Isicwangciso soKhuseleko lweStock of Investors
Iyintoni isicwangciso se-LEAPS?
Esi sicwangciso sisekelwe ekufumaneni ukhetho lwexesha elide olubizwa ngokuba yi-LEAPS, elifutshane "kwixesha elide lokulindela ukuLungiswa kweeMfanelo". Ngokucacileyo, i-LEAP nayiphi na uhlobo lwentengiso yesithuba kunye nexesha lokuphelelwa yisikhathi elide kunonyaka owodwa. Ikuvumela ukuba usebenzise iqondo elincinci lentengo kunokuba uthenge i-stock, kwaye ufumane ibuyiselo ezithe xaxa ukuba ulungile kwicandelo lezabelo.
I-LEAPS Isicwangciso seMisebenzi
Mhlawumbi kulungile ukuqonda indlela yokusebenzisa i-LEAPS ngendlela yomzekelo. Okwangoku, siza kusebenzisa izabelo zikaGenerali zombane zanikezela ubungakanani obukhulu beenkampani kunye nenyaniso yokuba phantse wonke umntu ehlabathini uyazi kakuhle iqumrhu.
Ngeli xesha ndapapasha ekuqaleni kweli nqaku, izabelo ze-GE zazirhweba nge-$ 14.50. Cinga ukuba unama-20,500 ayi-20 500 ukuze utyalomali. Uqinisekile ukuba iGenerali yoMbane iya kuba phezulu kakhulu kunyaka okanye ezimbini kwaye ufuna ukubeka imali yakho yomlomo apho umlomo wakho ukhona khona.
Unokuthi uthenge i-stock ngokukhawuleza , ufumana ama-1,414 izabelo ezifanayo. Unokuzibhenca ngokwakho 2-1 ngokuboleka emanzini, ukuzisa utyalo-mali opheleleyo kwii-41,000 ze-$ 47,000 kunye ne-2,818 yesitokhwe esinokuhlawulwa kwetyala elingama-20,500 $ kodwa ukuba isitokti siphepha, ungakwazi ukufumana unxibelelwano lwe-margin kwaye unyanzeliswe ukuba uthengise ngelahleko ukuba awukwazi ukuza kunye nemali evela kwelinye umthombo ukufaka kwi-akhawunti yakho.
Kuya kufuneka uhlawule umdla, mhlawumbi u-9% kuxhomekeke kumthengisi wakho, ilungelo lokuboleka imali. Funda kabanzi malunga neengozi zokutshala imali kwimida .
Mhlawumbi awuhlali unelisekile ngeli nqanaba lokungcola. Ukubonelelwa kwakho (nokuba isiseko esilungileyo okanye asikho enye ibali!) Unokucinga ukuba usebenzisa i-LEAPS endaweni yesitotyi esesisetyenziswayo. Ngenxa yokulula, emva kokuba sonke isifundo esingapheliyo, siya kugcina amaxabiso okuqala acatshulwa ngeli xesha ndibhalile eli nqaku ngo-2011 - ukhangele kwiitheyibhile zamanani ezipapashwe yi-Chicago Board Options Exchange kwaye ubone ukuba unokuthenga ukhetho lokufowunela lokuphela kweveki yesithathu ngoJanuwari ka-2011 - malunga neenyanga ezingama-20 kunye neveki ezi-3 kude-ngexabiso lentengo ye-$ 17.50. Ngokucacileyo, oko kuthetha ukuba unelungelo lokuthenga i-stock kwi-$ 17.50 ngesabelo ngasinye naliphi ixesha phakathi komhla wokuthenga kunye nosuku lokuphela. Kulo lungelo, kufuneka uhlawule intlawulo, okanye "i-premium", ye-$ 2.06 ngesabelo ngasinye. Izinketho zeefowuni zithengiswa "kwiikontraka" zeesahlulo eziyi-100 nganye.
Unquma ukuthatha i-$ 20,500 yakho kwaye uthenge izivumelwano ezili-100. Khumbula ukuba isivumelwano ngasinye sibandakanya izabelo eziyi-100, ngoko ngoku unokubakho kwizabelo eziyi-10,000 ze-General Electric stock usebenzisa i-LEAPS yakho.
