Ukwenza i-credit card yakho inkokhelo kwi-intanethi kukunika amandla okuhlawula ngokusondeleyo kumhla ofunekayo, nangona umhla ofunekayo ukuba ufuna. Nangona unako ukulungelelanisa ukuyeka ukuhlawulwa kwekhadi lakho lekhredithi kude kube ngumzuzu wokugqibela, kubhetele ukuhlawula ikhadi lakho lesikweletu ngaphambi komhla wokugqibela.
1. Uya kunciphisa umdla ohlawulayo.
Ukuba umnikeli wakho wekhadi lesikwelethi usebenzisa ibhalansi yakho yansuku zonke ukubala iindleko zakho zezemali , ngoko uyazuza xa wenza inkokhelo yakho ngaphambili kwimijikelezo yokuhlawula.
Uninzi lweentsuku unesibhalansi esezantsi, intlawulo ephantsi yakho iya kuba.
2. Ukwenza uhlahlo lwabiwo-mali lube lula.
Ukuhlawula iibhokhwe zakho konke ngexesha elilodwa kunokuba zifike ngenxa yokuba kube lula ukuhlala kwisabelomali. Xa uhlawula iindleko zakho ekuqaleni kunokulinda, imali inganqunyulwa kwi-akhawunti yakho yasebhanki kwaye uza kuba nombono ongcono wokuchitha imali enokuyenza yonke inyanga.
3. Ukukhulula i-credit engaphezulu ngokukhawuleza.
Ingathatha nanye ukusuka kwimihla enye ukuya kwiintsuku ezimbalwa ukuhlawulwa kwekhadi lakho lesikweletu ukuthumela kwiakhawunti yakho kwaye ubonakalise kwibhalansi yakho kunye nekredithi ekhoyo . Ukuba ufuna ukukhulula i-credit ukuze wenze ukuthenga ngekhadi lesikweletu, ukuhlawula ngaphambi komhla obekufuneka usebenze ngokwakho.
Ixesha lakho lokuhlawulwa kwekhadi lekhredithi kubalulekile xa lifika kwibhalansi yekhadi lesikweletu eboniswe kwingxelo yakho yekhredithi. Ukwenza inkokhelo phambi kokuba umjikelo wokugqibela wenkonzo uvale uya kubonisa ibhalansi esezantsi kwingxelo yakho yekhredithi - ekucingeni ukuba ungenzi nto yokuthenga eyongezelelweyo ngaphambi kwelo xesha.
Oku kunokukunceda ukwandisa amanqaku akho okwekhredithi ngokunciphisa ukusetyenziswa kwemali-mboleko xa ubala amanqaku akho.
4. Phantsi komngcipheko wexesha elide.
Ukulinda de kube ngumhla wokubakho ukuhlawulwa kwekhadi lakho lekhredithi kuthetha ukuba uya kufuneka uqaphele ukuba wenze intlawulo phambi kwexesha lokunqunyulwa. Ukuhlawulwa kwekhadi lakho lekhredithi kungabikho naphi na ukususela ngo-5: 00 ukuya kwixesha lesibini lasempumalanga.
Ukuba uphoswa ixesha lokunciphisa ngenye imzuzu nje, ubhekane nezigwebo zokuhlawula ngokukhawuleza . Ukuhlawulwa kwekhadi lakho lekhredithi kusenokwenzeka ukuba akufanele ujongane nexesha elithile eliza kunye nokuzama ukwenza inkokhelo yokugqibela yekhadi lesikweletu .
5. Gcina kwiirhafu zokuhlawula ngokukhawuleza.
Abanini bamakhadi abaninzi bekhredithi bafumana kuphela iintlawulo ze-intanethi ukuya kwixesha elithile. Emva kwelo xesha, unako ukwenza inkokhelo ehambelanayo kwifowuni, kodwa iya kuhlawula imali. Ngexesha elingaphantsi komrhumo wokugqibela, umrhumo wokuhlawula othe wabuya unako ukuwuphepha ngokwenza ukuhlawulwa kwekhadi lakho lekhredithi ngasekuqaleni kwenyanga.
6. Zinike uxolo kwengqondo.
Mhlawumbi enye yezona zibonelelo ezilungileyo kakhulu zokuhlawula ikhadi lakho lesikweletu ngaphambi komhla wokugqibela kukuba akufanele uxhalabele okanye ungakhathazeki malunga nokuba uhlawule ibhilikhi. Awufumani "usuku lokugqibela" okanye ukwesaba okuza kunye nokuzama ukufumana inkokhelo yakho yekhadi lesikweletu kwikota yokugqibela.
Ukuhlawula iKhadi leKhadi lakho phambi koMhla wokuKhutshwa
Ukuba ufumana ukukhohlwa ukuba wenze i-credit card yakho yentlawulo kuze kube yiminithi yokugqibela, ungene kumkhwa wokuhlawula iibhokhwe zakho ngeenyanga, ngeveki nganye, okanye ngeveki, kuxhomekeke kwimini yakho yokuhlawula. Ungakwazi kwakhona ukumisela iintlawulo nge-bhanki ye-bhanki yakho ye-intanethi okanye ngokukhawuleza kwiwebhusayithi yonikezelo lwekhadi lesikweletu.
Qaphela ukuba awukwenzi ukuhlawulwa kwekhadi lakho lekredithi ngokukhawuleza , ngakumbi ukuba awukhokha ngokupheleleyo. Ukuba wenza inkokhelo phambi kokuba umjikelo wokugqibela wenkonzo uvale, ngaphandle kokuba uqaphele ukuba yintoni oyenzayo, ungaphuthelwa ngephutha ngokulandelayo.