingise i $ 3.80 ngesabelo ngasinye ngo-2017 - inani langempela aliyi kugqitywa phantsi kwekota yokugqibela yonyaka ozayo njengoko uMcdonald unomkhuba wokuphakamisa isabelo salo kunyaka-mali - umtyalomali wethu mhlawumbi ukhangele igalelo eliphambili ukuvelisa kwiindleko ze-14.2%.
Ingaba kukho into emangalisayo ukuba abantu abaninzi baxhamla ngezabelo? Cinga nje uMcDonald's uphawuleze - mhlawumbi ingenakucingelwa ukuba inikwe amandla kunye neendawo ezahlukeneyo zeendawo kodwa enye ingenzeka kwimeko enokude-kwaye isitokethi iya kwi $ 0.
Kule meko, umtyalo-mali wethu wayenalo $ 26.29 ngemali eqokelelwe kuyo kwizabelo. Nangona kunjalo okwenene, oku kuthetha ukuba ukulahlekelwa ngokwaso kwakungeke kube nzima. (Ngokwenyani, intengo yesitokhwe ngoku i-$ 120.66 ngesabelo nganye njengoko i-marhwebo ishintshile ukubonisa ukunyuka kweenzuzo eziphantsi kwexesha eli lixesha.
Oku kuthetha ukuba umtyalo-mali wethu uya kuba no-$ 26.29 kuphela kwiingeniso zemali kodwa imali engama-67.66 kwiingeniso ezingenangeniso zengeniso engama-96.92 ayi-$ 53.00 nganye. Ukuze ufunde kabanzi malunga nale ngcamango, funda Gxininisa kwiNtlawulo yeNtlawulo yeNtlawulo yeNgxowa-mali .
Ezinye Iimali eziPhakamileyo eziMahlukileyo Ziyimiba Nangona iHlawulelo lokuHlaba kweeNkcazo eziKhuselekileyo
Kwiphepha le-flip le-equation yizibambiso zentengo ezibambisa abatyalo-mali abanamava. Ezi ziinkampani ezibukeka ngathi ziya kukwenza imali eninzi ngokuziqhayisa ngokukodwa okuveliswayo-ngokuphindaphindiweyo ngamaxesha amaninzi oko i-market market.
Nangona kunjalo, abatyali-zimali abaziqhelanisayo abayicwenge. Baye baphephe ishishini ngesizathu. Mhlawumbi kukho i-suit enkulu yomthetho onokuyibhaqa inkampani. Mhlawumbi iimali zibonisa ukuba isahlulo asizinzi kwaye kuya kufuneka sinqunywe.
Omnye ukukhusela ukukhusela kwimeko efana nale ukujonga isivuno sokwahlukana kweenkampani kunye nabanye abashishini. Ukuba kukho umcebisi womzi omnye onika isivuno se-dividends engu-14, into ayilungile. Kungakhathaliseki ukuba banenkathazo yezemali, kwakukho isahlulo esithile esithile esingaziphindaphindiweyo, okanye kukho enye into oya kuyidinga ukuphanda; Isicatshulwa samasheya yedwa asiyi kukwazi.
I-Balance ayinikezeli irhafu, utyalo-mali, iinkonzo zemali kunye neengcebiso. Ulwazi lwenziwa ngaphandle kokuqwalasela iinjongo zotyalo-mali, ukunyamezela, okanye imeko zezimali kwanoma yimuphi umtyalo-mali othile kwaye angenakufaneleka kubo bonke abatyalo-mali. Ukusebenza kwangaphambili akubonakali kweziphumo ezizayo. Utyalo-mali luquka ubungozi kubandakanya ukulahlekelwa kwinqununu.