Ngaloo nto, kufuneka ukhokhe i-$ 2.06 x 10,000 share = $ 20,600 (ulungelelanise nomlinganiselo okhoyo okhoyo kwiinjongo zakho zotyalo-mali). Nangona kunjalo, isitokethi sithengisa i-$ 14.50 ngesabelo ngasinye. Unelungelo lokukuthenga kwi-$ 17.50 ngesabelo ngasinye kwaye uhlawule i-2.06 yeesabelo ngasinye ngeli lungelo. Ngaloo ndlela, indawo yakho yokuphuza i $ 19.56 ngesabelo ngasinye. Okokuthi, ukuba i-General Electric stock ithengisa phakathi kwe-$ 17.51 kunye ne-19.56 ngeyure nganye xa ukhetho luphelelwa phantse kwiminyaka emibini ukususela ngoku, uya kuba nehleko lokulahlekelwa kwemali. Ukuba i-stock e-GE ithengisa ngaphantsi kwe-$ 17.50 yexabiso lokubethelwa kwetyala, uza kulahleka ukulahlekelwa kwe-100% yenkunzi. Ngenxa yoko, isikhundla sikwenza ukuba uqikelele ukuba ukholwa ukuba iGeneral Electric iya kuba nexabiso elingaphezulu kwexabiso lemarike langoku-mhlawumbi i-$ 25 okanye i-30 -30 ngaphambi kokuba izigqibo zakho ziphelelwe.
Yithi uchanekile kwaye isitokisi senyukela kuma-25.
Ungabiza umthengisi wakho kwaye uvale isikhundla sakho. Ukuba ukhethe ukusebenzisa izinto ozikhethayo, unokunyanzelisa umntu ukuba athengise isitokethi i-$ 17.50 kwaye ujika ngokukhawuleza kwaye uthengise izabelo ozithenge, ufumane i-$ 25 kwisabelo ngasinye kwi- New York Stock Exchange . Ubeka umlinganiselo we-$ 7.50 umahluko kwaye uphindele i $ 2.06 oyihlawulele inketho. Inzuzo yakho yentengo kwi-transaction yayingu-$ 5.44 isabelo ngasinye kwisabelo-mali se-2.06 kuphela ngesabelo ngasinye. Uphendulele ukuphakama kwama-72.4% kwintengo yesitya ukuya kwinzuzo ye-264% ngokusebenzisa i-LEAPS endaweni yesitokisi. Umngcipheko wakho ngokuqinisekileyo wanda, kodwa wahlawulwa ngenxa yonikezelo lwangaphandle. Inzuzo yakho isebenza kuma-54,400 ama-$ 20,600 kwi-investor yakho eyi-20,600 ngokumalunga ne-$ 14,850 eyayiza kuzuza.
Ukuba ukhethe ukhetho lomgama ungayifumana i-$ 29,700 kodwa ubuya kuphephelela ukukhutshwa komngcipheko wokutshatyalaliswa ngenxa yokuba nantoni na ngaphezu kwexabiso lakho lokuthenga eli-$ 14.50 laliza kuzuza. Uza kufumana izabelo zemali ngexesha lakho lokubamba, kodwa uya kunyanzeliswa ukuba ukhokhe umdla kumgama obolekelwe kwi- broker yakho. Kwakhona kuya kwenzeka ukuba ukuba imarike ityunyiwe, unokuzifumana phantsi komnxeba we-margin njengoko sasixwayisa ngaphambili.
Izilingo kunye Neengozi zokusebenzisa i-LEAPS
Isilingo esikhulu xa sisisebenzisa i-LEAPS kukuba utyalo-mali oluthile oluqhawulayo luqhube ngokukhawuleza ngokudlala iinqununu ngokukhetha iinqunto ezingenakulungelelanisa okanye ukuthabatha ummangaliso oza kuhlasela. Unokulingwa ukuba uthathe ingozi engakumbi ngokukhetha amaxabiso angaphantsi, okukhethwa kancinci kwexesha elingasayi kuqwalaselwa njenge-LEAPS. Isilingo siphunyulwa yimibandela embalwa, engaqhelekanga apho i-speculator yenze i-minti epheleleyo. INgqina le-Wells Fargo ngoJuni 2009 iifowuni ezingama-20. Ukuba ububeke imali engamaRandi ayi-10 000 ngexesha lokutshatyalaliswa kweMatshi, ubuya kubakho ukubuyisela ukubuyiswa okungaqinisekiyo, ukubeka isikhundla sakho kwixabiso lemarike elingaphezu kwama-1,300,000 kwiiveki ezimbalwa nje kuphela njengoko i-Wells stock yanyuka ngaphantsi kwe-$ 9 ngesabelo ngasinye ngaphezu kwama-28. ezimbalwa iintsuku ezidlulileyo.
Isifundo kufuneka sibonakale: Ukusebenzisa i-LEAPS akufanelekanga kubatyali-mali abaninzi. Zifanele zisetyenziswe ngokuqaphela okukhulu kwaye ngabo banomdla umdlalo, baninzi imali engaphezu kwemali, bazimisele ukulahlekelwa yipenki abayifake kuyo, kwaye babe nepotowali epheleleyo engayi kuphinda ibethwe yilahleko kuvelwe kwisicwangciso esinamandla.
Ungazikhohlisi - usebenzisa i-LEAPS kaninzi ihlobo lokungcakaza. Njengoko uBenjamin Graham uthe, izenzo ezinjalo azikho mthethweni, kwaye aziphathe kakubi - kodwa ngokuqinisekileyo aziqhelanga kwi-wallet.